In the first half of the Jinjiang, the cumulative provident fund loan issued more than 400 million

Jinjiang News Network, July 21st, recently, Zhang Xiaoguang, director of Jinjiang Management Center of Quanzhou Housing Provident Fund Management Center, revealed that as of the end of June, the total amount of personal housing provident fund loans issued by Jinjiang over the years reached 10.748 billion yuan.

Zhang Xiaoguang

According to Zhang Xiaoguang, as of the end of June 2022, there were 5,750 collections of Jinjiang Housing Provident Fund, and the number of housing provident funds was paid 14,3518. In the first half of this year, the amount of housing provident fund collected was about 859 million yuan. As of the end of June this year, the city's cumulative collections of housing provident funds were approximately 14.083 billion yuan.

"In terms of loans, as of the end of June, the number of provident fund loans issued this year was 873, with a amount of 406 million yuan. There were a total of 27,873 personal housing provident fund loans issued over the years, with the amount of 10.748 billion yuan." Zhang Xiaoguang said.

The reporter learned that in order to further reduce the pressure on the funds of housing problems, actively cope with the impact of the epidemic and stabilize housing consumption. Recently, the Quanzhou Housing Provident Fund Management Center issued a policy. On December 31, 2022, the highest amount of housing provident fund loans was increased.

"Single -employees meet the loan conditions, which used to be 400,000 yuan, and now increased to 500,000 yuan; the two employees were originally 600,000 yuan loan quota, which adjusted to 800,000 yuan this time. On the basis of an increase of 100,000 yuan. "Zhang Xiaoguang told reporters that at the same time, the loan down payment ratio was also adjusted. For the first time, the employee family applied for a housing provident fund loan to purchase the first house, and the down payment ratio was adjusted to not less than 20%. If the employee family applies for a housing provident fund loan or purchase a second home for the second time, the down payment ratio is adjusted to not less than 30%.

According to Zhang Xiaoguang, another adjustment of the provident fund for paying for rent. If the employee family has no own housing and renting commercial housing in the housing provident fund, the rent withdrawal amount is increased from 600 yuan per month to 800 yuan.

(Reporter Lin Xiaojie)

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