There is a "spare money" in the hand to develop the confidence

Author:China Agricultural Credit News Time:2022.09.13

There are "spare funds" in the hand to develop the confidence

Ren Zhefeng

"The old saying: There are food in your hand, and you don't panic. Now, I have a 'spare money', developing full of confidence!" Recently, standing outside his own food and storage repository, the food of Changzhi County, Changzhi County, Shanxi Province, Grain The acquisition of large households Tian Guiwen said deeply, "Our eldest son Rural Commercial Bank sent me the 'spare money' in time, so that we can use it at any time, which is very convenient."

Following the staff of Nanzhangdian Sub -branch into the warehouse of Tian Guiwen, I saw that Jin Chancan's corn had accumulated into a hill, and still continued to enter and exit trucks. "Boss Tian, ​​are there so many people selling corn recently? Is the funds sufficient?" "Recently, thanks to you, you have helped me to complete the credit procedure some time ago, otherwise the funds will be tense now." The gratitude is overwhelming. Recently, it was the peak of corn acquisitions. Nankang stores have made information collection specially at the beginning of the year, and awarded 2.9 million yuan in credit to allow him to collect food with peace of mind.

Tian Guiwen has accumulated rich experience over the years, and has his own unique insights on the price trend of corn. "Food acquisition is a high -risk and contributed job. Every year, the price I acquired in the hands of farmers and the prices of transporting corn to others are different. I used to know the price earlier. At the entrance of the feed factory, the price is waiting for the price. Later, the information spread was developed. I can see the price when I turn on the phone every morning. If you do this business, the funding demand is large, and I am a person who will never owe the people. So these years The support of Rural Commercial Bank has made me develop strong backing. "

Tian Guiwen said that every time the grain collected at the critical period of food, the capital turnover will always be disconnected, and it is often urgent. "For example, there is a gap of 500,000 yuan today. Can't be urgent today. "In response to the characteristics of" short, urgent, and frequent "use, the staff of the eldest son Rural Commercial Bank Nanzhangdian Sub -branch recommended the appropriate credit product to Tian Guiwen during the visit. For the process, the credit is completed. The staff of the bank also taught him to repay and transfer money with mobile banks.

Recently, the peak season of farmers sell corn. In order to understand the funding needs of grain collectors, they provide funding support for grain collectors in a timely manner. Nanzhangdian Sub -branch actively organized financial service teams to enter the grain acquisition point in the jurisdiction and publicize the farmers collecting farmers. The support policies of the Bank of Commerce, according to the actual matching financial products, send them a flexible "backup fund" that will be repaid.

"The service of Rural Commercial Bank is really good. With the financial support of our Rural Commercial Bank this year, I can do it with confidence. This is not ready to expand the acquisition scale." Tian Guiwen said with confidence. It is understood that relying on the credit work of the entire village to rely on the entire village, we will follow up the service in a timely manner for large grain collectors, and make full use of fintech to realize the loan and repayment of mobile banking. It is very convenient to walk around.

"Corn is our main agricultural product and an important source of income for local farmers. To this end, we strongly support the development of large grain collection and provide them with financial services in a timely manner to allow them to sell local corn smoothly to increase farmers' income , Protecting farmers' enthusiasm for planting grain. "Wang Jie, president of Nanzhangdian Branch of the eldest son Rural Commercial Bank, said that in order to effectively support the large -scale grain collection and expand the scale of business, the bank visited overtime and simplified the credit processing process, allowing financial services to" moisturize "corn corn Sales.

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