Notice!In the last few days, lying on the holidays rely on them!The annualized income of this variety was once touched to 4%

As the National Day holiday approaches, if investors choose to hold the currency for the holiday, they must start paying attention to the financial arrangement of idle money during the National Day holiday.

Generally speaking, it is more common to choose national debt reverse repurchase, on -site currency funds and off -site currency funds.

Photo source: Photo Network-500596401

Today, the annualized yield of national debt repurchase continues to rise. In the two -day period, when the early trading was high to 4%of the annualization. When the return rate of the currency fund entered the "1 era", this annualized yield was obviously very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very very like. Attractive. If you have idle funds in your hand to make a holiday, you must pay attention to the opportunity of these two days.

Treasury reverse repurchase: last 3 days before the holiday

During the holidays, the backbone of national debt reverse repurchase often occurs. In the past few days before the National Day, such scenes also appeared. Today, whether it is 1 day, 2 days, 3 days, or 7 days, or 7 days, or 7 days, or 7 days. The 14 -day period, the annualized return on yields rose collectively, of which the annualized yield of "GC002" was touched to 4%in the early morning.

You must know that the annualized yield of many currency funds has entered the "1 era". Even if it only obtains an annualized yield of more than 2%, in fact, most of the cash financial management methods have been won.

After the early searcation, although the annualized return rate has fallen, it is still between 2%-3%. For investors with leisure money, choosing a national debt reverse repurchase is obviously a good way to lying.

However, it should be noted that if it is a product that purchases 1 day and 2 days today, the number of interest calculation is only 1 day and 2 days. Therefore Only 3 days of products can we get a 12 -day interest calculation.

And if tomorrow, the 2 -day product will also be able to enjoy the holiday benefits. The specific interest counting days can refer to the national debt reverse repurchase area of ​​major brokerage firms, and select the corresponding product according to the prompts. In addition, since the threshold for Shanghai and Shenzhen is now 1,000 yuan, if the yield is different, investors can choose to participate in high yields.

Monetary fund can be enjoyed at 15 o'clock on the 29th to enjoy the income

In addition to national debt reverse repurchase, investors can also choose off -site currency funds, such as Yu'ebao Platform, currency funds on the wealth management platform, etc., which may be a product with a lot of contact, but these products should also pay attention to transfer time.

Taking the trading rules on the Yu'ebao platform as an example, the T+1 starts to calculate the interest before 15 o'clock, that is to say, if it is transferred before 15:00 today (27th), the interest is started on the 28th. If you want to enjoy the return of the National Day holiday, you must be transferred before 15:00 on the 29th to enjoy the income, that is, only 2 days left.

The same is true of the currency funds on the financial management. It will be transferred before 15:00 on the 29th to enjoy the holiday income.

In addition to the currency funds sold on these platforms, some of the currency funds sold on other channels. Although most of the suspension time is 15:00 on the 29th, different funds have different situations in the time of suspension of purchase. For example, some currency funds have been suspended on September 28, and the purchase is suspended on September 29.

For investors, if you want to make holiday financial management through these currency funds, you must pay attention to the specific announcements of each fund.

However, from the perspective of annualized yield, whether it is the currency fund of the Yu'ebao platform or other currency funds, the current annualized yield is relatively low, and many of them are below 1.5%. Of course, some may be slightly higher. It can reach about 1.6%-1.8%. Investors can choose the 7-day annualized return and the situation of each 10,000 copies.

The last "remedy": the currency fund in the field

Of course, if investors do not participate in the above methods in time, then on the last day, there is still a "remedy" method, that is, the currency fund on the market.

However, the currency funds on the court are also divided into two types. Interest calculation of money funds.

The reporter has compiled several representative in -site bases that are more representative in Shanghai and Shenzhen, and investors can prepare from time to time. It should be reminded that although this is a way to "remedy", but affected by the flow of funds before the holiday, the price on the venue may also be high after everyone poured in, then at this time, investors must consider Whether it is worth participating.

In addition, from the perspective of yield rates, the currency funds in these markets are also similar to other currency funds, and the yield is not high.

Overall, if you choose from the current various leisure money wealth management methods, national debt reverse repurchase is a better choice, but you need to pay attention to the trend of its yield at any time.

Daily Economic News

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