What should I do if I lose it?How to surrender the insurance contract?

Author:Qinghai Pu Law Time:2022.09.09

If you lose it, you can go to the insurance company to make up. Once the insurance policy is damaged or lost, you should go to the insurance company in time to go through the procedures for replenishment. When you go through the procedures for replenishment, you must bring your ID's ID, fill in the application for the insurance contract, and sign it by the insured person. Fill in the entrusted authorization letter and bring the trustee's ID. The new insurance policy has no effect on the effectiveness of the insurance contract.

Insurance experts also suggested that long -term paid paper insurance policies are not easy to save. It is recommended that you can copy a copy to prepare from time to time. If you find that the insurance policy is lost, you must contact the insurance company as soon as possible to bring the identity certificate of the insured and the insured.

How to surrender the insurance contract

If the insurance contract is lost, the insurance contract is required to make up the policy. You can also apply for an insurance company to re -. First of all, the policyholder shall submit a relevant identity certificate and fill in the application for the termination of the contract. The insurance company terminated the contract when receiving an application for the termination of the contract.

Can the beneficiary in the insurance contract only be a natural person?

The beneficiary in the insurance contract is not necessarily a natural person, and the legal person can also become the beneficiary.

Legal basis: "Insurance Law of the People's Republic of China"

Article 39, the beneficiary of personal insurance shall be designated by the insured or insurer. When the insurer specifies the beneficiary, the insured must be approved by the insurer. Insured people who have insured their personal insurance as workers with labor relationships, they must not designate those who are beneficiaries other than those who are insured and their close relatives. If the insured is a person with no capacity for civil behavior or a person who restricts civil behavior, he can designate the beneficiary by his guardian.

Source: Find French Open WeChat public account

Disclaimer: Reproduced this article out of the purpose of passing more information and conducive to the law of law. If there is an error or infringe your legitimate rights and interests, the author is requested to contact the Law of Qinghai with the authority. We will correct and delete it in time. Thank you.

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