Wenzhou explores the "non -public enterprise party building credit increase" financing model: 342 companies have received "double strong red collar loan" 1 billion letter letter

Author:Science and Technology Finance Time:2022.07.28

"Very unexpected and exciting." Recently, after obtaining a credit of 3.8 million yuan in Lucheng Rural Commercial Bank through "Double Strong Red Loan Loan", Chen Jianxin, chairman of Zhejiang Green Art Construction Co., Ltd., said, "Do not do the party building, not only not only, not only not only, not only not only, but not only not only, but not only not only, but not only not only, but not only not only, not only is it not only not only It can make employees stronger and stronger combat power, and now we can get more low -interest loans. We have more motivation for party building. "

Including Zhejiang Green Art Construction Co., Ltd., 342 companies have received a total of 1 billion yuan from the three agricultural commercial banks of Lucheng, Longwan, and Erhai. This is a useful practice for Wenzhou to explore the "double strong red collar loan" model. Since the beginning of this year, in order to thoroughly implement the important requirements of "the epidemic must prevent, the economy must stabilize, and the development of development must be safe", the central government and the provincial and municipal committees promote the overall overall work of economic stability. Two New Industry Commission) joint Zhejiang Rural Commercial and Commercial Union and Bank of Wenzhou Management Department to rely on Wenzhou Financial Comprehensive Service Platform to actively explore the financing model of "non -public enterprise party building and increase credit", innovate the establishment of the "double strong red collar loan" project, and strive to solve the difficulty of corporate financing difficulties Wall -financing is expensive.

The so -called "double -strong red collar loan" is to incorporate non -public enterprise party building indicators such as the "Double Strong Six Star" creation and party organization secretary "Double Star" and the party building indicators of non -public enterprises in Wenzhou Financial Comprehensive Service Platform. The system, as an important basis for banks to measure corporate loan quotas and loan interest rates, convert the party building 'soft power' into financing 'hard credit', and empower the small and micro enterprises that help enterprises, especially 'party building strong', to achieve 'development strong'. Through the three dimensions of financing convertible, scoring visualization, and capacity, the financial attributes of non -public enterprises "party building work" have a certain initiative nationwide.

At present, with the strong support of the Wenzhou Management Department of Zhejiang Rural Commercial and Commerce Bank, the project has launched pilots in Lucheng, Longwan, and Erhai. In order to further meet the financing needs of enterprises, the Wenzhou Management Department of Zhejiang Rural Commercial and Commercial United Bank also provides more preferential policies for the pilot, that is, the company can obtain the Rural Commercial Bank's "Double Strong Red Collar" evaluation results according to the results of the party organization star assessment and the party organization secretary "Double Strong Red Collar" evaluation results. Credit amount and interest rate discount. For example, the party organization of non -public enterprises was awarded the six -star party organization and the party organization secretary was awarded the city's first -level "double strong red collar". According to the credit evaluation system, the maximum credit loan amount of corporate credit loans was 5 million yuan, interest rates compared to the same period as the same period. Interest rates fell another 60 BP.

In the next step, on the basis of prudent promotion of pilot work, Wenzhou has gradually expanded the scope of pilot scope, improve service accuracy, iterative product projects, and provides more financial services for non -public enterprises, especially "strong party building", and strive to work hard. Realize the virtuous circle of "enterprises attach importance to party building and party building to help the development".

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