The business department of the Sanmenxia Branch of Agricultural Issuing Sanmenxia City actively expands the new channels for supporting agricultural funds to raise a significant results

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The business department of the Sanmenxia Branch of Agricultural Issuing Sanmenxia City actively expands the new channels for supporting agricultural funds to raise a significant results

Since the beginning of this year, the Sanmenxia Branch of Agricultural Issuance has firmly established a consciousness of "deposit and Xingxing", and has continuously expanded the "leading", stabilizing "heavy heads", holding "fists", and "source heads". Channel has achieved significant results.

As of September 20, the balance of various deposits was 650 million yuan, an increase of 58.57 million yuan from the beginning of the year; the average daily deposit was 28.454 million yuan, an increase of 21.544 million yuan from the beginning of the year, and 130%of the annual tasks were completed.

Cultivate "faucet". The financial account funds have always been the "fragrant citron" of various banks. On June 24th, the Sanmenxia Finance Bureau released the "2022 Municipal-level Financial Household Fund Fund Fund Fund Competitive Storage (Social Security Fund Large Stayment) Project-Competitive Consultation Announcement" (Caiyou Procurement-20122-25), It is clearly proposed to adopt a public bidding method to conduct competitive consultations on the Sanmenxia Social Security Fund large -scale depository project in 2022. The news came, and the Sanmenxia Branch of the Agricultural Issuance of the Sanmenxia Branch immediately acted. It is also an important opportunity for agricultural issuance to widen the channels for raising agricultural funds. And immediately transferred a specialized working group for professionals, instructing the Municipal Branch Sales Department to hosted, and submit a promise letter to the response document in accordance with the requirements of the consultation documents. The president Zhao Fu Party personally arrested himself and personally reported to the relevant leaders of the Municipal Finance Bureau that "deposit and loan linkage" had a leveraged role in optimizing the investment environment of Sanmenxia City and supporting the economic development of Sanmenxia. At 8:30 on July 11, 2022, the project was opened. The Bidding Committee passed the comprehensive scoring method review. In the end, the two financial institutions such as China Agricultural Development Bank were in the Gorge financial institutions in 2022. Sexual deposit bank bid banking. On September 20, the first funds of 100 million yuan have arrived.

Stabilize the "heavy head". The return of payment is an important guarantee and key link for the security of credit funds. Since the beginning of this year, the ministry has ensured the closed -loop operation of corporate funds by strengthening the two key links of loan use and payment of payment back. First, in the early days of the loan, that is, signing the "Honesty Cooperation Memorandum" with an enterprise, clarifying the bank's credit policy and the core requirements of the enterprise's credit funds, and establishing a cooperative mechanism for clear policy, symmetry information, and mutual trust in banking and enterprises; the second is the loan funds payment payment Later, timely track the flow of materials formed by funds, strengthen the review of related bills, especially for the transfer of transfer of transfer by the group's internal branch company or related company, repeatedly verify the authenticity and rationality of the transaction, and prevent the use of related affiliated transactions to misappropriate credit funds. It is strictly forbidden to transfer the enterprise to other banks of the same name and the same account to prevent the phenomenon of leakage of deposits. The third is to strengthen the management of recovery funds. Daily scheduling a large amount of capital change, grasping the flow of funds, actively understanding the use of customer funds and demand, locking large amounts of capital changes in advance, trying to retain the maximum, prevent capital loss, one hand in charge, one -handed service, effectively play effectively The work force of the deposit organization.

Hold the "fist". The Lake Bin District of Sanmenxia City is the "fist" of the "deep cultivation" of the agriculture and rural areas. As of September 20, the ministry has launched a loan of 2.597 billion yuan in the district, involving various fields such as shantytown transformation, rural revitalization, ecological protection of the Yellow River Basin, integration of cultural tourism, medical care, and region transformation. The long -term business exchanges have set up a good interactive and mutual trust mechanism with the Ministry of Hubbin Finance Bureau, Hubin State -owned Capital Investment and Operation Co., Ltd., and the "fat and water" has reached a consensus. At the beginning of July this year, the Hubbin District Finance Bureau had 30 million yuan of funds, and took the initiative to inquire about agricultural issuance. On the third day after the inquiry, 30 million yuan was deposited in a time deposit. On August 26, another 10 million yuan was stored in the second funds.

Govern the "source". Take a strong research and analysis of the customer's business chain and capital flow, and encourage upstream and downstream enterprises to open accounts to open accounts in agricultural issuance, make large customer groups, and grow business chains. At the same time, we rely on platforms such as super online banking and personal customers' personal collection business to improve customer financial services satisfaction. In the first half of the year, there were 35 new account opening companies, which should cause high -quality related enterprises such as large pharmacies and hub bureaus water conservancy and hydropower companies to enter the bank. In project marketing, the deposit marketing is also advanced, mobilizing the issuance of accounting for new customers and breeding customers, and using account flow as the important basis for credit rating, credit and interest rate pricing, and loan periods. , Strive to achieve the goal task of "extending downstream, expanding upstream, marketing peripherals".

In the next step, the bank will further improve the level of financial services. By focusing on focusing, making up for shortcomings, and winning more sources of funds with high -quality, fast and convenient services, it contributes to the deep integration of policy finance and local economic and social development. (Qin Yan)

Responsible editor: Zhang Wei Guo Jinhui

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