The 2nd Digital Fair opened a digital financial exhibition area, and many special activities were highlights.

[Dahe Daily · Dahecai Cube] (Reporter Pei Rongli Xu Bing Chen Yujing Intern Zhang Ying Gaoyan) seized the new round of opportunities for the scientific and technological revolution and industrial changes, and Zhengzhou, the national central city, wanted to seek the pioneer.

On July 1, the Second World Digital Industry Expo kicked off at the Zhengzhou International Convention and Exhibition Center. This is the first digital theme exhibition in Henan. The theme of the conference is "Intelligent Integrity Global Gathered Henan". And technology, show the results of cutting -edge scientific and technological achievements.

The development of the digital industry is inseparable from financial support. On July 2nd, one of the theme activities of this expo was officially held. The event focused on the transformation and upgrading of digital finance to promote the transformation and upgrading of the digital finance. Representatives, in -depth discussions on how to better play the role of financial focusing in the financial industry by accelerating the digital transformation of the financial industry, realizing the interoperability of alien industry, and high -efficiency expansion of customers. While promoting the economic and social prosperity of Henan Province, it is a good "six stability" Work and fully implement the "six guarantee" tasks.

The highlights of the reporter's exploration exhibition area

Digital financial exhibition area staged "inner rolls" in helping companies

The Second World Digital Industry Expo was carried out under the guidance of the Henan Provincial Department of Industry and Information Technology, and this year reached a record high. The exhibition scale is nearly 30,000 square meters. Digital security six exhibition areas. Nearly 500 companies from more than 20 provinces including Henan, Guangdong, Jiangsu, Zhejiang, Fujian, Hebei, Shandong, Shaanxi, and Shanxi participated in the exhibition, and the number of online applicants reached 69,000. China Unicom, China Mobile, China Telecom, HKUST Xunfei, Zhongcheng Technology, China Tower, Hikvision, Dahua, Cai Cube, Postal Savings Bank, Pudong Development Bank, Digital Chain Technology and other well -known digital companies Show new technologies, new products, and new services.

On the morning of July 1st, a reporter from Dahecai cube conducted an exploration of the museum. The six major exhibition areas have made a lot of highlights. Participating guests immersed in various high -tech products. Unlike other exhibition areas, many guests stop and like, and consult in the "Digital Financial Exhibition Area". A number of banks from Henan Province have staged a "inner roll" to help enterprises, from the category of helping the company to the level of loan interest rates, to the reduction of charges for interest, and carried out a comprehensive display and PK.

As one of the theme activities of the Second World Digital Industry Expo, the Digital Financial Exhibition is co -sponsored by the Organizing Committee of the Conference and Dahe Finance Cube. Promote the high -quality development of Henan's digital industry.

The reporter saw at the scene that there were 10 banking financial institutions participating in the exhibition, namely the Henan Branch of the Industrial and Commercial Bank of China, the Henan Branch of the Agricultural Bank of China, the Henan Branch of the Construction Bank, the Bank of Communications Henan Branch, and the Postal Savings Bank Henan Branch , Pudong Development Bank Zhengzhou Branch, Industrial Bank Zhengzhou Branch, Zhejiang Commercial Bank Zhengzhou Branch, Everbright Bank Zhengzhou Branch, and Zhengzhou Bank, each bank has brought the most advantageous products to the scene for reference for exhibitors.

In addition to financial institutions, there is also a special participating subject at the scene that attracted the attention of many people -Henan Dahe Cai Cube Media Holdings Co., Ltd. The booth is based on financial blue. It focuses on simple winds. Cube intelligence media, cubic data treasures, cubic offline camps, and cubic financial factoring four core businesses firmly occupy a visual C position.

As a full -media platform of Smart Finance and Economics under Henan Daily, since its establishment, Dahe Cai Cube has been centered on "financial media" and continuously consolidating the expansion of the operation boundary. At present +Think tanks "" financial media+e -commerce "and other product architecture and business systems, and strive to create a new customized smart financing platform with national influence.

At the exhibition site, Dahe Cai Cube focused on the two major business segments -Cai Lifang Emperor Data Products and Cai Cube Factory.

Concentrated recommendation+progress zone

"Digital Financial Exhibition Area" holds bank -enterprise docking special activities

Through government guidance, industry, financial institutions and media collaboration, forming (industry+finance) interactive docking platforms, guiding financial resources to the real economy, promoting publicity of financial institutions policies, products, etc., promoting direct financial and investment resources to enterprises, better promoting numbers The high -quality economic development and practice of inclusiveness are important goals of this financial summit.

On the morning of July 2nd, the "Digital Financial Exhibition Area" held a special event event. ICBC Henan Branch, Agricultural Bank Henan Branch, Postal Savings Bank Henan Branch, and Zhengzhou Bank four banks have successively launched their own specialty products.

At the same time, in order to make financial live water quickly and efficiently, to clear the difficulty, pain points, and blocking points of the financing of physical enterprises, Dahe Finance Cube and the Organizing Committee of the Conference also organized the on -site financial institutions to send services to "door", with the latest ones, with the latest ones, with the latest ones, with the latest ones, with the latest ones, with the latest ones, with the latest ones, with the latest ones, with the latest ones, with the latest ones. Financial products and policies have visited the booths of more than ten companies including 863 software, powerful giant color, Zhongzhijie Electronics, Zhengzhou Annuo Electronics. One step communication and docking.

"The bank is going to the progressive area, entering the corporate booth, and actively communicating the financing needs of financing, so that we can feel the sincerity and temperature of the bank." One exhibitors commented.

The exhibitors of many banks also said that they look forward to displaying bank products and brands through the platform of the Digital Expo. They also hope to discover more companies that need support and assistance to build a healthy development ecosystem with the enterprise. Helps Henan to accelerate high -quality development. The relevant person in charge of the Dahe Cai Cube said that as a "marriage person" of bank -enterprise docking, Dahe Cai Cube promoted the "zero distance" contact between banks and enterprises, closely connected the two parties to cooperate, and then established a long -term stable and stable inter -enterprise communication cooperation mechanism. "We will guide the promotion of financial products to guide various financial services measures to reach the grassroots level, truly benefit the company's subject, and better serve the real economy financing needs."

More than ten banks bring the latest beneficiary products to participate in the exhibition

Open "last mile"

Digital finance is a new generation of financial services that combines the attitude of traditional financial services through the Internet and information technology. With the further deepening of technology, fintech is to reshape the banking industry, and commercial banks are catching up in the digital finance field.

The "China Financial Technology and Digital Inclusive Financial Development Report (2022)" shows that the pace of digital transformation of banks in my country has further accelerated. The pace of innovation and development of fintech subsidiary has continued to accelerate. At the same time, under the trend of financial technology, in order to meet the continuous changes in the needs of financial markets, banks have accelerated the development of independent technology, and new progress has been made in core system transformation.

The reporter noticed at the scene that at the digital finance exhibition area, various bank staff introduced to the participants to introduce the latest products and services of the Bank in the field of digital finance at the scene.

南 南 Construction Bank Henan Branch

Construction Bank Henan Branch conscientiously implemented the decision -making and deployment of the Provincial Party Committee, Provincial Government, and Regulatory Institutions, took the initiative to take the responsibility of a state -owned bank, upholds the development concept of "digital, platform, ecology, and empowerment", and continuously enhances the coverage of small and micro enterprise service coverage. Essence

In recent years, in order to effectively solve the problem of difficulty in financing, slow financing, and expensive financing of small and micro enterprises, the Henan Branch of the Construction Bank used big data analysis technology to innovate "cloud tax loan", "cloud electric loan", "credit fast loan", "individual individuals", "individuals" Industry and commercial households operating fast loans "" Merchant Cloud Loan "and other series of unsecured and unwavering processes online pure credit loans, truly realized" my loan only takes three minutes to do the main loan "; APP, realize a mobile phone loan. At present, nearly 100,000 credit customers on the online credit category are nearly 43 billion yuan.

南The Industrial and Commercial Bank of China Henan Branch

With strong scientific and technological strength and strong innovation capabilities, the Henan Branch of Industrial and Commercial Bank of China has also launched digital finance that has covered various scenarios such as ICBC E letter, Electric E loan, E fast loan, and national fast loans to meet various needs. product. Taking ICBC E as an example, this product is an electronic payment commitment letter issued by the regular -directional payable payment issued by the high -quality enterprise on the industrial chain based on the real trade background on the data financial service platform of the ICBC. One -stop financial solutions, with the advantages of high -quality credit multi -level circulation, flexible transfer of flexible transfer, and online operation speed lending, will help alleviate the pressure of corporate funds and improve turnover efficiency. As of the first quarter of 2022, the Henan Branch of the ICBC has served nearly 42 million individual customers, nearly 400,000 legal persons and customers, with various types of deposits exceeding 800 billion yuan, and various types of financing exceeding 900 billion yuan.

南 Agricultural Bank of China Henan Branch

Big data technology is an important means for commercial banks to carry out digital financial business.记者在农业银行河南省分行展台了解到，该行抢抓数字经济机遇，科技赋能数字普惠金融，先后创新推出数字化小微信贷产品——纳税e贷、资产e贷、首户e贷、 Account E loan, mortgage E loan, Zhengcai E loan, Huinong E loan, helping fast E loan, and chain Jie Loan, which have initially formed a special product system covering the entire life cycle of small and micro enterprises. As of June 25, the loan of inclusive small and micro enterprises of the Bank of Agricultural Bank Henan Branch increased by 13.9 billion yuan from the beginning of the year, ranking first in the same industry; the growth rate of loans was 61%, which was higher than the growth rate of various loans. The number of households reached 148,600, an increase of 49,300 households at the beginning of the year; the proportion of credit loans of small and micro enterprises reached 70.3%.

南 Postal Savings Bank Henan Branch

Small and micro enterprises are the main channels for development of development, employment, and important sources of innovation. They do a good job of financial services for small and micro enterprises, related to economic and social development and people's livelihood employment. The Postal Savings Bank Henan Branch actively exerts its own advantages and continuously improves the ability of small and micro financial services to form three major services such as zero -distance service, rapid approval, and online interaction.

In addition, since the epidemic of new coronary pneumonia, the postal savings bank Henan Branch has increased credit investment on the one hand, supporting the prevention and control of the epidemic, spring plowing preparation, and re -production of enterprises through financial "timely rain"; on the one hand Digitalization and online development. The bank innovatively launched WeChat "Cloud Studio", providing online services that are not out of the house and anytime and anywhere; vigorously develop online products such as small "speed loans", E Jie loans, and small micro -loan. The demand for funds for production and operation subjects "small, fast, urgent".

南Congong Bank of Henan Branch

Let customers run less legs and let the data run more. In this concept, the Bank of Communications Henan Branch focuses on the specific practice of Pu Hui financial services under the digital transformation, cut in from the scenes of benefiting people's services, small and medium -sized enterprises financing, etc., and achieved a series of breakthroughs in "data+scene" practice. Technology Enjoy helping people's livelihood services. At the same time, by using high -tech applications and technical support, the branch has established data from Taiwan, operations, and risk control, and effectively guarantees the rapid iteration of E -mortgage and electronic account opening products.郑 Pudong Development Bank Zhengzhou Branch

Pudong Development Bank Zhengzhou Branch brought two small and micro enterprises at the scene. "Silver Tax Loan" is a small and micro enterprise serving small and micro enterprises, with corporate tax -related data as the main credit basis. For general taxpayers who apply for the establishment of an enterprise to be established and have actually operated for 2 years (inclusive), they can apply for a bank tax loan product through online channels. SPD Bank QR code link will jump to the tax bureau "Silver Tax Through Train" for taxation. For information authorization, the enterprise can conduct a pre -credit application. After the application is approved, the enterprise will open the public account and contact the customer manager for information maintenance. Later, you can initiate a credit application and loan use through a mobile banking. This product is convenient for applications, online applications, real -time credit results; pure credit, mortgage, guaranteed guarantee, support with borrowing and repayment, recycling, supporting multiple repayment methods and channels, can be repaid in advance.

Another product "Silver Credit" is an online loan service provided by small and micro enterprises with active settlement and good credit in the bank. Enterprise account opening and registered place in Henan Province. Enterprises have been established for 2 years. After a year of settlement, it can apply for a year, and the maximum loan amount of a single household can reach 500,000 yuan. Low interest rates only need to be 5%to 6%, unsecured, and pure credit. You can borrow with repayment. Enterprises can apply for credit applications, withdrawal, and repayment in mobile banking. It is very convenient to handle Credit cards are as convenient.

州 郑 ➤ ➤ Zhengzhou Branch

With the gradual advancement of the steady growth policy, supply chain finance plays an important role in "steady chain" and bailout small and micro enterprises. In recent years, the Zhengzhou Branch of Industrial Bank has adhered to the business philosophy of "customer -centric", taking supply chain finance as the focus point of business transformation and the important breakthrough of the difficulty of financing small and medium -sized enterprises. Pain points, deepen the digital transformation layout, continuously improve the service system of "online, platform, and scenario", and successively launch the "Xingxiang Bill Pond", "Enjoy the Accepted", "Xingxu Ewan", "Xingxu Certificate" Wait for the online financing system of the "Enjoyment" series to improve the overall operating efficiency and capacity of the supply chain business, promote the high -quality development of the supply chain business, and solve the problems for small and medium -sized enterprises with high -quality services. Especially during the epidemic period The development of the real economy has made due contributions. Since the beginning of this year, the Zhengzhou Branch of Industrial Bank has provided more than 200 million yuan in online supply chain financing for more than 210 SMEs for construction SMEs.

州 郑 ➤ ➤ Zhengzhou Branch

The digital transformation of finance is both the trend of the society and the needs of customers and the masses. Everbright Bank Zhengzhou Branch staff introduced the bank's "Everbright Cloud Payment" product to reporters. This product is a super life app of Everbright. It is positioned as a combination of convenience services and inclusive finance. Category payment services and various payment channels are integrated, so that users of the whole society can easily pay through any channels anytime, anywhere. At present, water, electricity, gas, heating, fixed -line, cable television, non -tax, social security, taxation, medical, education, property, transportation and other 20 categories of payment services, the cumulative access to non -convenient payment service projects exceeds 12,000, Active users of the entire platform have reached 550 million households, with more than 2 billion services, and the payment amount exceeded 500 billion yuan.

郑 Zhejiang Commercial Bank Zhengzhou Branch

Since the beginning of this year, Zhejiang Commercial Bank has launched a new journey of high -quality development, taking digital reform as one of the four major strategic priorities. The reporter learned from the scene that the bank's international business has been at the forefront of digital transformation, promoting strategic transformation with scientific and technological innovation integration, and focusing on improving the customer experience. Based on the traditional remittance, documents, and financing business "Yongjin Global Exchange", "Yongjin Assets Pool-Exit Pool", "Speed ​​Permit", "Zhejiang Commercial Trading Treasure", "Zhejiang Business Tariff Treasure" and other series of characteristic brands, provide customers with international settlement, financing, and transactions. Comprehensive online financial services, the business processes of "full business varieties, full -process processing, omni -channel coverage" effectively enhance the user's favorability.

➤ Zhengzhou Bank

In April of this year, Henan Province ’s local policy science and technology and finance operations were officially launched, marking that Henan Province became the first province led by the provincial party committee and provincial government and strongly promoted policy science and technology finance. At the same time, the Henan Provincial Party Committee and Provincial Government determined that Zhengzhou Bank became the main body of the policy of policy, innovation and financial business. Since becoming a policy of policy -oriented finance business operations, Zhengzhou Bank has taken the initiative to integrate into the provincial party committee and provincial government's innovation -driven development strategy, give full play to the role of the subject, actively implement the "twelve measures", and fully support the growth and innovation activities of science and technology innovation enterprises to help help. Stabilize the economic market of Henan Province.

In response to the characteristics of science and technology enterprises, Zhengzhou Bank formulated the threshold for access to the exclusive customer, the innovation and lending meeting review model, and concentrated the approval team to the Science and Technology Finance Division, giving full play to the advantages of the institution, creating an internal service system, and improving the efficiency of approval.At the same time, Zhengzhou Bank is trying to promote the construction of online loan products and risk control models, and gradually migrate small business to online, achieve efficient and convenient process management, and comprehensively improve service quality.Responsible editor: Chen Yuyao | Review: Li Zhen | Director: Wan Junwei

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