Harbin holds financial help enterprises' financing docking will guide the development of financial water to help the real economy development

On August 11, the Harbin Municipal Financial Services Bureau, together with the Municipal Industry and Information Technology Bureau, organized a financing docking meeting of financial assistance to enterprises to promote the implementation of financial benefit enterprises such as the country, provinces, and municipalities to stabilize the economic market, and the stability of market entities.

Guo Shunmin, member of the Standing Committee of the Harbin Municipal Party Committee and Deputy Mayor of the Municipal Government, attended the event and spoke. The relevant leaders of Heilongjiang Provincial Local Financial Supervision Bureau, the People's Bank of China Harbin Central Branch, Heilongjiang Banking Regulatory Bureau, and Heilongjiang Securities Regulatory Bureau attended the event. The Harbin Municipal Financial Services Bureau and the Municipal Taxation Bureau introduced the relevant financial support policies and silver tax interaction policies of Harbin City. need. Financial institutions such as Bank of China, Import and Export Banks, Industrial Bank, Export Credit Insurance Company, Xinzheng Guarantee, and Enterprise Information Guarantee introduced to help enterprises' rescue financial products. A dual -stabilized loan cooperation agreement was signed. Financial institutions such as Harbin Bank, Longjiang Bank, Harbin Commercial Bank, Agricultural Bank of China, and Bank of Communications signed financing cooperation agreements with enterprises such as Baolong Industry and European Pharmaceuticals. BOC International Securities gave a special lecture on listing. More than 90 enterprises such as industry, commerce and trade and 33 major financial institutions in Harbin participated in the docking meeting. After the meeting, the on -site docking and exchanges of gold enterprises reached a number of cooperation intentions.

Since the beginning of the year, the State Council has introduced the "Police Policies and Measures for the Economy", and the national financial regulatory authorities have issued correspondingly to strengthen financial services and increase policy measures for the real economy support. Heilongjiang Provincial Financial Bureau, the People's Bank of China Harbin Central Branch, Heilongjiang Banking Regulatory Bureau, and Heilongjiang Securities Regulatory Bureau combined with the actual situation of Heilongjiang Province, focusing on the release of 59 to help enterprises' financial policy measures. Harbin Municipal Party Committee and Municipal Government attach great importance to the development of market entities, formulate "Several Policies and Measures on Coping Epidemic Influence to further support the healthy development of market entities," to play a combination of policy portfolios in benefit enterprises, support the stable development of market entities such as small, medium and micro enterprises, and individual industrial and commercial households. , Establish financial support policies such as stable and stable loan guarantee funds, guarantee fees and exemptions, loan discounts, and other financial support policies, give full play to the guidance of financial funds, guide more financial "living water" to flow into the real economy, and support the burden of the trapped market entities to reduce the burden and restore development. Improve the quality and efficiency of financial services.

The first is to establish a financing risk sharing mechanism to help enterprises reduce financing thresholds. Establish a special fund of 3 billion stabilization loan guarantee guarantee, and establish a mechanism for sharing the government, banks, and guarantee risks. The implementation list management of relevant enterprises that stabilize and stabilize the policy of stability and stability, and will be included in the list of support enterprises after the application of enterprise applications and industry authorities. The financing guarantee institution adopts the method of mortgage -exempt guarantee credit increase method, and the loan will be guaranteed, and it will give corporate financing support to the greatest extent. Take multiple measures to promote banks to "dare to loan, wish loan, energy loan, and loan."

The second is to implement the policy of guarantee fees and loan discount policies to help enterprises reduce financing costs. Set the upper limit of financing rates, and stabilize the interest rate of loan loans on the basis of the one -year loan market quotation rate of no more than 100 basis points. The financing guarantee company has stabilized and stabilized business to adopt unsecured credit anti -guarantee methods to "see the loan". The guarantee rate is reduced to 0.5%. Essence Loans for corporate settlement are given to loan discount support in accordance with certain standards. Through series of measures, the comprehensive financing rate of dual -stabilized loans is lower than the average level of the province.

The third is to build a financial service platform to provide convenient services for the declaration of stable and stable policies. Line and run Harbin Comprehensive Financial Services Platform, integrate banking enterprise financing supply and demand information, build financial service products supermarkets, and provide online docking services for banking enterprises. Realize the application of stability and stability policy, the "7 × 24 hours" one -stop online processing of "7 × 24 hours", "let the information pass more and let the enterprise run less." 17 banking institutions including Industrial and Commercial Bank of China and Construction Bank have released more than 40 credit products and more than 4,000 enterprises on the platform to register on comprehensive financial service platforms.

The fourth is to innovate financial service products to help the development of small and medium -sized enterprises. Based on its own business advantages, the bank institutions have developed special financial products, and various banking institutions have launched small -micro loans, silver tax loans, and digital supply chain -free credit loan products. Harbin has established municipal science and technology guarantee funds to provide support for small and medium -sized enterprises that carry out intangible asset pledge loans such as intellectual property rights, and provide support for guarantee of up to 10 million yuan in support.

Driven by the help of enterprise bailout policies, Harbin financial institutions actively innovate characteristic credit products, continuously optimize the credit approval process, and comprehensively improve the level of financial services. In the first half of 2022, the city's inclusive micro loan balance was 72.87 billion yuan, an increase of 17.5%year -on -year, higher than the city's various loans. Since the epidemic, nearly 10,000 companies in Harbin have received a total of nearly 100 billion yuan and municipal dual -stabilized loan support. Since the beginning of the year, nearly 900 enterprises in Harbin have received a total of 2.757 billion yuan in provinces and municipal new rounds of dual -stabilized loan support. (Reporter Gao Wei)

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