Wuhan plans to protect the rights and interests of the buyers to strengthen the rights and interests of the buyer to strengthen the pre -sale funds of commercial housing to ensure the completion of the "insurance delivery building"

Chutian Metropolis Daily News (Reporter Liu Yan) Recently, the Wuhan Housing Security and Housing Management Bureau drafted and revised the "Measures for the Supervision of Pre -sale funds for the pre -sale of commercial housing in Wuhan" (hereinafter referred to as the "Draft for Soliciting Opinions") It is currently being soliciting opinions. In this regard, industry insiders said that compared with the past regulatory measures, the "Draft for Solicitation of Opinions" was optimized to prevent transaction risks.

The "Draft for Soliciting Opinions" proposes that the regulatory period for the supervision of the new commercial housing supervision has been issued from the pre -sale permit for commercial housing to the first registration of real estate. At the same time, this method has also strengthened the review and supervision of extraction and use. In terms of funding management within the supervision quota, funds within the supervision limit shall be allocated in accordance with the progress of the project construction. The first dial -up node shall not be completed earlier than the underground structure, and the final allocation node is registered for the first time of real estate. The specific allocation node is determined by the regulatory authorities. Before the completion of the project, the balance of the project supervision account with the rough delivery standard shall not be less than 5%of the regulatory quota, and the balance of the project supervision account that is fully renovated must not be less than 10%of the regulatory quota.

The "Draft for Soliciting Opinions" requires the supervisory bank to monitor the supervision account strictly in accordance with the pre -sale funds of the three -party supervision agreement, and regularly reconcile with local housing and urban and rural construction departments. Stop dialing and immediately inform the regulatory agency that the regulatory agencies should deal with it in time. The regulatory banks shall not deduct the funding for the first registration of real estate projects in the real estate project within the supervision quota; the group company shall not be transferred to the group company. After the real estate development enterprise completes the first registration of real estate, it shall submit an application for the regulatory regulatory regulatory agency. The regulatory agency shall verify within 3 working days. If the verification is true, the supervision of the regulatory account is lifted.

Jimu reporters noticed that regarding the supervision of pre -sale funds for commercial housing, Wuhan City issued relevant work notice in 2012, 2013, 2017, and 2018. Li Guozheng, director of the Central Market Research Center of the Medium Finger Research Institute, said that compared with the past, the "Draft for Soliciting Opinions" optimized many terms. The previous regulatory requirements were based on 15%-25%of the total amount of the project's pre-sale funds, and key supervision should be implemented, and the application of the project construction node should be extracted. The rest of the non -key funds, enterprises have a lot of room for use. The rules in this opinion draft have been adjusted. The supervision quota must be determined according to factors such as the cost of the construction of the commercial housing project, the amount of construction contracts, the conditions of project delivery, and the credit of real estate development enterprises to ensure that the funds in the account are sufficient to complete the "insured property".

In addition, the "Draft for Soliciting Opinions" requires the establishment of a subsidiary of a subsidiary. Before completing the first registration of real estate in commercial housing, the supervisory bank shall not deduct it without authorization. Li Guozheng said that public shouting must not be transferred. This is the protective terms of the project company, which can avoid passive situations after the project funding is called.

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