"Can it be elderly and make money?"Be careful illegal fundraising

Author:Hunan Daily Time:2022.06.16

Hunan Daily All Media Reporter Chen Yan

The reporter learned on June 15 from the Office of the Leading Group of the illegal fund -raising work (referred to as the "non -office" of the provincial office) that June this year is a month to prevent illegal fund -raising promotion. Preventing illegal fund -raising knowledge is sent to millions of households to improve the identification and self -defense awareness of elderly groups' identification and self -defense.

There are six types of illegal fundraising in the field of pension

According to the relevant person in charge of the Provincial Office, some criminals use "recharge pension members to get interest", "buying pension property or rents of beds to appreciate" and other gimmicks are engaged in illegal fundraising, causing economic losses to elderly groups. Six categories.

Using the characteristics of the elderly's anxiety to seek pension guarantee and lack of understanding of new Internet finance, throw high dividends, preservation high interest rates, etc., illegally absorb public deposits, unclear funds and flow, and high risk of fund chain break risk Essence

By giving free eggs, fruits, small appliances, etc., rent the venue to "teach" the elderly, to attract the elderly to hook it step by step, and let the elderly buy various products with high quality.

In the name of "Housing Pension", the elderly are deceived by the elderly mortgage, and the property is mortgaged to the relevant company, and then the elderly are recommended to buy their recommended wealth management products, which eventually causes the elderly to carry a loan without a house.

By carrying out "free free clinics" and "free medical examinations" and other methods, impersonate experts and doctors to take a false consultation, sell all kinds of so -called health products to exaggerate product effects.

In the name of investing in pension apartments, welfare institutes, and even cemeteries, the elderly organized the elderly to visit the inspection collectively to exaggerate the project's prospects, claiming that "both pension and money can make money", and then illegally fundraising in the name of pre -sale beds and VIP cards.

In response to the spiritual needs of the empty nest elderly people who need to care and accompany them, pretend to be children and grandchildren in front of the elderly, and even the gangs' crime directors "Dusk Love". The ultimate goal is still fraudulent money.

The hidden risks in the field of pension cannot be ignored

According to the relevant person in charge of the Provincial Department, the publicity gimmicks that are "both elderly and can make money" are suggested that the majority of elderly friends are highly vigilant and pay attention to. For those who cannot determine the identity of the other party, it is recommended that elderly friends try to wait for their children to go home as much as possible. At the same time, family members should care more about the elderly, and in time to grasp the relevant trends of the elderly in the family to prevent being deceived.

The hidden dangers of these risks are that high rebates cannot be realized. Some elderly service agencies do not have the service entities and income that match their promises to return, and it is difficult to continue to maintain funds. Its rebate funds are mainly derived from the costs paid by the elderly. They belong to the "demolition of the east wall and the west wall", and the high rebate is even more fraud.

Fund security cannot be guaranteed. Some pension service agencies have obviously exceeded the bed supply capacity commitment service, or beyond the sustainable profit level commitment to repay the principal and interest, and collect high membership fees, in the name of "VIP card", "membership card", "prepaid card", etc. Charges or recharge membership cards to absorb public funds. A large number of funds from the public are controlled by the initiative, and there is a risk of transfer funds and rolls.

Health needs cannot meet. There are also some enterprises through conference marketing, health lectures, experts' free consultations or unreasonable low -cost tourism, and provide false or misunderstandings to the elderly, selling so -called health products, and even severe cases.

There are illegal risks in the operation mode. Some pension service agencies sell fictional pension apartments, pension villas, or in the name of investment, franchise, and shareholding health care bases, and promise to return to sale, after -sales leases, agreed repurchase, and sales of real estate. The above behavior of relevant institutions and participants has risks such as illegal fundraising.

[Responsible editor: Wang Yaobing]

[Source: Hunan Daily · New Hunan Client]

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