Two departments: Actively support cultural tourism enterprises to resist the impact of epidemic affairs and not be blindly restricted and disconnected from loan

Cover news reporter Su Yu

On July 26, the cover journalist learned from the Ministry of Culture and Tourism that the People's Bank of China and the Ministry of Culture and Tourism issued the "Notice on the Restoration and Development of Financial Support Culture and Tourism Industry". In accordance with the principle of marketization, through the methods of new loans, exhibition or renewal, etc., we actively support cultural and tourism companies to resist the impact of epidemic conditions.

The notice pointed out that we will continue to increase financial support for the culture and tourism industry. Give full play to the dual functions and structural dual functions of monetary policy tools, maintain reasonable liquidity, and give full play to the effectiveness and guiding role of the loan market quotation interest rate reform, and promote the steady decline in the comprehensive financing costs of cultural and tourism enterprises. Use monetary policy tools such as re -loan, re -discounting, and inclusive micro -loan support tools to guide banking financial institutions to improve and strengthen credit services for cultural and tourism companies.

Provide differentiated financial services for cultural and tourism companies that are affected by the epidemic. Cultural and tourism administrative departments at all levels should give play to the advantages of the competent industry department and formulate a list of companies in difficulties in the impact of the epidemic. Cultural and tourism financial service centers in various places must actively play a role, actively understand and collect financing needs information of cultural and tourism companies, provide guarantee services for implementing various financial support policies, and encourage conditional cultural and tourism financial service centers Difficulty fund.

The notice clearly improves the credit supply system for culture and tourism companies. The banking financial institutions must combine their own business and cultural and tourism industry characteristics to optimize credit management systems such as credit management, internal rating, loan approval, post -loan service and risk management of cultural and tourism enterprises, and improve credit services for cultural and tourism companies. efficiency. In response to the characteristics of cultural and tourism enterprises, innovate credit products, carry out pledged financing in cultural products, scenic spots, etc., and enrich the credit financing instruments of culture and tourism enterprises. Promote active credit and borrow the loan mode. Give full play to the positive role of cultural and financial franchise institutions and specialty branches in improving and strengthening the credit services in cultural and tourism enterprises.

Further broaden the financing channels of cultural and tourism companies. The China Banking Market Traders Association and the Interbank Market Lleel Co., Ltd., etc., should make good use of the "green channels" that have been established, simplify business processes, appropriately relax information disclosure requirements, and increase the qualified cultural and tourism companies that meet the conditions. Support.

Encourage local conditions to adapt to local conditions, explore the establishment of an asset evaluation system suitable for local culture and tourism enterprises, and encourage cultural and tourism various industries to explore the establishment of the value evaluation system of cultural and tourism products in the industry, in order to further expand the financing channels of cultural and tourism companies. Support all localities to revitalize corporate assets in accordance with the characteristics of local culture and tourism enterprises and asset characteristics, and enhance the "hematopoietic function" of the enterprise itself. Financial institutions should do a good job of corresponding financial services.

In addition, focus on reducing the financing costs of cultural and tourism companies. The banking financial institutions should take advantage of the relevant policies such as re -loan, re -discounting, and improve the mechanisms of pricing, risk transfer and sharing of financial services in cultural and tourism enterprises, strengthen scientific and technological empowerment, and further improve the efficiency of financial services for cultural and tourism enterprises Essence Encourage cultural and tourism administrative departments at all levels to rely on existing capital channels to increase the discount support for cultural and tourism companies affected by the epidemic. Give play to the role of government financing guarantee system in reducing the cost of culture and tourism enterprises.

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