Many state -owned banks have lowered personal deposit interest rates from September 15th, and 15 basis points are reduced in three years.

Following the asymmetry of the loan quotation interest rate (LPR) in August, the deposit interest rate also ushered in adjustment. On September 14, the Securities Times reporter verified from multiple parties. Many state -owned banks have adjusted personal deposit interest rates again since September 15th, including various types of interest rates, including current deposits and regular deposits, and fine -gravity. Among them, the three -year regular deposit and large -scale deposit interest rates were reduced by 15 basis points.

A number of state -owned banks from Beijing, Shanghai and other places confirmed the above information to reporters. This personal deposit interest rate is reduced by expectations. The results of the LPR quotation released on August 22 show that the 1 -year LPR downgrade 5 basis points, and the 5 -year and above LPR downgrade 15 basis points. At that time, many analysts believed that with the decrease of LPR, the deposit interest rate was also expected to be reduced again.

The People's Bank of China previously revealed that in April 2022, the People's Bank of China guided interest rate self -discipline mechanisms established a market -oriented adjustment mechanism for deposit interest rates. Members of the self -discipline mechanism bank refer to the bond market interest rate of 10 -year Treasury yields and the 1 -year LPR as the one -year LPR. The loan market interest rate represents the level of deposit interest rates reasonably. State -owned banks and most joint -stock banks such as Workers and Peasants' CCPPCC and major joint -stock banks have lowered their time deposits and large -scale deposit interest rates in the one -year or higher period of time in late April.

The Hubei Daily client, paying attention to the major events of Hubei and the world, not only pushing the authoritative policies for users, fresh hot information, and practical convenience information, but also launched a series of features such as reading newspapers, newspapers, learning, online interactives.

- END -