Jiangsu's first employment big data empowers inclusive finance.

Author:Intersection Time:2022.07.24

The reporter reported that on July 24, it was learned from the Jiangsu Provincial Human Resources and Social Affairs Department that in order to increase support for the expansion of enterprises, Jiangsu's use of employment big data to empower inclusive finance, and the first inclusive employment financial service product in China " Sugang Loan ". Three months of the product, 1636 small and medium -sized enterprises have been served, with a loan balance of 6.609 billion yuan, and more than 90,000 posts expanded.

"During the epidemic situation, some companies have insufficient flow of flow funds. The Provincial Department of Human Resources and Social Security, together with the Provincial Local Financial Supervision Bureau and the Provincial Federation of Industry and Commerce to strengthen the coordinated linkage of employment policies and financial policies. Private enterprises who have not lay off layoffs and participate in social insurance accurately invest in low -interest credit loans in accordance with the law, focusing on tilting to small and medium -sized enterprises and real economy. "Zhang Hongwei, deputy director of the Provincial Department of Human Resources and Social Security, introduced that the human and social department uses the integrated information platform of the Human Resources and Social Affairs, Established the first batch of more than 50,000 corporate list libraries. During the year, the credit funds were arranged at no less than 20 billion yuan. The maximum loan amount of the company could reach 30 million yuan, and the average preferential interest rate was controlled within 4.00%. Lord, no enterprise provides mortgage.

In order to make credit information benefit the enterprise as soon as possible, the Human Resources and Social Affairs Department mobilized employment services at all levels to penetrate the company's publicity policies; Leading channels, broadening policy awareness and beneficiaries.

"The salary of the company in May this year is almost unable to issue it. It is the urgent urgency of 'Su Gang Loan'!" Recalling the difficulties of the company's encounter, Mo Hong, the financial manager of Jiangsu Lingyan Intelligent Technology Co., Ltd. The main stage lighting equipment of the collar intelligent technology, which is difficult to afford the liquidity of corporate mobile funds by the epidemic. At the time of the company's most difficult, local people and social staff came to inform the company that they could not guarantee low interest loans, and the company applied immediately. Mo Hong said that 4 million yuan of loans have been in place for less than a week from the application to issuance.

Jiangyin Yueda Chemical Textile Co., Ltd., with 280 employees, received 10 million yuan of "Su Gang Loan". Chairman Zhang Yaliang said that during the epidemic period, the logistics was poor, and the company focused on the intelligent transformation of the equipment. The pressure on funds was very high, and the 10 million yuan loan greatly enhanced the confidence and determination of the company's upgrading and upgrading.

Jiangyin City introduced Zhang Bin, deputy director of the central government. In order to help enterprises overcome the impact of the epidemic, Jiangyin organized the "policy to find enterprises" activities for the employment commissioner of the city, townships (streets), and tailored the "Sugang Loan" credit plan for the enterprise. Since the opening of the "Sugang Loan" business on June 9, the first batch of 120 corporate list libraries have been established, with a cumulative loan of 230 million yuan, benefiting 49 companies.

The introduction of "'Su Gang Loan" marks that human resources information is truly transformed into a tangible important value asset in the financial sense! "Yu Zhiqun, deputy general manager of the inclusive finance department of Bank of China Jiangsu Branch Methods support enterprises, reduce application thresholds, and quickly arrive. The Human Resources and Social Security Department's precise push for enterprises that meet the credit conditions through big data have greatly improved the accessibility of enterprises to obtain financial information and services, and ensure that more enterprises do not lay off layoffs and non -stop salary.

Xinhua Daily · Jiaojiao Reporter Huang Hongfang

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