The city's first \"political and silver\" cooperation loan business landed

Author:Shantou released Time:2022.06.08

Recently, the Municipal Financial Bureau belongs to Shantou Hongcai Investment Co., Ltd. and Shantou Longhu Changjiang Village Bank, Shantou SME Financing Guarantee Co., Ltd. to cooperate, and successfully succeeded in a small small egg wholesale and production and processing in Shantou's jurisdiction. Micro -Enterprise -Shantou Trading Co., Ltd. handles a loan business of 1.5 million yuan, marking the successful landing business of the city's \"government and banking\" project.

Since the beginning of this year, the price of fresh eggs has increased by more than 40%, and the procurement cost of related processing industry raw materials has risen. Not long ago, the owner of the trading company was plagued by the shortage of funds and could not meet the needs of the purchase of reproduction. In addition, he learned from the \"government and banks\" project related policies from the Longhu Village and Town of Longhu, Shantou. Soon, Shantou SME Financing Guarantee Co., Ltd. and Shantou Hongcai Investment Co., Ltd. successfully provided the company with mobile fund loan guarantee services, with a loan amount of 1.5 million yuan, deducting 1%financing guarantee for the government's full subsidy After the rate, the annual loan interest rate is only 5.2%, which helps companies smoothly solve the problem of insufficient collateral and shortage of funds.

It is understood that the \"political and silver\" project is market -oriented. Provide loans to credit increase, and bank institutions are effective tools for providing credit support to enterprises in accordance with credit policy standards and requirements. Through the close cooperation of the three parties, it not only allows enterprises to integrate development funds and achieve sustainable operations, but also allows bank institutions to loan money and guarantee.

The reporter learned from the Municipal Finance Bureau that the banks that have passed project cooperation are Shantou Bay Bank, Chenghai Rural Commercial Bank, Changjiang Village Bank, CCB Shantou Branch, Zhongxing Shantou Branch, Shantou Branch of the Bank of China, Xingye Eight institutions including the Bank of Shantou Branch and the Shantou Branch of Minsheng Bank have 13 and 25.5 million yuan of loan business that are being reviewed. It includes various types of credit innovation products such as \"credit loan\" and \"park insurance\".

(Source: Shantou Daily)

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