The CreditEase Department quietly separates, and executives are now leaving?

Author:Lu Yan Business Review Time:2022.09.26

According to the news of the industry, because of the changes in the relationship, Tang Ning and Zhao Mei divided the CreditEase company. Tang Ning took Huacu Capital, and the rest of the CreditEase department left Zhao Mei. Because of this division, around 2021, CreditEase ushered in a wave of departure of executives.

At the moment when the financial environment is tightened and the economy is cold, CreditEase has news of the separation.

According to industry people close to CreditEase, the founders Tang Ning and CFO Zhao Mei divided the Credit Corporation. Tang Ning took the business of Huachuang Capital, and most of the other CreditEase business belonged to Zhao Mei. The asset segmentation action was carried out because of the end of the marriage relationship.

Before 2017, Tang Ning and Zhao Mei were originally husband and wife. Tang Ning is a tall international background, and Zhao Mei's tough style. Today, the external environment has changed drastically, and Tang Ning's husband and wife have also come to an end. After the business of CreditEase's main company was assigned to Zhao Mei, its internal management culture was also changing, so a wave of departure of executives appeared.

Founding the 16 -year CreditEase, P2P is still in the end. Today, because of the division of property of the two, it has ushered in a new turbulence. Can CreditEase pass smoothly?

Tang Ning only took away Huacu Capital

Tang Ning and Zhao Mei were separated. Quietly.

Lu Yan Business Review learned from multiple sources that Tang Ning and Zhao Mei divided the business of CreditEase. Tang Ning took away Huachuang Capital, and the rest of the other companies including CreditEase Wealth belonged to Zhao Mei.

"Tang Ning left the old business to Zhao Mei, and he took away the innovation business. That business was also good at him." Zhao Xiaonan (pseudonym), a person in the industry close to CreditEase, told Lu Yan business comments.

Indeed, before the founding of Yirendai, Tang Ning was an investment background, and the establishment of Huachuang Capital was before CreditEase. Looking back at history, among the early founding shareholders of CreditEase, only Zhao Mei did not have Tang Ning. Huachuang Capital should be the best investment business of Tang Ning with the background of Wall Street. This division is also reasonable.

From the perspective of the outside world, such a calm and calm should be a peaceful breakup. But it is undeniable that behind the separation, there are industry insiders who are close to CreditEase that the marriage of the two people may have a new situation.

"Previously, every time in the New Year, Tang Ning recorded the blessing video of the family portrait and sent it to the dean or deputy dean of major colleges and universities. Since 2020, it has not been sent again."

Zhao Xiaonan told Lu Yan for business comments that Tang Ning and Zhao Mei came to this step today, and the people of CreditEase did not expect.

Zhao Xiaonan said that in 2016, CreditEase seemed to be transformed and underwent a magnificent change. In addition, in order to ensure the safety of assets, the two also dealt with marriage relationship. At the same time, in 2016, Tang Ning reduced its holdings of a considerable number of company stocks.

"I think there is a problem with the feelings and trust between the two people, so that there will be those disagreements." Ms. Zhang (pseudonym) who had worked in CreditEase.

"Inside CreditEase, everyone didn't seem to feel anything about the operation of the boss, because they all understood it, but the employees were still surprised later." Zhao Xiaonan said.

In fact, Tang Ning's reputation in the circle was quite good. Lu Yan's business comments learned from many employees who worked in CreditEase. Many people did not believe that this happened.

On the official website of CreditEase and CreditEase Fortune, no signs of this separation can be seen.

On the above two websites, Tang Ning, as the founder and CEO of CreditEase, still appeared on the webpage. On the official website of Yourenjinke, Tang Ning still exists as the chairman of the board of directors and CEOs.

Lu Yan Business Review In the investigation of the enterprise, CreditEase Excellence Wealth Investment Management (Beijing) Co., Ltd., Tang Ning is still a legal person, a major shareholder, actual controller, and the ultimate beneficiary. Tang Ning is still the largest shareholder and the ultimate beneficiary.

Lu Yan's business review called CreditEase's customer service phone and asked about it, and the customer service said it was unclear. When asking whether the boss of CreditEase is Tang Ning, the customer service said: "What we know at present is."

Lu Yan's business review then contacted a CreditEase wealth financial consultant. The consultant first stated that Tang Ning was still the boss of CreditEase. When asked about the current relationship between Tang Ning and Zhao Mei, she said, "I am also in this gossip. It can't be said that it is really or false, because after all, we don't know if they are private affairs. "

"Tang Ning is just an individual, and he cannot completely represent a brand or company. Of course, a personal brand of an entrepreneur is very important, and the impact on an enterprise is also important. What I want to say is that he is just a element. A company can be able to. For so many years, it has become a front -line company brand in the wealth management industry. It does not mean that a person can do it alone. "She further explained.

She said that she has been in CreditEase for eight years, and her current work is not much different from the past, and the company's business line does not feel any division.

"I think this authenticity is not that important, because I can't answer it. I don't know, I don't think anyone knows, maybe only they know. Because this is a personal affairs after all. And this is not known The question, we won't pay too much attention on this. We look at the company more, whether we can work normally, and make us feel that it is valuable to work on this platform. "Huachen Capital and Yi Belief wealth is relatively independent, maybe the reason why the consultant did not perceive.

However, although it takes its own way, Huachen and CreditEase are inseparable. Around 2021, CreditEase's human resources department also looked for the heads of media public relations and brands in the market. Tang Ning's opponent's request was to set the positioning of its own positioning to remove the traces of P2P. After all, equity investment is Tang Ning's future business direction. At that time, Tang Ning mobilized the human resources department of CreditEase, not the human resources department of Huachuang Capital.

Lu Yan's business comments were on the above questions, and sent an email to the official email of CreditEase. No response was obtained before the release.

Zhao Mei Da Da Dao Robot

According to Zhao Xiaonan, Tang Ning divided Huacchukuku's capital, and in the core old part, only Wang Haoyu took away. Wang Haoyu was a managing director and head of the capital market.

The executives who stayed in Zhao Mei were in charge of the sector, and the loss was more serious.

A CreditEase staff commented to Lu Yan business comments that Tang Ning's core executives were about 11. "These people were the first people who followed Tang Ning. They still recognized Tang Ning. Tang Ning graduated from the Department of Mathematics of Peking University and had Wall Street resumes. Can have such a smooth work.

Zhao Mei has a strong personality and is recognized in Credit.

"The former boss was a bad deal. When he was in Shenzhou animal husbandry, the net value lost 5%. Zhao Mei took people directly and yelled when he came up." Business comment.

Zhao Xiaonan commented to Lu Yan's business comments that in April 2020, Zhao Mei began to move Tang Ning's original executives, and batch batch of clearance.

"Many senior executives of Tang Ning are Wall Street backgrounds and overseas study abroad. The CreditEase created by Tang Ning is also a foreign company style. Zhao Mei is a local style, and the style of the two people is different. So these people come out. Said, "In addition, there are reality considerations, Zhao Mei is born in CFO, and the economic environment is not good. The first one is to reduce costs. It's. "

It is said that these executives were crowded. They called Tang Ning and Tang Ning did not answer.

The reason for leaving is also related to the company's business and the external environment. "At this stage, the company is shrinking the business and there is no room for everyone to release. In fact, if the potential can be released, the company develops well. The lady said that the change of management style is the fundamental reason for many executives.

It's not just executives, some people at the middle or higher levels are not happy to leave. It is said that an employee who left in 2021 was difficult to find the media to revenge the company and retaliate against the company.

Those who leave CreditEase, including Liao Junxia, ​​Management Partner of Credit equity Mother Fund, and Zhao Ruoba, senior vice president of CreditEase Fortune. Before them, there was also the original pleasant loan CEO Fang Yixhan, who joined JD.com in August 2019.

Zhao Xiaonan told Lu Yan's business comments that now there are two generals in CreditEase, the original executives are Liu Dawei, the other is Xu Xiuling.

Mr. Li (a pseudonym) who had worked in CreditEase said that according to his understanding, in the overall executives of CreditEase, Tang Ning's relatives and even had a lot of marriage, "this relationship is more reliable."

Zhao Xiaonan told Lu Yan's business comments that CreditEase's current second leader is Shang Xiao, which is said to be Zhao Mei's cousin. According to Mr. Li's information, a relative of Shang Xiao and Tang Ning also have a marriage. Shang Ban was originally in the inclusive end. The inclusive end was originally Wang Wei served as CEO. Because the business form of inclusive no exists, Wang Wei had left.

However, there are different views. The CreditEase's wealth management consultant mentioned earlier said that these are actually normal personnel flow.

"I think it should belong to a normal phenomenon like a person who flows in any company. Not only is it credible, but some of the large manufacturers of Internet companies have this phenomenon." She personally thinks that this is normal Personnel changes.

Can CreditEase pass the level?

At present, many executives who leave CreditEase are mostly in the state of being idle at home. Ms. Zhang said that it is difficult to find a company that is about strategic and tactical as CreditEase, and a company that has a status in the market.

"The earliest asylum and trust did some earlier customers, and some big customers had seized. Because they had the advantage of the window early, this advantage has always played a role. On the other hand, they have no international genes and no investment genes. "Ms. Zhang said that the industry has rules that are not written in the industry.

"This is why everyone is difficult to find the right opportunity after leaving, because there is no better than CreditEase. Unless it is back to the dealer financial institution." I have to admit that the contempt chain of the financial circle still exists. The banks and other institutions are in the upper reaches of the contempt chain in the workplace. Noah and CreditEase are obviously in the middle and lower reaches of the contempt chain. "After we listed, it would be good if we continued the original management style. But it changed later. Before Tang Ning was decentralized." Ms. Zhang was regrettable. The background of the CreditEase P2P industry determines the work choice of these executives, which is not wide.

"It is a new stage to Tang Ning, the company, and Zhao Mei. Of course, it depends on how the strategy is determined. Faith is hopeful. "For the future development of CreditEase, she said that this may be a good thing.

The financial environment is cold, and the caliber of CreditEase is to shrink the scale. At present, an important issue is to pass the regulatory authorities. Clearing is the ultimate goal of relevant departments for such enterprises.

"Now they communicate with the relevant departments and submit countless applications, which may not be approved above. These must be completed by the end of this year." Zhao Xiaonan said.

Creditic Financial Consultant's caliber is that all the P2Ps of CreditEase have also been completely legally and compliant. All P2P customers get the rate of return on time on time.

"All our business is normal and develops healthily. For three years, our employees' salary has not been arrears. I believe this is much better than most companies." This financial adviser express.

"If the business of their family is relieved to deal with it, they can pass the level after the stock is completed, and their family will continue to rise in Dongshan. Tang Ning himself has some relationships in Wall Street. Direction. "Zhao Xiaonan commented that this old business may only be related to Zhao Mei today.

CreditEase was a role model for many financial peers and was recognized by many colleagues. Nowadays, how can I spend a lot of time in the past few years? Not only Creditette's customers are watching, but CreditEase's counterparts are also paying close attention.

- END -

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