Another bank successfully "test water" Digital RMB personal business loan landing in Wenzhou, Zhejiang

Author:Science and Technology Finance Time:2022.09.09

Recently, the Agricultural Bank of China Zhejiang Wenzhou Branch Business Center successfully issued the first digital RMB personal business loan, which is the first digital RMB personal business loan issued in the national agricultural bank system.

Ms. Xia, who lives in Wenzhou City, runs a home store. On the afternoon of September 6, a "Ti 答" text message has prompted that the loan just signed in the afternoon has been issued to the account, and the 180,000 funds have been paid in Xia Women's Agricultural Bank of China Digital Coin Account.

RMB digital currency is a legal currency and a cash, but it also has the function of electronic transfer payment settlement, and it does not need to go through other links in the middle, which is safer and more efficient. Turn to each other.

"The number of digital currencies is quite convenient now. The number of merchants that can provide digital currency settlement is much more than before. Small shops like me sometimes" touch "in the other store when paying. , Small payments will get the account immediately, "Ms. Xia told reporters.

Digital RMB loans are the extension application and channel integration of digital RMB in traditional credit scenarios. It is also another new attempt for the Agricultural Bank of China Wenzhou Branch to support the real economy to help inclusive finance. Digital RMB has the characteristics of fast accounts, low cost, traceability, etc., especially in the environment of small payment. Loans issued in the form of digital RMB can quickly respond to customers' capital payment needs, expand the convenience and convenience and convenience of inclusive financial services Practicality, enhance banks' support for the real economy.

Correspondent Wu Huixian

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