In the first half of the year, the "Tax Bank Interactive" granted a credit loan of 10.8 billion yuan to benefit more than 100,000 households and micro enterprises

Author:Tianshan.com Time:2022.08.16

Tianshan News (Reporter Mi Ri Guli Nasr report) The reporter learned from the tax bureau of the Autonomous Region: In the first half of this year, the tax department of our district has cumulatively promoted the "tax and silver interaction" to grant 10.8 billion yuan in credit loans, an increase of 26%year -on -year. 105,000 small and micro enterprises benefited from it, solving financing problems.

In order to allow more honest taxpayers to enjoy the "tax bank interaction" loan service, the taxation department and financial institutions in the region have strengthened cooperation and implement the "online one -stop" process of loan applications, evaluation, credit, and loan. At the same time, the Autonomous Region Taxation Bureau carried out publicity through various channels such as tax enterprise exchanges and "enterprise micro -tax" platforms, actively expanded the "tax and silver interaction" benefit, and effectively solved financing problems for small and micro enterprises.

The picture shows the employees of Bank of China Urumqi Branch who are approval of loans for enterprises. Bank of China Urumqi Branch Photo Conferry

Compared with other credit products, the "tax and silver interaction" adopts the way of unsecured unsecured guarantee, which better solve the dilemma of urgent loan demand, small amount, and fast turnover of small and micro enterprises. Since the launch of the "Tax Bank Interactive" cooperation in April 2015, the tax bureau of the Autonomous Region has signed cooperation agreements with 28 financial institutions, established data lines, and gradually expanded the shared tax credit information from 58 to 204 to benefit the entire district 90%of small and micro enterprises. In the past 7 years, the taxation department in the region has accumulated a total of 216,000 loans of "tax and silver interaction", with a total amount of 41.3 billion yuan.

"For our sales companies, it is often because the front foot has just received the payment, and the back foot must be paid to purchase. The return time is later, and the risk of the fund chain will be faced. Therefore, mobile funds are the most important. The loan interest rate is high and the mortgage needs to be mortgaged. The amount of other loans is relatively small and unstable. When I learned about the related policies of the "Silver Tax Interaction", it is really bright. " Yan Xiaohui said frankly that this year, the company obtained 1.1 million yuan loan with good tax credit this year.

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