Xingtai Bank manufacturing loan balance reached 17.8 billion yuan

Xingtai Bank held the 15th anniversary of the celebration of all media collection activities and walked into September kitchenware.

Great Wall Network · Jiyun Client News (Reporter Smoke Group) Recently, Ms. Li entered Xingtai Bank Small Enterprise Credit Center to consult the loan business. She opened a chicken farm and has cooperated with Xingtai Bank for 6 years. This time, she will expand its operation and plan to apply for another 800,000 yuan loan.

"The loan procedures for loan in Xingtai Bank can enjoy a series of intimate services. With their support, my farm is getting larger and larger, and more and more money earns." Ms. Li said.

Similarly, Hebei September Kitchenware Co., Ltd., which is located in Shahe's Economic Development Zone, recently received an order recently, but due to the impact of the epidemic of new crown pneumonia, mobile funds were tight. After learning about the situation, Xingtai Bank Metallurgical Sub -branch had a special office. In just a few days, it applied for a 5 million yuan loan for the enterprise to help the enterprise successfully completed the order.

It is reported that Xingtai Bank started from key areas, key industries, and key projects to continue to increase credit funds. As of the end of August this year, the balance of the manufacturing loan of the entire bank was 17.804 billion yuan, an increase of 3.923 billion yuan from the beginning of the year. It was 6.153 billion yuan, an increase of 1.065 billion yuan from the beginning of the year, and 496 new inclusive small and micro markets were added; a total of 2.023 billion yuan was issued to 52 "specialized" enterprises in Xingtai City; At the beginning of the year, it increased by 338 million yuan, accounting for about 30%of the city's green loan balance. The first Asian bank transfer loan loan was 116 million yuan. It has completed 3 million yuan of withdrawal and achieved substantial progress.

A company signed a contract with Xingtai Bank at the bank -enterprise docking meeting.

The bank specially established an institution that serves small and micro enterprises, the small enterprise credit center, and launched the fist product "Hebei Micro Loan". At present, it has accumulated more than 100,000 small and micro enterprises and individual industrial and commercial households. Yuan, help more than 55 million people employment.

Xingtai Bank continued to increase the bailout of physical enterprises around the reduction of fees and burdens. On the one hand, we continued to increase interest and expenses for interest and industrial and commercial households in Pratt & Prattometer and individual industrial and commercial households. In the first eight months of this year, the cost of reduction of 102 million yuan, and a total of 580 million yuan in exemption costs in the past three years. On the other hand, the implementation of the principal and interest payment policy such as loan exhibition, borrowing new and old, and no repayment loans, etc., do not reduce loan risk classification due to the new coronary pneumonia's epidemic factors, and does not affect the records of enterprises and personal credit reporting.

In addition, the bank also exerts the flexible advantages of interest rates. In response to the actual operation and risk status of the enterprise, adhere to the marketization of interest rates, so as not to be higher than the level of peer interest rates, truly transmit policy dividends to small and micro enterprises, and actively take the enterprise to handle the processing of the enterprise. Evaluation fees, insurance premiums, mortgage registration fees, etc. in the process of loan, effectively reduce corporate financing costs.

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