Xiao Gang: "Asset Management+Investment Bank+Technology", enhance the core competitiveness of asset management institutions

[Dahe Daily · Dahecai Cube] (Reporter Ding Qian) On August 20, the China Fortune Management 50 Men Forum (CWM50) 2022 Summer Summit was held in Beijing. The leaders, experts and scholars, and industry leaders of relevant government departments are invited to discuss and discuss it to enhance the efficiency of financial support in the current situation, help the economic recovery, and further promote the high -quality development of the financial and wealth management industries.

Xiao Gang, a member of the National Committee of the Chinese People's Political Consultative Conference and the former chairman of the CSRC attended the forum and delivered a keynote speech on "Accelerating the Digital Transformation of the Asset Management Industry".

Xiao Gang believes that digital transformation is the key to competition in the asset management industry. In the future, the asset management industry will show two major trends in integrated integration and differentiated development. The development of asset management institutions eventually focuses on the head, but it does not rule out that small and medium -sized asset management institutions can be differentiated.

Adhering to the concept of "asset management+investment bank+technology"

Enhance the core competitiveness of asset management institutions

In Xiao Gang's view, there are still many problems with the transformation of my country's current asset management institutions, which are specifically reflected in four aspects.

Digital transformation strategies are not clear. Many asset management institutions lack very clear thinking about business positioning and planning.

The quality of data is not high, including internal data, external data, and data governance.

The business processes and application systems of asset management institutions are complicated and divided into each other. The business processes and operating systems of different business lines are divided, and there are simply copying the original offline business to the online, and the customer experience has no fundamental improvement.

There is a problem of backward technical architecture. Many technical architectures are still using traditional relational data warehouses to study mutual causal relationships, but in fact, many high -frequency and high -frequency data are now implemented with high -frequency data.

"I think digital asset management mainly includes six parts: investment research, product management, marketing, risk management, customer management, and operation." Xiao Gang said that the core competitiveness of the asset management institution should adhere to the "asset management+investment bank+technology", The so -called asset management+investment banks, that is, the new type of asset management business is the core and the boutique investment banking business, and all of this must be used as the hub to achieve digitalization, intelligence, and integration.

Five -dimensional analysis of digital transformation of asset management institutions

In the future, what measures should my country's asset management institutions take digital transformation? Xiao Gang gave five suggestions:

First, digital asset management should set long -term strategic goals. The values ​​and culture of an asset management agency must be unified, and it must be continued. It cannot be changed once.

The second is to strengthen the construction of the data in the data. Through the construction of the data in the data, the internal and external data are integrated to achieve online data lineization, centralization, standardization, labeling, and diagram.

The third is to build an intelligent investment -research integrated asset management platform.

The fourth is to accurately portray customers and accompany customers. Xiao Gang believes that the institutions now attach great importance to the use of numbers to portray customer characteristics, that is, from understanding customers to understanding customers, it is difficult to do it better than customers. Scientific computing can invest assets, establish a customer dynamic risk model, help customers overcome market volatility, and have long -term accompanying customers to grow. How to accompany customers? When the market fluctuates, customers must forget the thinking of filling in the form at that time, helping customers overcome emotional fluctuations, and accompany customers to grow, which is essential for asset management institutions.

Fifth, the training of digital asset management talents. According to personalized, dynamic, and inspiring education methods, the entire asset management has made the entire asset management from investment games to intelligent combinations, from learning knowledge to learning tools, so as to better improve the quality of the asset management industry.

Responsible editor: Shi Jian | Audit: Li Zhen | Director: Wan Junwei

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