Tai'an Promoting Credit Information Big Data Application Support SME financing and development

Qilu.com · Lightning News, September 9th, on September 9th, the Press Office of the Tai'an Municipal People's Government held the "Implementation Opinions on Promoting Credit Information Big Data Application to Support Small and Micro -Enterprise Financing and Development" (hereinafter referred to as "Implementation Opinions"). At the meeting, the four departments of Tai'an Development and Reform Commission, Tai'an Local Financial Supervision Bureau, the People's Bank of China Tai'an Central Branch, and Tai'an Banking Regulatory Bureau introduced the relevant situation and answered reporters on the spot.

In recent years, the social credit system of Tai'an has been continuously improved, and the economic results of credit empowerment have achieved remarkable economic results, which has effectively promoted the financing and development of small and medium -sized enterprises. In order to further implement the application of the national, provincial and Tai'an City to promote the application of credit information, support the spiritual requirements of small and medium -sized enterprises' financing development, innovate and create excellent credit financing models, and crack the "information asymmetry" of banking enterprises. The government drafted the "Implementation Opinions".

"Implementation Opinions" Based on the actual situation of Tai'an, focusing on the problem of scattered credit information of small and medium -sized enterprises, poor sharing channels, and low proportion of credit loans. measure:

Integrate financing credit service platform. Relying on the municipal public credit information platform to coordinate the establishment of Tai'an financing and credit service platform, the vertical Unicom provincial -level node and various financing credit service platforms at all levels.

Broaden the scope of credit information collection. Guided by the needs of financing business data, continuously expand the coverage of credit information, and provide data support for deepening big data applications and optimizing financing methods.

Optimize credit information collection methods. Relying on the city's integrated big data platform, the city's public credit information platform has continued to strengthen the cross -departments, cross -system, and cross -city and county's horizontal connectivity capabilities.

Strengthen credit information compliance application. Establish a system of information classification and use, and provide information services to the outside world in accordance with laws and regulations. For errors, questions or lag information discovered, you can mention objection complaints and apply for credit repair.

Innovate credit financing service model. Guide the real -name registration of small, medium and micro enterprises, and individual industrial and commercial households in the jurisdiction, coordinate the entry of various financial institutions to enter the platform, and effectively improve the quality and conversion rate of banks and enterprises.

Improve credit risk early warning mechanism. Establish and improve the information security supervision and guarantee mechanism for the entire process of internal management systems and financing services, explore the establishment of a mediation arbitration mechanism, and seriously investigate and deal with violations of laws and regulations.

Increase organizational coordination and guarantee. The promotion and application of financing credit service platforms as an important content of comprehensive deepening reform, promoting the strategy of industrial strong city, and carrying out the "I do practical work for enterprises", and the construction of a service -oriented government, will be included in an important agenda.

Creating a good atmosphere of financial benefits. Create a group of small and medium -sized enterprises' financing services demonstrations and excellent cases, and continuously create a good environment for the whole society to pay attention to financial health and care about enterprise development.

In the next step, the Development and Reform Commission of Tai'an City will fully implement the "Implementation Opinions". Department (unit), continuously deepen the application of public credit information sharing, fully release the value of credit information to empower the value, continue to promote financing credit "increment, expansion, price reduction, speed up", contribute credit for small and medium -sized enterprises and the city's economic and social development. Essence