Tongchuan, Lishui, Zhejiang, and Chengdu, Chengdu, Chengdu, Chengdu, Chengdu, Chengdu, Chengdu once again played a national rural gold reform "test field"

On September 28, the People's Bank of China released information showing that with the consent of the State Council, the People's Bank of China has recently issued the overall plan of the inclusive financial reform pilot zone of Tongchuan City, Zhejiang Province, and Chengdu, Zhejiang Province in Shaanxi Province. , Carry out inclusive financial reform tests in the three places.

Specifically, the construction of the foundation area of ​​inclusive financial reform in the three places is different. Among them, the "Shaanxi Tongchuan Plan" is based on the actual development of typical resource -exhausted cities; the "Zhejiang Lishui Plan" is based on the characteristics of the agricultural city and ecological city; Require.

It is worth mentioning that this is also the second national rural financial reform pilot zone approved by Chengdu's 2015 nationwide national financial comprehensive service reform pilot.

Bei Duoguang, co -chair and dean of the Council of Renminist University of China The Institute of China Inclusive Financial Research Institute, said that the approval of the inclusive financial reform pilot zone allows Chengdu to have the opportunity to continue to explore and innovate in the field of inclusive finance on the basis of the original reform. Provide "Chengdu experience" for inclusive financial support.

The three places have their own characteristics

According to the information of the People's Bank of China, in order to thoroughly implement the major deployment of the Party Central Committee and the State Council on vigorously developing inclusive finance and implementing the strategy of rural revitalization, and exploring the effective path of inclusive financial services for rural rejuvenation, with the consent of the State Council, recently, the People's Bank of China United Bank of China Union Bank The Insurance Regulatory Commission, the Development and Reform Commission, the Ministry of Industry and Information Technology, the Ministry of Finance, the Ministry of Agriculture and Rural Affairs, the CSRC, and the Rural Revitalization Bureau issued the "Overall Plan for the Incidential Financial Reform Pilot Zone of Tongchuan City, Shaanxi Province", and jointly the CBRC The Development and Reform Commission, the Ministry of Finance, the Ministry of Agriculture and Rural Affairs, the CSRC, and the Rural Revitalization Bureau printed and issued the "General Plan for the Reform Zone of the Rural Revolution of Rural Revitalization in Lishui City, Zhejiang Province" to the Zhejiang Provincial People's Government, and issued the "Sichuan Province Sichuan Province The overall plan of the Chengdu inclusive financial service rural revitalization reform pilot zone "(hereinafter referred to as the" Tongchuan Plan of Shaanxi "," Zhejiang Lishui Plan "and" Sichuan Chengdu Plan ").

Among them, the "Shaanxi Tongchuan Plan" is based on the actual development of a typical resource -exhausted city, with the goal of exploring inclusive finance to help the economic transformation, and proposed to expand the coverage of inclusive financial services, develop digital inclusive finance, increase financial support for key areas, and increase financial support, and to increase financial support in key areas. Strengthen 17 specific reform measures in four aspects, including strengthening protection measures.

The "Zhejiang Lishui Plan" is based on the characteristics of the agricultural city and ecological city. With the goal of exploring the rejuvenation of inclusive financial support, it proposes to establish a diversified financial system for serving rural revitalization, increase financial support for the key areas of rural rejuvenation 2. Building a financing mechanism that supports rural revitalization, improving the level of rural revitalization financial services, and strengthening guarantee measures, 20 specific reform measures.

The "Sichuan Chengdu Plan" is based on the development requirements of "metropolis+agricultural and rural modernization". With the goal of exploring inclusive financial support for high -level urban and rural integration, proposing improvement of the rural financial service system and increasing financial resources tilt "three rural areas, rural areas, rural areas," The use of financial technology to increase the ability to revitalize rural revitalization, promote the organic connection between rural property rights and financial resources, meet the multi -level full life cycle financial needs, optimize rural financial infrastructure, and strengthen guarantee measures.

The People's Bank of China said that the three places adhere to the concepts of innovation, coordination, green, openness, and sharing development, adhere to the decisive role of the market in the allocation of resource allocation, and better play the role of the government. Carrying out the inclusive financial reform trial in the three places can help explore the effective path of inclusive financial services to rural rejuvenation, which is conducive to the formation of dislocated development and distinctive regional financial reform patterns, and further accumulation for the development of inclusive finance in the country can be replicated. experience of.

Chengdu will establish a reform guarantee system in four aspects

For Chengdu, this is also the second national rural financial reform pilot zone approved by the city's 2015 nationwide national financial comprehensive service reform pilot.

The reporter learned from the Chengdu Local Financial Supervision Administration that from 2015 to 2020, Chengdu based on the leading foundation of urban and rural overall advantages in the country, focusing on the key point of the lack of effective connection mechanism between rural financial supply and demand to make breakthroughs, adhere to the government -led The principle of market -oriented promotion has made breakthroughs in multiple fields.

As of now, Chengdu has formed a series of typical practices such as rural property rights financing, agricultural digital financial platforms, and rural property rights trading platforms, providing valuable and pioneering experience in rural financial reform practice across the country. In the "Tianfu Financial Index Report" released by Renmin University of China over the years, the Chengdu Rural Financial Index has ranked first in the country for five consecutive years.

According to reports, with the issuance of the "Sichuan Chengdu Plan", the construction of Chengdu's inclusive financial service rural revitalization reform pilot zone has been officially launched. Chengdu will aim at exploring inclusive financial support for high -level urban and rural integration and development, and strive to establish a modern rural financial system with multi -level, wide coverage, sustainable, moderate competition, orderly innovation, and controllable risks in about 5 years. The rural financial organization system is more complete, financial infrastructure has become more perfect, the scale of agricultural and rural financial services has been expanded, and the quality of financial services has been comprehensively improved.

The relevant person in charge of the Chengdu Local Financial Supervision and Administration Bureau said that in the next stage, Chengdu will accelerate the establishment of a reform guarantee system from four aspects, including organizational leadership, policy support, risk prevention and control, and research and evaluation.The reform pilot zone was built in Chengdu to take root and bloom.Beiduang believes that rural revitalization is my country's long -term and comprehensive development strategy. Inclusive financial services are a key support driving force for highly adapt to it. It is necessary to improve support matching and efficiency in continuous reform and innovation.

Beiduang said that Chengdu has 12 cities, 5 county -level cities and 3 counties under the jurisdiction of Chengdu.The approval allows Chengdu to have the opportunity to continue to explore and innovate in the field of inclusive finance on the basis of the original reform, and provide "Chengdu experience" for inclusive financial and financial support.

Daily Economic News

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