The credit evaluation mechanism should be "expanded"

Author:Corps Daily Time:2022.08.14

● Shiyan

A few days ago, the Corps announced the results of the credit evaluation of 297 real estate development companies and 269 property service companies, and implemented differentiated management in accordance with the results of credit evaluation. This was of great significance to promote the healthy development of the real estate and property service industry.

The credit evaluation mechanism is a powerful means to promote the reform of "decentralization of management" and improve the scientificity and efficiency of regulatory supervision. It can realize the transformation from "management product" to "tube subject" to effectively enhance the awareness of the performance of market entities and self -regulatory consciousness. It is necessary to promote the "expansion" of the credit evaluation mechanism to the fields of e -commerce, intellectual property, agricultural resources and agricultural products operations, transportation, catering services and other fields, and comprehensively establish a multi -industry regulatory mechanism based on credit.

Improve the credit information sharing mechanism. The basis of the credit evaluation mechanism is the public credit information of cross -industry and inter -departments. Based on the results of the original credit information platform and the comprehensive evaluation of public credit of the corporate legal person, coordinate the credit information resources such as market supervision, government services and industry supervision departments, adjust public credit Information directory, establish a unified credit information sharing library, and conduct credit grading of market supervision entities in the industry.

Improve credit evaluation application mechanism. According to the characteristics of the industry and market transaction, the industry authorities formulate and introduce the application mechanism of credit evaluation, and make institutional arrangements for the application of credit information, credit evaluation and classification, credit classification results, and protection of equity. Integrity information, dishonest information, serious dishonest main list information and rewards, punishment, dynamic management, and credit repair.

Make a good credit incentive constraint mechanism. Implement differentiated supervision on credit subjects, put supervision forces to key targets with poor credit, and build a new type of regulatory mechanism based on credit. For example, for the main body of the trustworthy market, the "non -disturbing" integrity management system can be used to open up green channels for them in public services to simplify the procedures for it and tolerate the lack of acceptance. The main body of the broken trust market shall be differentiated to differentiated credit constraints according to different credit grades. If it is listed as a key supervisory object, there is no upper limit for the random inspection. Increase inspection content in accordance with laws and regulations, increase the efforts and frequency of random inspection and inspection, and restrict registration matters, especially in terms of financing Quality and credit security red line.

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