As of the end of May, the balance of loans of inclusive small and micro enterprises in the city of Quanzhou increased by 10.24% over the beginning of the year.

Author:Quanzhou Evening News Time:2022.06.22

Play the policy "combined boxing" and send it to the lift "in time!

As of the end of May, the city's inclusive small and micro enterprise loan balance increased by 10.24% over the beginning of the year.

Quanzhou Evening News · Quanzhou Tong Client June 17 (Quanzhou Evening News reporter Wang Shufan Correspondent Kang Yaxin) Since this year, Quanzhou has urged bank insurance institutions to implement a fine financial rescue policy, supporting enterprises to relieve difficulties and increase production and efficiency. As of the end of May, the balance of inclusive small and micro enterprises in the city (excluding bills) was 185.259 billion yuan, an increase of 10.24%over the beginning of the year; the number of loans was 305,900, an increase of 13,200 than the beginning of the year.

Quanzhou Banking Regulatory Bureau, Quanzhou Local Financial Supervision and Administration Bureau, and the People's Bank of China Quanzhou Central Branch and other departments have a good policy supporting "combination boxing" and issued the "Notice on the Prevention and Control and Financial Services of Overclocking and Financial Services". Several measures such as financial support for anti -epidemic bailout "and other measures and strengthen service guarantees. Among them, the Quanzhou Banking Insurance Regulatory Bureau guided and compiled 33 special financial products in the city's bank insurance institutions, and clarified information about small programs and liaison officers of various products one by one, so that banks and enterprises were connected to "points".

In order to vigorously promote the sixth phase of Fujian province's bailout funds, Quanzhou guided banking institutions to open the green channel for approval of bailout loans, and only more than 20 days to invest 5.702 billion yuan in bailout loans. For Jinjiang City and Fengze District, which are more affected by the epidemic, Quanzhou City has promoted the establishment of a special loan of 2 billion yuan and 1 billion yuan in service industry bailout, and urged banking agencies to take the initiative to implement them.

Under the active guidance of the financial regulatory department of Quanzhou City, Quanzhou Banking Institutions have listed the "two increases" plan for the credit of inclusive small and micro enterprises to accelerate the progress of credit investment and alleviate the problem of the capital turnover of private small and micro enterprises. For example, Jinjiang Rural Commercial Bank focuses on the "stall economy" to give 5 million yuan in credit "fast e loan" for the Nakuang Community Night Market of Jinjiang City, benefit about 280 small and micro -merchants, and configure the neighborhood center information officer and financial instructor to provide the community night market High -efficiency financial services.

In addition, through the loan interest rate discounts and expenses and exemptions, Quanzhou has continued to implement the cost reduction and interest, increasing financial assistance to difficult enterprises. As of the end of May, the interest rate of new inclusive small and micro enterprises in the banking industry has decreased by 0.32 percentage points compared with the beginning of the year. Among them, the city's banking institutions vigorously promoted the exemption of credit products, undertake the fees of mortgage loan evaluation fees, small and micro enterprises mortgage registration fees, etc., and the cost reduction allowed the profit to exceed 400 million yuan, which effectively reduced the comprehensive financing cost of the enterprise.

Quanzhou also actively guides insurance institutions to escort the market entities, such as promoting people's insurance insurance, Pacific Property Insurance, China United Property & Casualty Insurance, and National Life Property & Casualty Insurance to form two joint insurance institutions and land in Anxi and Dehua. Comprehensive insurance for resumption of work and resumption of outbreaks provides risk protection for about 70,000 large, medium, medium and micro enterprises.

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