The banking supervision penalty weekly report: Cumulative fined 34.01 million yuan, involved in Construction Bank, CITIC Bank, etc.

According to data from corporate warning, last week (9.3-9.9) a total of 328 fines announced by the People's Bank of China, Banking Insurance, CSRC, exchanges, and dealers' associations, a decrease of 12.77%month-on-month; The month -on -month increase was 1.3 times.

In terms of banking industry, the total amount of the banking industry was fine of about 34.01 million yuan last week, involving Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China, Construction Bank, Bank of Communications, Minsheng Bank, Huaxia Bank, Ping An Bank, Everbright Bank, Pudong Development Bank, CITIC Bank Wait for a number of banks or credit agencies. It is worth noting that the reasons for the disclosure of the banking industry in this issue have increased more, and they are still concentrated in violation of the anti -money laundering law and illegal operations. A few banks are suspected of violating laws and regulations and internal systems.

Data show that the six major financial regulatory agencies and subordinate dispatched institutions were punished. Among them, the central bank issued 10 tickets in this issue, with a cumulative penalty amount of 8.08 million yuan. Among the fines of this issue, the Beijing Branch of China Construction Bank was fined 4.873 million yuan by the central bank, exceeding the total amount of the central bank issued by the central bank.

Specifically, the Beijing Branch of the Construction Bank violated the anti -money laundering law. Because it did not perform the obligation of customer identity in accordance with regulations, it was traded with customers with unknown identities. The incident was mainly responsible for the employee Zhou Min was fined 78,400 yuan. At the same time, in the data statistics of this issue, the Lujiang Sub -branch of the Construction Bank was incomparable to the post -loan management due to failure to perform their duties in accordance with the law.

In this week, the penalty of over million tickets also included Industrial and Commercial Bank of China, Minsheng Bank, CITIC Bank, and Yuyao Rural Commercial Bank in Ningbo.

Among the above banks, the most violated regulations are ICBC. During the statistics of this issue, Industrial and Commercial Bank of China has been fined 7 times and subordinates, with a total of 3.85 million yuan. It mainly exists in the internal system incompleteness and failure to perform their duties in accordance with the law. At the same time, the CBRC warned the administrative penalties of the relevant responsible persons Li Xiqiong, Zhang Dong, Feng Bin, Zhao Sihan and Cai Yuanyuan.

The Haikou Branch of Minsheng Bank mainly has violations of payment settlement management regulations and anti -money laundering management regulations, and fails to record the unit bank settlement account in accordance with regulations; fail to record the personal bank settlement account in accordance with regulations; Specific reports of suspicious transactions. Minsheng Bank Haikou Branch was warned by a number of violations and fined a fine of 2.27 million yuan. His employees Li Zhibin and Mi Yuan were responsible for illegal acts and were fined 45,000 yuan and 13,000 yuan, respectively.

At the same time, CITIC Bank's penalty penalties are mainly due to the violations of the branch of the branch and a branch. CITIC Bank Jiaxing Branch mainly operates responsibilities and illegal operations in accordance with the law. The main manifestations are that the "three investigations" of the loan are not in place. Yufei -listed companies' equity investment; issuing real estate companies to real estate companies to the project capital of the project; a fixed asset loan shall not be issued according to the progress of the project; In place, personal consumer loans were misappropriated in the stock market, and the CBRC warned and fined a fine of 2.05 million yuan.

In addition, Ningbo Yuyao Rural Commercial Bank was weak due to related parties and affiliated transactions; loans were issued to enterprises in environmental protection; loan funds were not strictly controlled; real estate loan business management was not standardized; loan risk classification management was not compliant. 1.75 million yuan fine. (WEMONEY Research Room Ronaldo/Edit)

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