Central Bank: In August, RMB loans increased by 1.25 trillion yuan, and resident loans increased by 458 billion yuan

Author:Costrit Finance Time:2022.09.09

1. Grand currency increased by 12.2%, and narrow currency increased by 6.1%

At the end of August, the balance of the broad currency (M2) was 2.5951 trillion yuan, an increase of 12.2%year -on -year, and the growth rate was 0.2 and 4 percentage points higher than the same period last month and the same period of the previous year. 6.1%, the growth rate was 0.6 percentage points lower than the end of the previous month, 1.9 percentage points higher than the same period last year; the balance of currency (M0) in circulation was 9.72 trillion yuan, an increase of 14.3%year -on -year. The monthly net cash was put in cash of 72.2 billion yuan.

2. In August, RMB loans increased by 1.25 trillion yuan, and foreign currency loans decreased by 34.7 billion US dollars.

At the end of August, the balance of domestic and foreign currency loans was 2.1398 trillion yuan, a year -on -year increase of 10.4%. At the end of the month, the balance of RMB loans was 2.828 trillion yuan, an increase of 10.9%year -on -year, and the growth rate was 0.1 and 1.2 percentage points lower than the same period last month and the same period last year.

In August, RMB loans increased by 125 trillion yuan, a year -on -year increase of 39 billion yuan. From the perspective of the sub -department, household loans increased by 458 billion yuan, of which short -term loans increased by 192.2 billion yuan, and medium -to -long -term loans increased by 265.8 billion yuan; enterprises (affairs) industry units loans increased by 875 billion yuan, of which short -term loans decreased by 12.1 billion yuan, medium medium, medium medium to China Long -term loans increased by 735.3 billion yuan, and bill financing increased by 159.1 billion yuan; non -bank financial institutions loans decreased by 42.5 billion yuan. From January to August, the cumulative RMB loan increased by 15.61 trillion yuan, an increase of 554 billion yuan year-on-year.

At the end of August, the balance of foreign currency loans was 826.8 billion US dollars, a year -on -year decrease of 12.3%. In August, foreign currency loans decreased by US $ 34.7 billion, a year -on -year decrease of 33.2 billion US dollars.

3. In August, RMB deposits increased by 128 trillion yuan, and foreign currency deposits decreased by 42.5 billion US dollars

At the end of August, the balance of domestic and foreign currency deposits was 25.866 trillion yuan, an increase of 10.9%year -on -year. At the end of the month, the balance of RMB deposits was 2.5.238 trillion yuan, an increase of 11.3%year -on -year, and the growth rate was 0.1 percentage points lower than the end of the last month, 3 percentage points higher than the same period last year.

In August, RMB deposits increased by 1.28 trillion yuan, an increase of 92.6 billion yuan year -on -year. Among them, residents 'deposits increased by 828.6 billion yuan, non -financial corporate deposits increased by 955.1 billion yuan, fiscal deposits decreased by 257.2 billion yuan, and non -bank financial institutions' deposits decreased by 435.3 billion yuan.

At the end of August, the balance of foreign currency deposits was 91.12 billion US dollars, a year -on -year decrease of 8.9%. In August, foreign currency deposits decreased by 42.5 billion US dollars, a year -on -year decrease of 46.2 billion US dollars.

4. In August, the monthly weighted average interest rate of the inter -bank market interbank industry was 1.23%, and the monthly weighted average interest rate of pledged bond repurchase was 1.24%

In August, the RMB market was sold for 19.822 trillion yuan for borrowing, existing vouchers and repurchase methods, with an average daily turnover of 8.62 trillion yuan. Among them, the average daily borrowing daily of the industry was 755.1 billion yuan, the daily average trading of the vouchers was 1.23 trillion yuan, and the pledge repurchase daily average of 6.61 trillion yuan.

In August, the weighted average interest rate was 1.23%, which was 0.12 and 0.85 percentage points lower than the same period last month and last year. The average interest rate of pledged repurchase was 1.24%, which was 0.09 and 0.84 percentage points lower than the same period last month and the same period of the previous year, respectively.

5. In August, the amount of cross -border RMB settlement under the frequent items was 1004.2 billion yuan, and the direct investment of cross -border RMB settlement amount was 588.4 billion yuan

In August, the amount of cross -border RMB settlement under the frequent item was 1004.2 billion yuan, of which cargo trade, service trade and other frequent projects were 765.2 billion yuan and 239 billion yuan, respectively. Direct investment and foreign direct investment were 150.7 billion yuan and 437.7 billion yuan, respectively.

Note 1: The current data is preliminary.

Note 2: Since 2015, the RMB, foreign currency and local domestic currency deposits contain non -banking financial institutions for deposit funds. RMB, foreign currency and domestic foreign currency loans have been demolished to non -bank financial institutions.

Note 3: The loan of the enterprise (affairs) industry in the report refers to the loan of financial enterprises and agencies.

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