Credit efforts to stabilize economic and financial empowerment to promote development

Author:China Economic Times Rural Fin Time:2022.09.27

Credit efforts to stabilize economic and financial empowerment to promote development

"Financial Living Water", the Sales Department of the Shaanxi Branch of Agricultural Issuance, stimulates the vitality of urban and rural areas

Changan is the starting point of the Silk Road. The "Changan" international freight trains that started in Xi'an International Port, which are included in many countries in Central Asia, West Asia and Europe. The goods include plates, pulp, potassium fertilizer, rapeseed oil, dairy powder and other agricultural materials. As the amount of transportation increases, the mileage of driving has gradually extended, and the settlement and return cycles are significantly extended compared with previous years. The shortage of flow funds restricts the pace of "Changan" westward. After understanding the difficulties of the enterprise, the agricultural issuance of the Xi'an Chang'an District Sub -branch took the initiative to come to the door for the first time. 500 million yuan, supporting the "Changan" better and faster development, helping agricultural products with Chinese characteristics to go abroad.

This loan is a microcosm of the Sales Department of the Shaanxi Branch to help stabilize the overall economic development and serve rural revitalization. Since the beginning of the year, the Sales Department of the Shaanxi Branch of Agriculture has based on local development patterns, grasped the characteristics of location characteristics, based on the "six major areas" of supporting agriculture, and made good use of national policies, kept the basic market of "agriculture and rural areas", highlighting support for local key project construction construction Increase the efforts of credit support, and serve the new chapters of high -quality development of Xi'an spectrum. From January to August, a total of 17.519 billion yuan of various loans was put in. By the end of August, the balance of RMB loans was 63.684 billion yuan, an increase of 12.91 billion yuan from the beginning of the year. , Injects a strong agricultural development for Xi'an's stable economy.

Make every effort to ensure food safety and important agricultural supplies

Ensuring national food safety and important agricultural products is the primary political task of agricultural distribution. The bank will ensure food safety as the foundation, and make every effort to provide food and oil purchase, storage, and sales of funds, and strive to brighten the brand image of the "Grain Bank". By the end of August, there were 37 grain and oil loan customers, with a loan balance of 50.01 billion yuan, of which the central reserves of grain and oil loans were 627 million yuan, and local reserves of grain and oil loans were 2.705 billion yuan. The extension of the grain and oil industry chain is supported by multi -direction, and the capital needs of key enterprises' food and agriculture and Shiyang Group are supported. The current loan balance is 1.49 billion yuan, maintaining the stability of the grain market in Xi'an. Actively expand the international settlement business. From January to August, 3 trips to Bangqi Oil Deficiency Company will apply for a deposit and exemption deposit.

Serving poverty alleviation with the rural rejuvenation and effective connection

Promoting the achievement of the achievements and the effective connection of the revitalization of poverty alleviation is the primary task of the "three -fifth Five -Year Plan" period of the "14th Five -Year Plan" period. The bank took the initiative to improve the position, focused on the key areas and regions of the aggregate force, and exerted the backbone and main role of effective connection with services. By the end of August, the balance of rural rejuvenation and assistance loans was 7.012 billion yuan. Except for the loan of 4.218 billion yuan in poverty alleviation and relocation loans, other agricultural -related assistance loans were 2.794 billion yuan.

The bank fully supports key areas, focuses on the only county to get out of poverty -Zhou Zhixian, broaden the diversified financing channels, make good use of agricultural distribution differentiated policies, increase loans, and successfully invest 40 million yuan to support high -standard fruit and vegetable production bases at the end of August Project construction. Vigorously support key areas, support loans after 390 million yuan to support provincial state -owned enterprises to promote 12 township land development projects (Phase 1), including Zhanjiaping Town and Laoshe Township of Qingxian County, Yulin City (Phase I). Continuously strengthening accurate assistance management should be recognized for assistance loans. By the end of August, a assistance loan was put in 933 million yuan, which continued to consolidate the results of the "two guarantees and three guarantees".

Focus on the main responsibility for the main business to serve rural revitalization

Support the development of characteristic industries and help the industry prosperous. By the end of August, the bank's balance in the agricultural industry loan was 4.339 billion yuan, an increase of 1.149 billion yuan from the beginning of the year. Vigorously support the construction of the "Modern Logistics" system, and to put a loan of 700 million yuan in the construction of a rural circulation system to Shaanxi Logistics Group to help open up the channels of urban and rural circulation. Help solve the problem of "stuck neck". 11.5 million yuan to support the development of the breeding industry. Eight loans to small agricultural enterprises and 44.8 million yuan, continuous promotion of small and micro enterprise service optimization projects continued to make efforts in supporting agricultural and rural infrastructure construction. By the end of August, the balance of loan loans of agricultural and rural infrastructure was 49.988 billion yuan, an increase from the beginning of the year at the beginning of the year. 11.287 billion yuan. Focus on supporting the construction of road networks in rural areas, and launches 890 million yuan to create a "four good rural roads" in Huimin. Actively support urbanization construction with county seats as an important carrier, and puts 950 million yuan to support the construction of affordable housing projects in Xi'an.

Vigorously support the ecological protection and high -quality development of the Yellow River Basin. By the end of August, the balance of ecological protection loans of the Yellow River was 11.749 billion yuan, an increase of 842 million yuan from the beginning of the year. Among them, the sponge cities and ecological comprehensive governance projects of the core area of ​​the Central Innovation Zone supported 760 million yuan to achieve a win -win situation for ecological, economic, and social benefits. Essence We will conscientiously implement the "two mountain theory" and serve the construction of ecological civilization. By the end of August, the balance of green credit was 26.734 billion yuan, an increase of 11.912 billion yuan from the beginning of the year. Helps the integration of urban and rural areas, and puts for 650 million yuan to promote the construction of the environmental greening and enhancement project of the Xi'an International Port Area, promote the ecological livability and improve the living environment of urban and rural people.

Accelerate the launch of agricultural hair infrastructure funds

The bank fully implemented the decision -making and deployment of the Party Central Committee and the State Council on the use of policy and development financial instruments to support major project construction, gathered superior resources, and accelerated the launch of the agricultural hair infrastructure fund. In August, the first two funds were launched by 315 million yuan to support the construction of the entire industrial chain of the Yanliang District Aviation Base and the first phase of the Phase Phase of the Langhe New City Political Road Pipeline Network to promote the construction of the infrastructure of Xi'an. Among them, the Aviation City • Zhihui Valley project is a key project in Xi'an, and it is also an opportunity for the integration of the aviation base to focus on the industrial chain and the innovation chain dual chain integration. The construction project is built with a total investment of 850 million yuan and covers an area of ​​more than 200 acres. In order to accelerate the implementation of the fund project, the Sales Department of the Shaanxi Branch of Agricultural Issuance of Agricultural Issuance has arranged for the rapid follow -up of the Xi'an Yanliang District Sub -branch to strive for a good job of the fund. The infrastructure fund of the Biomi Fafa was 85 million yuan, which ran out of the "acceleration" of agricultural distribution to help stabilize the economic market, protect the employment of people, and support major project construction.

In addition to continuously strengthening credit support, we also continuously optimize financial services and further optimize the interest rate pricing mechanism within the scope of the authorization of the Shaanxi Branch. Since the beginning of this year, the service fee for the real economy is 736,600 yuan to help enterprises reduce burdens. At the same time, we continued to improve electronic channels such as mobile banking, online banking, and bank -enterprise direct couplets, promoted the code -scanning acquisition business, continuously improved the convenience and satisfaction of financial services, and provided customers with comprehensive financial services. (Zhou Xiangyang)

Responsible editor: Zhang Wei Guo Jinhui

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