The "Cool Pull" is on fire, you can't imagine the joy of saving money

Recently, a new concept has quietly become popular, and young people have begun to admire the "extremely frugal life concept" and save money. They are called "Cool Pull".

The so -called cool troops are all starting from frugal, not impulsive consumption, not spending money on money.

They played various means of saving money, for example, using financial software accounting, self -contained lunch at work, buying energy -saving appliances, choosing public transportation as much as possible, making full use of the library and old book markets, and admiring it without spending money.

Douban's well -known "Small Small Save Money Group" has joined more than 600,000 people.

I used to use buying and buying as a source of happiness. Now seeing the growth of numbers on the passbook is full of security;

The moonlight tribe with the belief of life with "thousands of money is scattered", and now is the cool family who pursue "every month must have a lot of money".

"Daily Person" interviewed several Coolpads, of which Yan Yan's story was very representative.

Yan Yan was a post -95s. She graduated for two years and has been working in Internet companies. There is no mortgage car loan, and their income is also good.

Previously, her consumption per month was more than 15,000, and I took a taxi for more than 2,000. I ordered a takeaway or out for each meal. Will buy flowers.

She believes that her consumption habits are largely due to work pressure.

Staring at the mobile phone anytime, anywhere, I dare not miss any news. It is difficult for people to calm down and have no patience to walk, even a few hundred meters of road.

In this kind of life, buying things is the fastest way to make yourself happy.

After a long time, she fell into a strange circle: the more I earned, the more spending, the more spending, so she wanted to earn more, so she worked hard to work overtime and stressed more.

Earlier this year, she moved to Shanghai and was catching up with the Shanghai outbreak. She could only work at home.

During her home, she was surprised to find that the cost of cooking by herself was very low. Without going out, she would not have to add new clothes, dinner, and social.

After a month, she spent only 4,000 yuan.

Now, she has developed a new habit to reduce unnecessary food and takeaway, and try to do it by herself; replace dozens of dollars a cup of boutique coffee with a few dollars of capsule coffee; Taxi ...

Consumption has decreased, and the pace of life has slowed down, as if time and life belong to their own.

Another post -85s and two children's mothers choose low consumption, which is more based on life pressure.

She and her husband both worked in the real estate industry. In the past, the market was good.

In recent years, the salary of the two has been shrinking, but the children spend more money. The two sides are pinched, so that she has to open source and find a way to save money.

I used to take my child to the amusement park on the weekend. It took at least two or three hundred a day. Now they will go to the park to exercise both or spend money;

It was easy to be affected by advertising before. I always bought a lot of cosmetics and placed it at home. It was left aside without a few times. Now I only buy the most commonly used. I ca n’t buy a new one ...

A person's attitude towards money is his most authentic life attitude.

Psychology has a test of values ​​auction, which gives everyone the same amount of game banknotes. You can use these banknotes to bid to bid what you want.

For example, every weekend with dinner with family members, a successful career, a large library, a first -class ticket that can fly to anywhere, a villa, a luxury car ...

What do you buy with your banknotes, that is the life goal you want to pursue the most.

Do you use money to meet your desire needs, or use money to get a solid life, depending on where you spend money.

NHK once reported a girl "咲". She was an ordinary office worker. At the age of 18, she said to herself, "I want to buy a house, buy three houses before 34 years old, and then retire."

As a result, she started to save money. The food cost of the day was only about 10 yuan. As long as the food was discounted, the furniture was picked up, and the clothes were raised from the hands of friends and relatives.

After nine years, she saved 10 million yen and bought the first house;

Four years later, she bought a second house worth 18 million yen;

In another two years, she bought a third house worth 27 million yen.

After that, she resigned and opened a cat cafe.

Some people envy her beyond the self -discipline of ordinary people. Some people question that she will not enjoy life. The best life in her twenties is saving money, and she said, "Save money and energy on the affairs of her love. I think this is responsible for myself. "

However, the envy of others at the moment: three houses, cat coffee, freelance, semi -retired state, was exchanged for countless restraint desires in the past.

She restrained the impulse of consumption again and again, and only had freedom when she was 35 years old, and the essence of saving money was just to restrict her current freedom.

In the age of excess desire, the material is complex but not concentrated, but it has become a negative. When we are determined to practice the lives that do not hold and let go of the desire, not only can the inside and outside space be refreshing, but it will also get rid of the passive situation pushed by the money. Essence

There is such a paragraph in the book "Unknown Life":

Items that exceed your own management ability, do not hold;

Do not hold it, do not hold;

Unable to recycle or transfer it to others, not hold;

Not suitable for you, items that do not match your own lifestyle, do not hold.

Gold by Ji Zi ｜ Shandong People's Publishing House

How can we do "not hold"?

Before changing consumer behavior, we must first change the attitude towards money. See your life, understand yourself, and figure out what you really need.

Ask yourself, what kind of thing can be my friend? This thing is necessary or can it be replaced?

Before buying, classify the shopping list. During the purchase process, enjoy the fun of shopping, wandering around, so that you have more understanding of the product, and you will also find a better choice.

The author believes that high -quality life should meet three points:

The first is to buy only the real items that really need, there are no extra things in life.

The second is to maintain physical and mental health.

The third is that you do not let your own space nor let yourself be chased by time.

Being able to live calmly and freely is the purpose of working hard to make money. If you make money for making money, let yourself fall into the abyss of desire, and constantly consume in order to satisfy desires, and work hard to satisfy consumption, then work itself will lose its meaning.

The father of positive psychology Seligman once said: Happiness is not the result, but a kind of ability. The most long -lasting happiness is that you will feel "I can" when facing everything.

Like a migrant worker, she has been working hard to open a cafe and retire in advance. Whenever she adds a digit number in her passbook, it means that she is closer to her goal.

No one consumption concept is absolutely correct. The only criterion for the correct view of consumption is whether it can continue to make yourself happy without harming the interests of others.

Making money is a kind of happiness, and saving money is the same. May you enjoy the happiness brought by it.

Author | Covenant, write a good story of others, and live a good life.

Picture | Visual China, the Internet (if there is any infringement, please contact delete)

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