"Huimianbao" is officially released: 89 yuan per year, you can get up to 3 million yuan guarantee

Author:Red Star News Time:2022.09.21

In order to further alleviate the problem of "difficult to see a doctor and expensive medical treatment" and improve the level of medical insurance for the masses, on September 21, 2022, Mianyang's exclusive inclusive health insurance "Huimian Insurance" was officially released. The basic medical insurance insured in Mianyang City only needs to pay 89 yuan a year to obtain a maximum insurance guarantee inside and outside the medical insurance directory.

According to reports, "Huimianbao" was directed by the Mianyang Medical Security Bureau and other units, and 11 insurance companies were underwritten. "Huimian Insurance" is closely connected with basic medical insurance. It aims to solve the burden of high medical expenses incurred by the insured due to diseases or accidents, and effectively solve the problem of poverty due to illness and illness due to illness and illness.

Red Star reporters are informed that starting from now on, as long as the basic medical insurance insurers (including urban employees and urban and rural residents) in Mianyang City can pay attention to the "Huimian Insurance" WeChat public account online insurance, or offline insurance for offline insurance companies. The insurance participation time is from September 21, 2022-November 20, 2022, and the guarantee time is November 21, 2022-November 20, 2023.

According to reports, all the basic medical insurance personnel (including urban employees, urban and rural residents) can be insured voluntarily, no age, gender, occupation, past medical history, health status, etc. Health notice that each person can get a maximum of 3 million yuan in protection each year, and the guarantee period is one year. At the same time, "Huimian Insurance" allows patients with past diseases to participate in insurance. The 13 categories of past symptoms are reimbursed according to the agreed proportion, and other past symptoms and new diseases are reimbursed according to the proportion of health groups.

"Huimingbao" is officially launched

The guarantee responsibility of "Huimianbao" covers the triple protection inside and outside the medical insurance directory:

The first is to pay the personal paid fee within the scope of the medical expenses of hospitalization medical expenses, deduct 15,000 yuan to pay the line, reimburse at 70%, and reimburse in the 13 categories of past symptoms at 50%, the maximum insurance amount is 1 million yuan;

Second, the individual's own expenses outside the scope of the medical expenses of hospitalization medical expenses are deducted from 20,000 yuan to pay the line, reimbursed at a ratio of 40%.

Third, 25 specific high -amount drug costs, the maximum insurance amount is 1 million yuan, including 18 kinds of specific high -amount drug costs, covering high incidence of malignant tumors such as lung cancer, breast cancer, colorectal cancer, etc. to reimburse;

7 kinds of rare diseases specific drug costs, covering Ge Xie's disease, Pompeii disease, spinal muscle atrophy, viscose polysaccharide accumulation, Fabre disease, viscosity polysaccharide storage disease, II 25%proportion reimbursement. Even with the past disease of the corresponding diseases in the "Huimian Bao's specific high medicine catalog", it can be reimbursed at 25%.

"Huimian Insurance" also provides participants with early screening, special medicine distribution, clinical trial application application for new drugs, pharmacy discount benefits, online cognitive diseases, health telephone consultation, electronic health archives management services, etc. Serve.