Gathering the power of party building to show the "color" of the agricultural credit book

Gathering the power of party building to show the "color" of the agricultural credit book

Wang Dandan

As the main force of rural rejuvenation and finance, Shanxi Datong Rural Commercial Bank always keeps in mind serving the purpose of serving the "agriculture, rural areas, and rural areas", adheres to the leading development of party building, and uses the "party building+grass -roots party organization" integration advantages to create a high -quality, efficient, convenient, and honest "agriculture, rural areas, farmers and farmers" "The service system, publicity policies, spreading financial knowledge, consolidating the foundation of multi -level, wide coverage, and sustainable rural inclusive finance, strive to be" rural revitalization and host banks ", and contribute financial forces to promote the high -quality development of local economy in all aspects Essence

Strengthen the responsibility of the mission, and deeply cultivate the "yellow fertile soil" of serving the agriculture and rural areas

Party building leading aggregation power to create a professional financial service team. By using the integration advantage of "party building+financial service stations+grass -roots party organizations", the Datong Rural Commercial Bank party committee set up 39 comprehensive financial service stations in administrative villages in more than a thousand people, select 39 financial stations to dry, set up 119 agricultural withdrawal points , "Credit Village Credit" cover 246 administrative villages, build 156 party members responsibility areas, 80 party members demonstration posts, 16 party members vanguard, promote the people's financial knowledge and products, and be "propagandists" and entities of good financial policies. Economy "spokesperson".

The bank focuses on serving "agriculture, rural areas", serving rural rejuvenation, supporting the modernization of agricultural and rural areas. Promoting inclusive financial products in quantifiers to better meet the diversified financing requirements of rural revitalization. Party members and cadres are sold out of the field, enterprise parks, agricultural forests, fruits and vegetables bases, and market business districts, fully understand the production and living conditions of farmers, and the planting and processing of agricultural products, docking customer financing needs, and sending inclusive financial products to millions of households. Since the beginning of this year, the bank has issued a total of 5.214 billion yuan in agriculture -related and small and micro loans to support small and micro enterprises, individual industrial and commercial households, farmers' spring plowing and rural revitalization.

The party building leads the development and consolidates the "red fortress" of rural revitalization

Datong Rural Commercial Bank actively strives to be the "host bank" in rural revitalization, and takes "the whole village credit" and "grid marketing" as the starting point. The role of pioneer models, promote the pairing of grass -roots party branches, form a service community, timely grasp the living and operation of farmers' living, inclusive financial needs, improve the efficiency of effective information collection, and meet the financial needs of various entities in all aspects. Up to now, the bank has launched "Credit Village Credit" in 246 administrative villages, creating 20 credit villages (markets), a total of 2,754 creditors for farmers, 243 million yuan in credit. The amount is 171 million yuan.

On the one hand, the bank takes the innovation of activity as a carrier, consolidate the "red fortress", and selects an outstanding Communist Party member with high political literacy and outstanding business capabilities to form the "Red vest" pioneer team to go deep into the community and village committee, and build the two committees of the village branch. Jointly carry out the theme party day activities, strengthen the interaction of party members, and enhance the cohesion and combat effectiveness; on the other hand, relying on the quality of the business to stimulate the "red kinetic energy", a weekly fixed day time with the grass -roots party organizations assign financial village officials to consolidate the business to consolidate the business The foundation foundation, the branch secretary led the client manager to go deep into the village committee and the community to carry out convenience services, relying on the comprehensive financial service stations and electronic banks, to provide timely "zero distance" financial services such as credit and settlement. , Grass -roots officers in the bank to work, handle batch issuance of pension, social security, salary, etc., collect and organize the financial needs of the masses, and guide residents to the hall to handle business.

Help poverty alleviation, open up the "green channel" to help companies help enterprises

In recent years, Datong Rural Commercial Bank has actively acted and assumed its mission to carry out the opportunity to carry out "hundreds of towns entering thousands of villages and strive to create organizers" as an opportunity. The poverty -stricken households' work, through financial assistants to go to the village to enter the household, understand the production and living conditions of poor households to establish the files, and vigorously publicize the support of the policy, let the poverty alleviation population understand the relevant policies, service processes, and product functions, and meet the groups of special difficulties in a timely manner Reasonable financing needs such as production, entrepreneurship, education, etc.; in order to issue products such as "small credit for poverty alleviation", "student loan", "entrepreneurial guarantee loan", etc., provide backup for "new citizens" and unemployed farmers to help them achieve poverty alleviation and get rich. Together, I won the battle for poverty alleviation and resolute victory;

Give full play to the financial leverage of "supporting agriculture and small" re -loan, support the joint development of agricultural industrialization, and rely on the joint mechanism of "banks' benefits+industry drive+benefit of poverty alleviation". Special industries, build a supply chain financial service model that integrates planting, production, processing, and sales. It provides credit enhancement services for small farmers, professional cooperatives, family farms, and processing enterprises in the entire industry chain. In order to "precise drip irrigation", help the construction of advantageous industries a pillar industry that consolidates the results of poverty alleviation, and has become an important source of farmers' prosperity and entrepreneurship, increasing income and getting rich. Support the rural population to get rid of poverty and become rich.

Strengthen the construction of clean integrity, and the "white heritage" of integrity and self -discipline

Datong Rural Commercial Bank firmly adheres to the main line of "development", resolutely keeps the two bottom lines of "risks and integrity", and solidly promote the reconstruction and reshaping and strengthening the body. While grasping business development, it is solidly promoted the construction of "clean agricultural credit". By strengthening the education of ideals and beliefs, using case warnings and education, integration of cleanliness into business operation, institutional construction, business management, daily learning, etc. , Open and transparent loan procedures, simplify business processes, and improve the level of service; organize and carry out family help activities that "advocate cleanliness and integrity, be good in internal assistance", focus on watching warning education films, signing a letter of help for family help, and holding families Help the integrity seminar, incorporate the cleanliness lecture hall into the moral lecture hall, three meetings, one lesson, theme party day, morning meeting, etc., and strive to create "everyone thinks of integrity", "everyone is safe", "everyone promotes integrity" The integrity atmosphere provides strong political and disciplinary guarantee for the overall goal of reform and quality and efficiency. Gathering the power of party building and showing the "color" of agricultural credit. Shanxi Datong Rural Commercial Bank will give full play to the role of "party building leadership", promote the close cooperation, mutual supplementary and comprehensive support of party building work and business work, increase quality and color business development with the vitality of party building work, and continuously improve the ability of financial service to rural revitalization The level contributes to the city's "struggle for two years and five years, entering the first square", and presents the party's 20th National Congress with excellent achievements.

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