Continue to improve the service quality and efficiency of the three farmers

Continue to improve the service quality and efficiency of the three farmers

Author Wei Jian Liang Longfen

In the midsummer season, the Luzhai countryside under financial assistance is picturesque, the village is clean, the six animals are prosperous, and the villagers are happy and vibrant. Guangxi Luzhai Rural Commercial Bank Co., Ltd. adheres to the business philosophy and service purpose of "rooting the development of local economy and the development of the three farmers in the service area", continuously improves the service quality and efficiency of rural revitalization, agriculture, rural areas and rural development, and provides the rural economic development and farmers' income in the area under its jurisdiction. With strong support, it outlined the more beautiful rural development map for Luzhai.

Chen Shijian (first from right), chairman of Luzhai Rural Commercial Bank (first from right), went to Guonong Town, Pingshan Town to investigate

Effectively connect rural revitalization

"It is the loan of Luzhai Rural Commercial Bank to make me a dream of breeding cattle." Luo Mouqiong, a poverty alleviation household in Pingshan Town, sincerely thanks. Luzhai Rural Commercial Bank has continuously deployed rural areas, innovated agricultural loan products, and used finance to consolidate the results of poverty alleviation, effectively connecting rural revitalization.

Increase the construction of rural outlets. Luzhai Rural Commercial Bank has promoted outlets to enter the village. So far, 29 business outlets (including self -service banks) have been established in rural areas, including 18 outlets and 11 outbound machines; 102 stocks "micro -banks", rural areas, rural areas, rural areas The number of regional self -service equipment (including the service points of the people) is 288, and the employees are 251. It has broaden the service coverage, improves the service efficiency, and greatly facilitates the financial services of the masses in the jurisdiction.

Wei Shangshang (middle left), director of Luzhai Rural Commercial Bank, went to the pesticide company to investigate

Huang Gejian, deputy president of Luzhai Rural Commercial Bank, to Zhaisha asparagus base to propagate and investigate spring plowing loans

The staff of Luzhai Rural Commercial Bank went to Zhaisha Village asparagus planting base to learn about asparagus planting conditions to help rural revitalization

He Yili (fourth from left), deputy president of Luzhai Rural Commercial Bank and Luzhai Rural Commercial Bank Financial Commissioner to publicize the bank's loan products at the Citrus Culture Festival in Si Pai Town, and join hands with the electronic shopping platform of the Rural Mall to help rural revitalization

Innovate agricultural loan products. Luzhai Rural Commercial Bank is guided by market demand to promote the organic integration of digital finance and rural revitalization needs, accelerate the innovation and integration of loan products, and continue to launch a series of loan varieties close to customers, close to rural areas, and close to new agricultural business entities to comprehensively comprehensively Loan services open up rural financing channels and support rural economic development. It mainly launched products such as online products "Easy Agricultural Management Loan", "Easy Agricultural Consumption Loan", "Golden Pig Loan". This year, the "Linmu Loan" and "Golden Orange Loan" products were newly launched. As of May, it was issued with a total of 606 "Linmu Loan", with an amount of 48.19 million yuan, 535 golden orange loans, and a amount of 42.28 million yuan.

Consolidate the results of poverty alleviation. Luzhai Rural Commercial Bank continues to do a good job of small amount of credit for small credit for poverty alleviation. Realize the "loan due to loan" and focus on improving the sustainable development capacity of poverty alleviation. Luo Mouqiong, a poverty -stricken household in Pingshan Town, has a techniques for raising cattle, but suffers from lack of funds. He has been unable to make large -scale cultivation. Finally, with the support of Luzhai Rural Commercial Bank's 50,000 yuan loan, he finally embarked on the road to entrepreneurship. As of the end of May, the bank has launched 74 small amounts of small credit for the poverty alleviation population of 4.908 million yuan this year, consolidating the results of poverty alleviation.

Increase agricultural credit credit

Luzhai Rural Commercial Bank is based on the county, deeply cultivates the three farmers' markets, continues to increase the investment in agricultural credit, and helps rural revitalization.

Vigorously support modern agricultural construction. At present, loans have been issued for 4 companies in the Guizhong Forestry Technology Industry Gathering Zone, with a total amount of 54.1 million yuan; loans for the leading enterprise in Luzhai County Cocoon Silk Processing, with a total amount of 30 million yuan. The credit support of 15 million yuan helps farmers to raise silkworms to become rich.

Vigorously implement the "Guihui Loan" policy. On the premise of improving the internal risk control system, Luzhai Rural Commercial Bank has taken multiple measures to implement the preferential policy of "Guihui Loan" and promote the shortcomings of the three areas of agriculture, rural areas. 183 million yuan, benefiting multiple agricultural -related business entities.

Shi Feng (first from left), president of Luzhai Rural Commercial Bank (first from left) to conduct investigations in the China -Vegetable Industrial Park

Increase support for agricultural small and micro enterprises. Luzhai Rural Commercial Bank focuses on increasing the credit offices of inclusive small and micro enterprises with inclusive small and micro -enterprises in a total of less than 10 million yuan (inclusive), and reasonably arrange the rhythm of credit distribution to ensure that the loans of inclusive agricultural -related small and micro enterprises increase The number of households with a speed of not lower than the growth rate of various loans and the balance of loan balance is not lower than the level of the beginning of the year, and further reduces the comprehensive financing cost of inclusive agricultural -related small and micro enterprise loans.

Since the work of rural rejuvenation, the credit investment of Luzhai Rural Commercial Bank has vigorously tilted to agricultural loans. The newly issued loans have basically been used in local agricultural -related projects. As of May, a total of 2.859 billion yuan in agricultural loans have been added. The balance of agricultural loans was 5.865 billion yuan, an increase of 555 million yuan from the beginning of the year. This year, a total of 575 million yuan of inclusive agricultural -related loans was added, and the balance of loans was 1.415 billion yuan, an increase of 168 million yuan from the beginning of the year. The help of finance has injecting a strong driving force into the development of the three farmers of Luzhai, which has strongly supported the development of agriculture and rural areas of Luzhai County, and helping farmers improve the quality of life.

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