In the first quarter, the national payment system was running smoothly

Author:China Consumer News Time:2022.08.16

The overall situation of the payment system operation in the first quarter of this year released by the People's Bank of China shows that the domestic payment system is stable, and the number of bank accounts, non -cash payment business volume, and payment system business have maintained an increase in growth. Average consumption has decreased year -on -year.

Data show that in the first quarter, a total of 94.181 billion bank card transactions occurred nationwide, with a amount of 26.490 trillion yuan, an increase of 10.90%and 3.90%year -on -year. Among them, the consumer business was 52.156 billion yuan, with an amount of 3.262 trillion yuan. The average consumption amount of bank card cards was 3500.79 yuan, a year -on -year decrease of 4.85%; the average consumption amount of bank card pens was 625.51 yuan, a year -on -year decrease of 12.86%.

The data also shows that the total credit of the bank card is basically stable. As of the end of the first quarter, the total credit of the bank card was 2.164 trillion yuan, a month -on -month increase of 2.93%; the bank card credit credit balance was 8.55 trillion yuan, a decrease of 1.38%from the previous month. The average credit line of bank cards was 27 million yuan, and the credit use rate was 39.28%. The total amount of credit cards had been overdue for half a year, and the total amount of credit was 92.676 billion yuan, an increase of 7.71%month -on -month, accounting for 1.09%of the credit card's credit balance.

Produced by Chinese Consumer Newspaper New Media Editorial Department


Source/China Consumer News · China Consumer Network

Reporter/Nie Guochun

Edit/Duke

Supervision/He Yongpeng Ren Zhenyu

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