Hubei seven departments issued financial knowledge popularization month initiative: promote the positive energy of finance and strive to be a good financial netizen

Jimu Journalist Liu Yan

Correspondent Xu Yushan

Intern Wei Jiayi

In September, it ushered in the annual popularity of the annual financial knowledge. On the eve of the Mid -Autumn Festival, the People's Bank of China Wuhan Branch, Hubei Banking Regulatory Bureau, Hubei Securities Regulatory Bureau, Hubei Provincial Local Financial Supervision and Administration Bureau, Hubei Provincial Internet Information Office, Hubei Provincial Department of Education, Hubei Provincial Public Security Department and other seven departments jointly issued an initiative Call for financial consumers and financial practitioners in Hubei Province to promote the positive energy of finance, strive to be a good financial netizens, adhere to the resistance of bad financial information, and participate in financial activities rationally.

The initiative pointed out that in the context of the high -speed iteration of information technology, the rapid development of financial business, the achievements of financial reform are significant, and better serve the high -quality development of the economy, the high -quality life of the people, and the management of social efficiency. At the same time, discordability such as financial fraud, blind investment borrowing, illegal financial advertising, online financial rumors, and misleading insurance sales have also emerged endlessly, which has affected the legitimate rights and interests of financial consumers and the stability of financial stability. This requires us to continue to promote the accuracy and popularization of financial knowledge, enhance public financial literacy, build a clear network space, and create a harmonious and orderly financial consumption environment.

The above seven departments issued four initiatives. The first is to strengthen self -education and strive to be good financial consumers. The second is to maintain the network ecology and strive for good financial netizens. The third is to focus on "one old and one young" and do financial security officers who guard key groups. The fourth is to practice social responsibility and be a financial volunteer who serves the people to do practical things.

Jimu Journalists learned from the Consumer Consumer Department of the Wuhan Branch of the People's Bank of China that since September 1, the branch of the Hubei Branch Hubei, the Bank of China, the Banking Insurance Regulatory Bureau, the Financial Work Bureau, the Internet Information Office, the Education Bureau, the Public Security Bureau, Hubei, Hubei All banks, insurance, securities institutions, legal person agencies, trust companies, etc. have all started in 2022 Hubei Province's "financial knowledge popularization monthly financial knowledge to strive for rational investors to strive to be a good financial netizen" activity to enhance the public finance Cultivation, create a clear financial network environment.

The popular short videos are also used in handling in the popularity of financial knowledge. From September 10th to 14th, on the platform of the Hubei Provincial Financial Consumption Rights Protection Association, the "Keep 'Qianbags' in Wuhan Branch' · Tell your financial story" micro -video selection activity is being voted. "Can the pension agency really divide? "" Credit Repair ", have you recruited? … ... The 32 short video works participating in vividly told different cases, and truly restore illegal sustaining and storage of financial fraud, telecommunications fraud, personal information protection, insurance insurement and claims, and misleading issues. The public is watching Video and participation in voting have also enhanced financial literacy, popularized financial knowledge, and enhanced the sense of prevention of financial risk prevention.

The risk of the "AB loan" scam is not reduced to the victim (Case Source: PIFC Jingmen City)

Scene reconstruction

Mr. Chen applied for several loan products due to credit reporting. Because of the eagerness to use money, he found a "loan agency" on the Internet. In less than 30 minutes, the "intermediary" replied to apply for a bank loan of 500,000 yuan. He also sent the screenshots to him and informed that because his credit reporting was not good, you needed to find a "guarantor" and "extra points" to increase the credit. To the account account, transfer the loan funds. The "loan agency" claims that the loan will not have any impact on the accountant, just come to sign or take a picture together. Mr. Chen and the third person were premeditated to enter the "AB loan" scam by the "black intermediary". The third person was inexplicably on the debt, and in fact bears the risk of loans. The "black intermediary" disappeared after charging a high intermediary fee.

Case enlightenment

In the "AB Loan" scam, the majority of financial consumers should do the following four points: First, they do not have a chance, and be careful about services without any qualifications; The letter records; the third is to make a guarantee carefully, comprehensively consider the situation of the guarantor. Download and install some unknown apps, do not easily open the unknown website link, do not scan the QR code without security, and do not easily authorize the "secret payment" function.

Building risks "firewalls" to protect the masses "money bags" (Case Source: Industrial Bank Wuhan Branch)

Scene reconstruction

On the afternoon of August 5th, a male client entered the Xingye Daye branch to ask for the account sales business. The teller's regular identity verified and found that the account had been frozen by the public security organs, and the client was conflict about the card use of the card, which was more suspicious. After reporting to the accounting supervisor and further verification, the client issued the list of accounts involved in the local People's Bank of China. The supervisor immediately called the 110 alarm call, while trying to delay time and stabilized the customer's emotions. Five minutes later, the police arrived and took the suspect away.

Case enlightenment

In addition to financial consumers' initiative to enhance the awareness of risk prevention, financial institutions must strengthen prevention and training of telecommunications network fraud, master anti -fraud recognition and preventive skills, take the initiative to identify suspicious transfer behavior and suspicious bank card accounts in a timely manner. , Timely intercepting the case of telecommunications network fraud cases, so as to truly protect the masses' "money bags", effectively curb the illegal acts of criminals.

"Neighbors" recommended special effects medicine was originally an old -age fraud routine (Case Source: Agricultural Bank of China Hubei Branch)

Scene reconstruction

With the age of age, Dad Wang often felt dizzy. One day, someone on WeChat added him as a friend, remark: neighbors. The other party was very concerned about warmth every day. When the other party learned that the elderly had dizziness, they introduced a special effect medicine for dizziness and pulled the elderly into a group of chats. After seeing the feedback of many people in the group, the old man had a little bit of excitement. Because the elderly did not use WeChat transfer, they came to the bank outlet for help. The bank staff found that the elderly did not know the details of the payee, and the product promotional pictures they wanted to buy were blurred. They did not indicate the manufacturer, which belonged to the obvious pension fraud routine. After helping the elderly to verify and verify, the staff helped him avoid funds.

Case Revelation

In recent years, there have been many telecommunications fraud incidents, the way of fraud has become more hidden, the fraud methods have become richer, and the criminals have aimed at the elderly's pension money with the banner of health care. The majority of citizens need to polish their eyes, stay away from unknown objects and suspicious information. Do not easily add strangers as friends, do not believe in unknown objects and suspicious information.

The old man's stock speculation must be transferred to 400,000 police union and timely interception (Case Source: SPD Bank Wuhan Branch)

Scene reconstruction

On July 28, in the Binjiang Business District Sub -branch in Wuchang, a 70 -year -old man insisted on transferring 400,000 yuan to strange accounts. After the staff asked, he claimed that he was transferred to stock transfer funds. Large funds, unfamiliar accounts, and immediately transfer, many doubts have caused alert to bank staff.

After communication and understanding, the staff found that the elderly joined a "stock trading group". There was a one -to -one professional teacher in the group, promised to have 3 to 5 times the income. The old man also downloaded an app and entered the ID card number, the bank card number And password. They found that the incident was highly similar to the cases pushed by the public security and branches, and then called the police. The bank police promptly linked and successfully intercepted the remittance of the telecommunications network fraud to keep the old man's pension money.

Case enlightenment

Investment is risky, and the transfer should be vigilant. Financial consumers should not trust the promise of the so -called "expert" and "teacher" on the Internet. "High income" is likely to make investors blood out. At the same time, the public security department and financial institutions insisted on the move forward and promptly pushed the successful interception cases to various outlets. Organize the front -line staff of financial outlets to learn, all the members know, and in the case of the other cases, they can recognize fraud, anti -fraud, and anti -fraud in time to encounter similar cases. From the source, block online telecommunications fraud.

- END -