"Three Promoting" "Kangzhuang Avenue" for the construction of the rural credit system

Author:China Agricultural Credit News Time:2022.09.22

"Three Promoting" "Kangzhuang Avenue" for the construction of the rural credit system

Joe Sen

There is no faith, no faith, no faith, no faith, no faith in the country. In recent years, Shanxi Yuncheng Rural Commercial Bank has always kept the mission of "serving the three, farmers", focusing on the implementation of the strategic planning and deployment and target tasks of the implementation of rural rejuvenation, and clinging to the new needs of "three rural" customers in the new era, and continuously deepening the construction of the rural credit system. It highlights financial services to do a good job in key links in the key areas of rural revitalization, truly integrate the concept of rural rich merchants into the central work, and promote the development of high -quality development.

Promote organizational construction and establish an integrity and cultural mechanism. The bank has a good job of promoting the "hand in hand", integrating "Xingnong and Rich Merchants" with compliant cultural construction, and issued the "Integrity Self -discipline Card" from the relevant line department to employees to further enhance employees' awareness of compliance and compliance in accordance with laws and regulations. Integrity of career consciousness, creating a good atmosphere of clearing the wind and the conservation of everyone; implementing the "key cards" of the construction of the position, continuously promoting the integrity culture rendering of grass -roots outlets, strengthening the construction of branch positions, creating a strong integrity and business culture; creating backpack inheritance inheritance The "guidance card" promotes the spirit of inheriting the spirit of the "backpack", combined with party history learning and education, and normalization to carry out party history education and learning. Through the long -term subtle effect, employees can understand the connotation of integrity culture.

Promote credit to benefit the people and compose the rural revitalization of the Chinese chapter. Implementing civilized credit projects to allow credit "visualization". According to the overall work ideas of the provincial party, the Yuncheng Rural Commercial Bank takes "the whole village credit" as the starting point, so that the "civilized credit" will become "credit capital" and let civilization let civilization and let civilization be allowed to civilized Credit households have received real discounts, both leading rural civilization and integration of rural governance, improving the masses' awareness and overall quality, and strongly improved the level of rural civilization and economic development; deepen the exploration of sunny credit, Let the credit "available", integrity as the basis, based on "not drinking a cup of water" as the standard, continuously adhere to the optimization of various services and business processes. Extremely, for loan customers who have continuous operating capabilities and good financial conditions, good credit conditions, good repayment capabilities and repayment willingness to establish an capacity for shortcoming processing mechanism to continuously improve the "acceleration" of financial services Loan efficiency, actively promote online loan self -service loans, improve credit -type customer experience; continue to innovate financial products, allow credit to "land", innovative products that integrate guarantees, banks, policies, and farmers- "The root cause of the landing has fully met the funding demand of the new agricultural business entity, so that the channels for the construction of the benefits and credit systems have become more unobstructed. Let "civilized credit" truly grow into a "credit fruit" of flowering.

Promote the deployment of the position and help the construction of the credit system. Yuncheng Rural Commercial Bank creates a promotional position, high station deployment, multi -form innovation, and leading the lead, focusing on the responsibility, closely linked key links, focused on key tasks, integrates the consciousness of the rich and rich merchants in the work. Various forms of propaganda activities have strongly promoted the sustainable and healthy development of the business; multi -form innovation, creating a mass position, and the listing of "Financial Night School", "Creation Engineering Creation", "Rural Revitalizing Financial Service Point" as the carrier, and explained the villagers on the spot to the villagers on the spot. Relevant policies for the construction of a credit system, spread the "good voice" of civilization practice in the new era, conduct on -site credit for farmers with funding needs, issue loans in real time, and comprehensively enhance the rural civilization and credit environment; enhance the image of service, create social positions, and establish each branch institution to form the establishment of each branch. The financial service team, normalize the "eight -entering" grid marketing, provides customers with on -site services, combines popularization of financial knowledge with publicity and integrity, and open up the "last 100 meters" of financial services. As of now, cumulative activities have carried out activities More than 700 times; forming a public welfare volunteer service team, participating in many public welfare activities such as Lei Fengri, filial piety, and old -themed party day, and responding to the government's call for resistance, actively participating in the epidemic prevention and control of high -speed intersections, and being subject to the prevention and control of high -speed intersections. Comment.

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