CITIC Bank: In the first half of 2022, the net profit of mother -in -law was 32.524 billion yuan, an increase of 12% year -on -year

On August 25, 2022, CITIC Bank (601998.SH/00998.H) disclosed the semi -annual report.

In the first half of 2022, CITIC Bank Group achieved operating income of 108.394 billion yuan, an increase of 2.65%year -on -year; the net profit attributable to shareholders of the bank was 32.524 billion yuan, an increase of 12.03%year -on -year.

(CITIC Bank)

As of the end of the first half of 2022, the total assets of the group were 8.28 trillion yuan, an increase of 2.92%over the end of the previous year; the scale of deposit and loans exceeded the 5 trillion yuan mark, and the total amount of loans and mats (excluding interest calculations) 5.01 trillion yuan Yuan, an increase of 3.20%over the end of the previous year; the total customer deposit (excluding interest calculation) was 5.1 trillion yuan, an increase of 7.68%over the end of the previous year.

(CITIC Bank)

As of the end of the first half of 2022, the bank's non -performing loan balance was 65.52 billion yuan, a decrease of 1.939 billion yuan from the end of the previous year, a decrease of 2.87%; the non -performing loan rate was 1.31%, a decrease of 0.08 percentage points from the end of the previous year; The rose of 17.08 percentage points from the end of the previous year; the loan dial -up rate was 2.58%, an increase of 0.08 percentage points from the end of the previous year.

(CITIC Bank)

In terms of revenue structure, during the period, CITIC Bank achieved a net interest income of 73.848 billion yuan, a decrease of 0.32%year -on -year, and the non -interest net income was 34.546 billion yuan, an increase of 9.64%year -on -year. One percentage point.

During the retail banking sector, during the period, CITIC Bank's retail banking business achieved a net operating income of 40.819 billion yuan, an increase of 6.53%year -on -year, accounting for 40.22%of the net income of the Bank; the non -interest net income of retail banks was 11.852 billion yuan, an increase of 6.06%year -on -year , Accounting for 38.05%of the non -interest net income of the Bank; Among them, the net income of credit card non -interest was 6.597 billion yuan, accounting for 21.18%of the non -interest income of the Bank.

In the company's bank sector, according to CITIC Bank, as of the end of the reporting period, the bank's green credit balance was 2811.95 billion yuan, an increase of 811.16 billion yuan at the end of the previous year, a growth rate of 40.54%; strategic emerging industries increased by 18.13%of public loans.

At the same time, as of the end of the period, the bank's custody scale exceeded the 12 trillion yuan mark for the first time, reaching 1.282 trillion yuan, an increase of 1.45 trillion yuan from the end of the previous year. During the period, the bank's custody business realized revenue of 1.757 billion yuan; the average balance of deposit precipitation was 357.618 billion yuan, of which the average daily balance of the deposit of general enterprises of the custody account was 99.931 billion yuan.

In addition, in response to the wealth management issues of capital market management, according to CITIC Bank, as of the end of the report, the bank's personal customer management asset balance (including market value) reached 3.70 trillion yuan, an increase of 6.49%over the end of the previous year; the scale of public wealth was 2030.54 billion yuan Yuan, an increase of 24.100 billion yuan over the end of the previous year.

Among them, the total size of public wealth management was 194.512 billion yuan, an increase of 18.984 billion yuan from the end of the previous year, and the number of stock -based commercial banks in the incremental ranking; the scale of other agency sales management products was 8.542 billion yuan, an increase of 149.40%over the end of the previous year.

In terms of core subsidiaries, as of the end of the period, the total assets of all -funded subsidiaries were 9.068 billion yuan, and net assets were 8.611 billion yuan; during the reporting period, net operating income was 1.892 billion yuan, and net profit was 1.209 billion yuan, which was compared to the same period of the previous year. The increase of 26.56%and 22.12%, the net asset yield (ROE) was 30.2%, and the asset -liability ratio was 5.04%.

According to disclosure, as of the end of the period, the total size of the group's financial management was 1.65 trillion yuan, of which the scale of new products was 1.55 trillion yuan, an increase of 93.92%; the scale of non -currency solid -income products increased by 331.807 billion yuan.

CITIC Baixin Bank (CITIC Bank holds 65.70%) total assets of 82.587 billion yuan, an increase of 4.01%over the end of the previous year, and net assets of 7.133 billion yuan, an increase of 4.83%over the end of the previous year; during the reporting period, net operating income was 1.937 billion yuan. Compared with the same period of the previous year, it increased by 46.95%; net profit was 338 million yuan, an increase of 225.47%over the same period last year.

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