Wenzhou individual household loan is 180,000 yuan!Digital RMB personal business loan landing

Since the beginning of this year, the application of digital RMB in credit scenarios has been accelerated, digital RMB application scenarios have continued to expand, and many banks have actively explored loans through digital RMB. Recently, the Agricultural Bank of China Zhejiang Wenzhou Branch Business Center successfully issued the first digital RMB personal operating loan, which is the first digital RMB personal business loan issued in the National Agricultural Bank system.

Ms. Xia, who lives in Wenzhou City, runs a home store. On the afternoon of September 6, a "Ti 答" text message has prompted that the loan just signed in the afternoon has been issued to the account, and the 180,000 funds have been paid in Xia Ladies' Agricultural Bank of China Digital RMB account.

RMB digital currency is a legal currency and a cash, but it also has the function of electronic transfer payment settlement, and it does not need to go through other links in the middle, which is safer and more efficient. Turn to each other.

"The number of digital currencies is quite convenient now. The number of merchants that can provide digital currency settlement is much more than before. Small shops like me sometimes" touch "in the other store when paying. , Small payments will get the account immediately. "Ms. Xia said.

As a digital economy leading province, in 2021, Zhejiang's digital economy added value accounted for 48.6%of GDP, ranking first in China. From April 2022, the province Hangzhou, Ningbo, Wenzhou, Huzhou, Shaoxing, Jinhua and other places officially became piloted areas of digital RMB. It is learned from the joint office of the Leading Group of Digital RMB pilot work in Zhejiang Province that six pilot cities in the province have opened more than 10 million individual wallets, with a total of 13 million transactions and a transaction amount of 6.4 billion yuan.

Digital RMB loans are the extension application and channel integration of digital RMB in traditional credit scenarios. It is also another new attempt for the Agricultural Bank of China Wenzhou Branch to support the real economy to help inclusive finance. Digital RMB has the characteristics of fast accounts, low cost, traceability, etc., especially in the environment of small payment. Loans issued in the form of digital RMB can quickly respond to customers' capital payment needs, expand the convenience and convenience and convenience of inclusive financial services Practicality, enhance banks' support for the real economy.

Correspondent Wu Huixian

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