The scale of inclusive financial loans of CCB Hubei Branch exceeds 76 billion, and more than 5,000 new loan households are added

Author:Hubei Daily Time:2022.09.19

Hubei Daily News (Reporter Zhang Yangchun, correspondent Zhang Qing) Since this year, CCB Hubei Branch has continuously innovated its products and service models and continued to increase the customer group The support for support is committed to stimulating the vitality of the market subject, boosting confidence in development, and stabilizing the livelihood of millions of families. As of the end of August 2022, the balance of inclusive financial loans of the Hubei Branch of CCB Hubei Province exceeded 76 billion yuan and nearly 100,000 loan customers. In the first eight months, more than 5,000 newly loan households were added, accounting for nearly 30%of the newly added customers that year.

"CCB merchants Yun Loan is really good. I did not expect that individual households like us can also loans so conveniently in CCB, and mobile phones can be available to the account. Boss Liu, the business department of a hardware, said happily. In the first half of this year, when he was in a hurry for the Fund Week, the customer manager of CCB Ezhou Branch actively introduced the CCB's "Merchant Cloud Loan" and guided the download of the "CCB Hui Hui" APP application loan. Seeing that he had 400,000 yuan of loans, Boss Liu immediately used it, and 400,000 yuan loan quickly entered his personal account.

"Merchant Cloud Loan" is an exclusive financing product launched by CCB for the majority of individual industrial and commercial households. It has unsecured, guaranteed, and low interest rates. The amount of information is given according to information such as scanning the code, account flow, etc. In addition, CCB continued to innovate the personal business loan products of inclusive, focusing on the financing needs of individual business owners, small and micro enterprises, and other individual operators. Six main products such as Shangye Yun Loan "" Shouhu Capital "," Good Loan "," Good Loan ", and" Mortgage Fast Loan for Individual Industry and Commerce "are tailor -made for different types of customers to create convenient financing products. As of the end of August 2022, CCB Hubei Branch has served 32,000 individual industrial and commercial households in the province, and the balance of personal business loans of inclusive personal business has exceeded 12 billion yuan.

In order to enhance the sense of financial gain and coverage of the new citizen group, since 2022, CCB Hubei Branch has served the financial action of new citizens as an important task for deepening new financial practice. Increase cooperation with the provincial re -guarantee group and government financing guarantee agencies, vigorously develop batch guarantee loans, establish a new model of total and massive "see loans", and launch innovative products such as "good loans". As of the end of August 2022, CCB's Hubei Branch "good loan" has invested over 2 billion yuan.

In order to comprehensively help rural rejuvenation, in the past two years, CCB Hubei Branch has continuously enriched the supply of agricultural products, actively developed innovative products suitable for "agriculture, rural areas, and rural areas", and continued to increase inclusive agricultural loans. Sinking the center of gravity, allocate more credit resources to key areas and weak links in rural areas. As of the end of August 2022, the balance of inclusive financial loans in the county in Hubei Branch of Hubei Province was close to 11 billion yuan, and the number of loans exceeded 20,000.

"Yu Nong Credit Loan" is an exclusive financing product launched by CCB's new farmers in the county and rural areas. It has no mortgage, guarantee, low interest rate, simple and convenient procedures. The development of agricultural industry. The "Yu Nong Credit Loan" of CCB Hubei Branch has been launched for one and a half years, and currently has issued more than 2.3 billion yuan for nearly 4,000 new agricultural entities.

The Hubei Daily client, paying attention to the major events of Hubei and the world, not only pushing the authoritative policies for users, fresh hot information, and practical convenience information, but also launched a series of features such as reading newspapers, newspapers, learning, online interactives.

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