Financial support manufacturing industry should be innovative thinking and measures

The manufacturing industry is the basic industry of the real economy. It is the foundation of the country, the device of the country, and the foundation of the country. A few days ago, the China Banking Regulatory Commission issued the "Notice on Further Promoting the High -quality Development of the Financial Services Manufacturing Industry" (hereinafter referred to as the "Notice"), which was proposed Require. Further strengthen financial support for manufacturing, enhance manufacturing financial services, should innovate thinking, improve work mechanisms, optimize resource allocation, and better support the high -quality development of the manufacturing industry.

At present, my country is the only country in the world that has all industrial categories listed in the United Nations industrial classification. According to the data released by the Ministry of Industry and Information Technology, the value -added value of manufacturing in my country in the second quarter of 2022 accounted for 28.8%of the GDP (GDP), an increase of 1.4 percentage points from 2021. Manufacturing is an important force to promote the development of the national economy and social and participate in international industrial competition. However, in recent years, due to the internal and external complicated factors, the survival and development of my country's manufacturing industry faces new challenges. The global economic downturn has accelerated, and its high inflation in developed economies will inevitably affect international trade demand, global supply chain stability, and a greater impact of commodity prices. In particular, some countries take restrictions, and some high value -added components and equipment have a shortage of supply or price increase, which affects the sustainable development of my country's manufacturing industry to a certain extent. From the perspective of its own situation, my country's manufacturing industry is generally at the low -end of the global value chain. Some core technologies are subject to people. Facing the bottlenecks of technological innovation capabilities and high resource utilization efficiency, the problem of "big but not strong" is more prominent.

In March 2017, the People's Bank of China and others issued the "Guiding Opinions on the Construction of Financial Supporting Manufacturing Powerful Power", emphasizing the need to attach great importance to and continuously improve financial support and services for the construction of a manufacturing power. In April 2021, the China Banking Regulatory Commission issued the "Notice on Doing a Good job in Metal Manufacturing Financial Services in 2021" and put forward 12 measures for the financial service manufacturing industry. Driven by the policy of the financial management department, in recent years, the financial industry has increased its support and services for the manufacturing industry, and effectively supports the manufacturing recovery and the stability of the industry chain. As of the end of 2021, manufacturing loans increased by 2.8 trillion yuan compared with the beginning of the year, of which 2.1 trillion yuan in medium- and long -term loans and 1.1 trillion yuan in credit loans. However, financial support service manufacturing, as well as room for improvement and improvement, still faces many difficulties and challenges, mainly manifested in: the financial service system is still not perfect, the innovation of financial product innovation needs to be strengthened, and the risk of investment and prevention is difficult to balance. Essence In recent years, the effective financing needs of some manufacturing companies have also declined.

Finance is the bloodline of the real economy. Increasing support and services for manufacturing is the responsibility and mission of the financial industry, which helps to accelerate the formation of a new development pattern of mutual promotion of domestic large -loop and domestic and international dual cycles. At the same time, this is also an important part of the financial industry to speed up structural adjustment and optimize the allocation of resource allocation. In the next step, the financial industry should take the "Notice" as an opportunity to take innovative thinking and measures to do a good job of three aspects and further improve the quality and efficiency of manufacturing financial services.

From the perspective of financing, insist on direct financing and indirect financing "two hands". While playing the role of the main force of the banking industry and increasing the investment in manufacturing credit, we vigorously develop the capital market and increase the proportion of direct financing of manufacturing enterprises. If the stock issuance and re -financing system is improved, priority supports the listing of SMEs in the manufacturing industry on science and technology boards, the Beijing Stock Exchange, the GEM, and the New Third Board, and expand the scale of equity financing and debt financing of manufacturing enterprises. At the same time, the risk security function of insurance is used to innovate insurance products that meet the needs of manufacturing, and guide more insurance funds to the manufacturing industry.

From the perspective of service objects, simultaneously supports advanced manufacturing and traditional manufacturing. Optimize the allocation of resources and strengthen financial support in advanced manufacturing, high -tech manufacturing, and strategic emerging industries. In particular, we must vigorously support the financing needs of manufacturing enterprises to develop new technologies, new materials, new equipment, and new products, and improve The service of "specialized new" enterprises with core technology and strong growth. For traditional manufacturing industries and enterprises, it will continue to provide medium- and long -term financial support in equipment renewal, technological transformation, and green transformation and development.

From the perspective of support measures, it is necessary to increase product innovation and make good use of the original products. In -depth application of fintech, overcoming less credit data of enterprises, actively developing supply chain finance, and focusing on increasing the proportion of first loans of small and medium -sized manufacturing enterprises; breaking the superstition of mortgaged guarantees, a credit basis such as trademarks, patents, etc. Products and services to diversify the needs of manufacturing enterprises. The outstanding characteristics of manufacturing enterprises for funding demand are large demand and long cycle. Therefore, it is necessary to make good use of medium and long -term credit products to provide enterprises with long -term stable funds and optimize their debt term structure.

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