Enterprise financing has a "gold medal consultant" -Haihang Security Province takes the lead in establishing a credit financing consultant group to empower the real economy

Author:Huai'an Daily Time:2022.07.05

Is it difficult for small and micro enterprises to financing? "Gold Consultant" to relieve worry! In recent years, the Huai'an Banking Regulatory Bureau has taken the lead in establishing the mechanism of credit financing consulting group of small and medium -sized private enterprises in the province. Special mechanisms, special class services, specialized sessions, and joint county and district governments to provide financing assistance to county -district enterprises and accurately rescue them.

One policy and one strategy, the financing plan is "tailor -made"

"I did not expect that I could also connect with three banks at the same time, with a total of 14 million loans!". Not long ago, Huai'an Textile Co., Ltd. received a large order, but suffered from lack of funds and insufficient production capacity. When you see the "fat meat" of the mouth, the "fat meat" is going to fly away. The financing consulting team of Huai'an District shall jointly customize the fund support plan for the enterprise through the ICBC "ICBC Messenger" and the Agricultural Bank of China, and Huai'an Rural Commercial Bank. Essence "Thanks to the financing advisory team, it will be a big loss." The person in charge of the company thanked him again and again.

The joint credit of the "N+1" model is an exclusive financing solution for small and micro enterprises. Since the establishment of the Credit Financing Consulting Consulting Group, the Huai'an Banking Regulatory Bureau has promoted the consulting team to implement four working mechanisms: the detailed rescue consultation, one enterprise and one strategy, discussion consultation, and follow -up visits. Work recommendations, consult the company's financing demand for financing, and form a assistance list. Clarify the banks in the overall planning of the enterprises in the list, carry out normalized assistance and docking, and provide personalized financial services for different needs of the enterprise. If the hosting bank does not meet the financing needs, the Communist Chamber of Commerce Clinics will be held, combined with the situation of enterprises, studying assistance measures, coordinating relevant departments and institutions, and accurate matching products and policies. Regularly follow -up and return to assisting enterprises to understand the development of corporate financing demand, ensuring that the policy and assistance measures of benefit enterprises have been effectively implemented.

As of now, the financing consulting team of 7 counties and districts has heard 59 government opinions, and the layered classification has developed a number of affected industries such as catering, accommodation, retail, cultural, tourism, transportation, etc., and visit 549 households in the visit list. The Communist Party Chamber of Commerce 62 times.

Active attack, financial live water "precise drip irrigation"

"The money has arrived, and the salary of the workers can be considered!" Zhongyan Technology Company, Hongze District, had a shortage of flowing funds due to the impact of the epidemic, and the company wanted to loans from the bank. After learning about the financing advisory team of Hongze District, they contacted the enterprise for the first time, took the initiative to docking, collecting corporate information, coordinating the guarantee of the Runhong guarantee company, providing enterprises with a loan support of 10 million yuan, and solving the company's financing needs. "Without this money, we really don't know what to do. Thanks to the consultant group for the active service." The person in charge of the enterprise said.

Enterprises are accurate assistance, and the industry has planned ahead. Under the epidemic, the logistics industry is the first. The financing advisory group of Lianshui County was prevented from being affected by the government department to understand the overall operation of the logistics enterprise in the Lianshui logistics industry cluster. After listening to the government's financial services, they took the initiative to hold a conference to discuss the potential financing of the logistics industry. Demand and response measures, coordinate the establishment of the "Lianshui County Logistics and Transport Finance Service Project", and incorporate more than 20 logistics companies within the scope of Huai'an (Lianshui) Airport Industrial Park, Lianshui Red Sun Logistics Park and Xingang Logistics Park. Receives 30 million yuan to prepare the needs of the enterprise from time to time. Through the loan reduction of money, delayed repayment, repayment of interest payment, and adjustment of repayment methods, it provides 318 enterprises to provide assistance services for enterprises, involving a amount of 1.507 billion yuan.

"Practice the Hui Enterprise's rescue policy and adhere to finance for the beginning of the people." The relevant person in charge of the Huai'an Banking Regulatory Bureau said that it will further gather the city's bank credit resources, promote the financing consulting team's bailout services, and reach more private small and micro enterprises , Empower the high -quality development of the real economy of the county. (Rong Media Reporter: Wang Shu Correspondent: Xu Jun Li Lijun)

Contact information of the county (district) credit financing consulting consulting group:

Qingjiangpu District: 0517-83913906, 0517-83921919;

Huaiyin District: 0517-84921614, 0517-84921470;

Huai'an District: 0517-83817511, 0517-83817526;

Hongze District: 0517-87265011, 0517-83993761;

Jinhu County: 0517-86999158, 0517-86999128;

Lianshui County: 0517-82996986, 0517-82326749;

Qixian: 0517-88265344, 0517-88265342.

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