"Red and Green Tim Jin" painted mountainous districts and counties!The Wenzhou Banking Insurance Regulatory Bureau is the leapfrog development of the mountains and counties to strengthen the financial guarantee

Author:Science and Technology Finance Time:2022.07.29

This year is the in -depth year of the common prosperity demonstration zone in Zhejiang's high -quality development and construction. In the process of promoting the high -quality development of mountains and counties, finance is an indispensable important support and necessary guarantee. The Zhejiang Banking Insurance Regulatory Bureau issued a number of policies to support the construction of a common prosperity demonstration area and the leapfrog development of 26 counties in the mountains, promoting bank insurance institutions within their jurisdiction to establish a differentiated financial service mechanism for supporting 26 counties, and carry out "one county, one policy" financial accurate financial accuracy Help and accelerate the construction of the basic form of prosperity and modernization in the mountains.

Located in Wenzhou in the mountainous area of ​​Zhejiang Province, there are five mountain counties and counties in Yongjia, Pingyang, Cangnan, Wencheng, and Taishun. The short board is in the mountains and counties, and the potential is also in the mountains and counties. The Wenzhou Banking Insurance Regulatory Bureau takes the development of "red+green" in 5 counties in the mountains of the mountains, organizes the "traffic and gold" action to deepen the leadership of party building, and strives to broaden the "green water and green mountains is the golden mountains and silver mountains" transformation channel, which is the mountainous area. The county leapfrog development and realization of the wealth provides strong financial guarantees.

"Loan" moving green farmers' special products "deep girlfriends"

According to the "Notice on Printing and Distributing the" Notice on Printing and Distributing the "Zhejiang Banking Insurance Industry Support 26 County Capital High -quality Development Action Plan (2021-2025)> issued by the Zhejiang Banking Regulatory Bureau and the notice Based on the characteristics of the five counties in the mountains in the mountains, the branch bureaus set up the "Wenzhou Edition" working system and framework in accordance with the principle of "one county, one policy", and guide bank insurance institutions to focus on the economic and social development and industrial characteristics of each county. Deepen reform and innovation, and effectively help the high -quality development of 5 counties in the mountains. As of the end of June this year, the balance in 5 counties in Wenzhou Mountain District was 380.283 billion yuan, a year -on -year increase of 21.06%, which was 3.66 percentage points higher than the city's average level.

Customer manager of Wenzhou Agricultural Bank of China go to the field to investigate

Wenzhou Branch of the Agricultural Bank of China with the "Agricultural Character Sutra" played the role of the county's financial leading bank, and supported 5 counties of mountainous areas as an important focus of financial services. Take the lead in expanding the total amount of financing and traffic to ensure that the annual credit growth of 5 county branches in the mountainous areas is higher than the average of the entire bank. Provide "Agricultural Bank of China" for Shanxian financial services.

Pingyang County ranked first in the ranking of high -quality development performance assessment in the 26 counties of the province in 2021. A cup of tea, a fish, an egg, a bamboo shoot, and a duck is the "Five Fresh" of Pingyang. Go out of the "deep girlfriend".

"We are engaged in marine fishing in large and risky, and it is difficult to loan from banks in the past. But this time the agricultural bank employees came to handle, I only ran one trip, and the loan of 300,000 yuan was received. I didn't expect it to be so convenient!" The veteran fishermen in Xiwan Village in Aojiang Town, Pingyang County relied on the "fishing boat loan" of the Agricultural Bank of China. According to reports, "fishing boat loan" is a financial product tailored by the Agricultural Bank of China for fishermen. At present, Pingyang Sub -branch has issued a total of 10.8 million yuan in 72 households in "fishing boat loans".

The development of the agricultural area in the mountains has been facing problems such as distribution and financing difficulties for a long time. The Agricultural Bank of China Pingyang Sub -branch's innovative "Financial+Agricultural Union" industrial chain financing model has allowed the "small farmers" to hold the "big market". The Agricultural Bank of China Pingyang Sub -branch signed a strategic cooperation agreement for the "Green Industry Loan" to provide a special intention to the members of the county Agricultural and Healian Federation members of 500 million yuan. A total of credit credit was given to the bee farm branches, fishery branches, tea farmers branches, snack branches, etc. under the county agricultural co -association system throughout the year. The total number of credit was nearly 200 households, and the cumulative loan of over 60 million yuan.

Xiang Shifang investigating Shengshan Village Tea Processing Factory

Entering Yongjia County, which is separated by a river in Wenzhou City, at the end of June, the balance of various loans of Yongjia Rural Commercial Bank was 29.853 billion yuan, an increase of 2.46 billion yuan from the beginning of the year. "After Secretary Xiang came, not only did he buy equipment in the village, built a tea processing plant, but also found a new sales channel for the tea in our village." Said the book of Shengshan Village, Jiekeng Township, Yongjia County. In Yongjia, Xiang Shifang, the director of Yongjia Rural Commercial Bank, was sent to Shengshan Village as the first secretary. According to the regional characteristics of the "One Chicken and Three County" in Shengshan Village and the existing 600 acres of tea garden bases, Xiang Shifang made every effort to do a good job in the application of industrial projects, villagers' opinion collection, and "key person" visits to help solve the development of village -level industries. The urgency and difficult things in China also allocated 250,000 yuan from the bank's "Rural Revitalization and Development Fund" to help build a high -mechanized tea processing plant, which launched the brand of "alpine tea" in Shengshan Village. The epidemic in the spring of this year caused thousands of pounds of tea in Shengshan Village to sell. Xiang Shifang actively sought the help of the Yongjia County CPPCC live broadcast team. In the form of online live sales, it broaden the sales of tea in Shengshan Village and was well received by the villagers.

"Financial Specialist" jointly writes red stories

The Wenzhou Banking Insurance Regulatory Bureau guides the bank insurance institutions within its jurisdiction to actively cooperate with the township governments, villages and other committees to rely on the red resources of 5 counties in the mountains, the party building alliance, branch construction and other activities, and select "Common Wealth Financial Commissioner" to talk about the redness. The story, realize the two incorrect party building and financial services, improve together, and effectively help rural revitalization.

"We can finally live in a new house!" The villagers of Shenshan Village, Wangli Town, Wangli County, excitedly. The Cangnan Rural Commercial Bank Communist Party Commissioner Gongfu learned that the village's foreign placement housing project was discussed in 2006 during the first participation in the party members of the Shenshan Village, but after failing to start due to policy funds and other issues, he immediately reported to the bank. Discuss solutions. By convening a symposium and face -to -face construction, the bank collected a list of resettlement housing construction. After listening to the suggestions of village cadres and villagers, the financial assistance plan was finally formulated through multiple communication. The bank awarded 40 million yuan to support the construction of poverty alleviation houses in Shenshan Village. The resettlement house construction project that had been put on hold has finally started. At present, the 280 households in the village have moved into a new house and rounded the "living dream".

As a native legal person bank in Zha Ren, Cangnan Rural Commercial Bank actively explores the "common rich model" of local inclusive finance, formulated the "Cangnan Rural Commercial Bank" Common Wealth Demonstration Zone Construction Plan ", and vigorously promote the" common prosperity consortium ". Construction, a team consisting of 216 rich financial commissioners, with 18 towns and 354 administrative villages in the county area, and is committed to providing sufficient, convenient and cheap financial services for each family, every enterprise, and village community.

In Wencheng County of the National Ecological County, the Agricultural Bank of China Wencheng Sub -branch led the party building, forming a team of "common prosperity" financial special commissioners to distinguish the regions of 12 towns and 5 townships in the county, implement financial docking measures, and allow farmers to have technical support in one hand. , I have financial support in one hand, and solve the worries after solving.

"I have confidence in the development of family farms!" Said Liu, a family farm operator of Nantian Town, Wencheng County, said that there were more than a thousand bayberry, yellow peaches and pear trees.

Recently, due to the large amount of labor costs needed for maintaining a large amount of fruit trees, Boss Liu had funding pressure. After the Agricultural Bank of China Financial Communist Communist Party's on -site investigation, he confirmed that he applied for the use of loans to meet the requirements of "Hui Nong E loan". He reported to the approval of farmers' small loans through the "Political and Bank" model, with a term of three years and a lending of 300,000 yuan. According to reports, a small loan of the agricultural bank farmers in the "Political and Banking" model has targeted support for farmers engaged in the breeding industry. Combined with the "supply and sales of loans" products, it can benefit from nearly 100 members and more than 500 membership units.

Painted the new picture of "Sharing Club · Happiness"

The river and clear scenery on both sides of the river, the villagers live and work in peace, and they are happy. "During the summer vacation, the Rural Commercial Bank had a summer camp in the community. The children had a good time. Our old people often enjoy free haircut services." thumb.

"One Old and One Little" coordinated development is one of the important contents of common prosperity. Yongjia Rural Commercial Bank created the establishment of a happy village residence as a carrier. model.

In terms of "one old", the "enjoyment of silver age" series of volunteer services, which takes the elderly to protect the elderly in terms of medical, life, and finance. Link the county Health and Health Bureau to build the county's first smart health station and open up the last 100 meters of "silver age" medical services; work together to provide public welfare haircut services to the elderly in the county in the county to send care to the elderly Carry out financial knowledge propaganda activities to improve the ability of the elderly to prevent fraud.

In terms of "one small", the "five one" project is implemented to continue to optimize the space for children's growth. Fire theme lectures and practical exercises, guide children to participate in village fire safety governance together; the theme picture book reading, stimulate children's curiosity and exploration of the world; patriotic theme painting, sowing the seeds of patriotism in the child's heart; Guide children to establish the correct "outlook on money" and "consumer concept"; the flea market allows children to know the hardships of making money and wake up the empathy.

Cangnan Rural Commercial Bank Communist Party of China Visit the Four Seasons Pomelo growers

"Now the roads in the back door of the community are flat, which is more convenient for us to travel!" Mr. Li Li, a resident of Jiangnan Royal District, Qianku Town, Cangnan County, pointed at the cement road in the back door of the community and said, the original lamuni road in the back door of the community, for The residents' entry and exit brings great inconvenience. After the Cangnan Rural Commercial Bank's residential community, the Communist Party of the Communist Party of China learned that it carried out road repair and rainfall pipe network improvement projects through the "Share Club · Happiness" happy fund, and cooperated with the community to plan 22 public parking spaces. Since then, the residents of the community have come home more flat.

This is the microcosm of the construction of the "Sharing Club · Happiness" positions to actively promote the construction of the party building. The bank formed 16 party members' pioneers to actively participate in community governance, community old reform, volunteer service and other work, and create a "neighborhood+" grass -roots governance happy model. At present, more than 350 theme activities have been carried out. At the same time, from the actual needs of the residents to the starting point, integrate the idle space of the county's outlets and post stations, and create a "neighborhood station" with functions such as government services, children's amusement, book borrowing, and residential discussion. New grid of financial development. At present, five 15 -minute "neighborhood" multi -functional stations have been established in the county.

Correspondent Cai Jinjie Hu Yaowen Huang Chengjie Chen Rong former reporter Xu Huimin

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