Car owner's attention: Beware of parking payment "by the way" bought a insurance

Jimu Journalist Liu Dongli

Intern Fu Xin Chen Yihan

Scan the code in the parking lot, almost "bought" a insurance. Recently, Mr. Wuhan, a 55 -year -old civilian Cheng, complained angrily that he had complained to Jimu Journalists that after a previous time a scanning and renting charging treasure was mistakenly bought insurance, he almost "recruited" in the parking lot of Wuchang Baiyun Bian Building. Jimu Journalists visited a number of parking lots in Wuhan and found that the two -dimensional code in some parking lots hidden the "mystery". If you do not distinguish it carefully, it is easy to "" register a third -party account or "" to buy insurance.

On July 6, Jimu Journalists contacted the Wuhan Parking Industry Association. Under the intervention of the association, the maintenance party responsible for the parking payment system responsible for the Baiyun Border Building stated that it would close the relevant advertisements appearing in all its parking lots as soon as possible.

The car owner's parking lot is almost bought for insurance

At about 2 pm on July 3rd, when Mr. Cheng, who lives in Wuchang District, Wuhan City, drove out of the parking lot from Baiyun Border Building, Wuchang Heping Avenue, as usual to scan the two -dimensional code to pay the parking fee with the mobile phone on WeChat. After scanning the code and entering the license plate number, he saw that there was a eye -catching icon below the page, like a parking fee coupon.

Page pop -up after scanning the code

"My eyes are a bit old, and I can't see the small characters on the mobile phone. I thought it could be discount. Later, the owner who was waiting in line kept pressing the horn. The operation button. "On July 5th, Mr. Cheng recalled to Jimu Journalists that he didn't feel right until the page pop -up asked to fill in the ID number:" Just pay a parking fee, why do you want to enter this information? "

Recalling the last "insurance" experience, Mr. Cheng suspected that this was an advertisement for the insurance company to buy insurance. He quickly closed the page and scanned the code to pay.

Sure enough, shortly after driving out of the parking lot, Mr. Cheng received a text message saying that he received the underwriting of Taiping Transportation Accident Insurance Company's underwriting and would upgrade a medical protection for a maximum of 1.5 million yuan. There is also a link behind. Mr. Cheng clicked the link and found that his name, mobile phone number, ID number and other information have been filled in, and the bottom shows the monthly insurance cost of 12 yuan, and a "additional guarantee" confirmation button.

SMS failed to receive the underwriting received by Mr. Cheng

"If I hadn't experienced it once, I would definitely be" be done '. "Mr. Cheng recalled that when he scanned the code in July last year, he accidentally clicked on WeChat authorization until he received the deduction fee of 285.99 yuan. SMS only knows "insurance". He applied for a refund for the first time, but the customer service told him that this insurance belongs to consumer insurance. "Paying a month for one month can also be understood as one day guarantee. Every day, there will be corresponding cost consumption." So in the end he only returned 29.98 yuan.

Reporter's on -site survey: The payment page is strange

On the morning of July 5th, Jimu Journalists came to the parking lot of Baiyun Border Building to see that there were two -dimensional codes in the eye -catching location next to the gate of the parking lot, supporting Alipay and WeChat payment.

Baiyun Border Tower parking lot

Jimu Journalists use WeChat to scan the QR code, the page displays the license plate number that enters the payment, and below it is a picture of a coupon style, which says "2 yuan for parking coupons, available for this payment". The reporter noticed that there is a shallow gray line on the picture and the word "advertisement", but it is not obvious. After the reporter click on the picture, the page jumps to an insurance page, showing "Free 1 million accidents+parking coupons", "Free reception with the mobile phone number". After the reporter enters the mobile phone number and verification code, the page displays the "Free Receiver" button. Mr. Cheng said that he had entered his identity information in a hurry.

How does this advertisement be implanted in?

The reporter asked about a manager of the parking lot, but he said he did not know, and said that when many car owners paid the two -dimensional code, they would pop up advertisements. The time, "I always remind them not to order advertisements, just pay the fee directly."

Through Mr. Cheng's payment record, Jimu Journalists noticed that the charger was Wuhan Taishun and Property Management Co., Ltd.. The reporter consulted the company's staff as the owner, and the reply received: "I don't know how this advertisement comes."

Subsequently, the reporter visited 7 self -service payment parking lots in Wuhan, such as Xu Dong Street and Lu Yu Road, and found that there were two parking lots on the two -dimensional code scanning. Advertising will appear. For example, after the reporter used WeChat to scan the two -dimensional code of the underground parking lot located in Fuhua Building in the street, the payment page appeared on the payment page "6 yuan parking coupon", and the word "advertisement" in the upper left corner was very small, It is easy to be ignored without looking at it carefully. After clicking the "Receive" button, the page jumps to the advertising page of "Mobile Point Exchange". After clicking and filling in the relevant information, the page prompts that the mobile phone number has been bound to a platform.

Fuhua Building parking lot exit

Subsequently, the reporter used Alipay to scan the code, and similar preferential pages also appeared, and the word "advertising" was not marked. According to its managers, the parking lot area corresponding to the two -dimensional code is currently in the construction status, but the advertisement popped up after the car owner scanned the code before, resulting in a delay in payment time and traffic jam.

Parking association call for industry self -discipline

Jimu news reporters sorted out and found that when consumers paid parking fees, renting charging treasures or shared bicycles through scanning code, they accidentally clicked into advertisements and were deducted from time to time. In May 2021, when Mr. Ye, Mr. Ye, Wuhan City, rented a shared charging treasure, accidentally participated in the relevant platform's "One Yuan Buy Insurance Charging Treasure Borrow" activity. Later, Mr. Ye checked the WeChat payment record that he found that since May 2021, a monthly cost of about 286.99 yuan is automatically deducted, and the total deduction has been deducted by more than 2,000 yuan (Jixu News has been reported).

Public reports also show that in July 2021, Mr. Lin, a citizen Suzhou citizen who scanned the code in a parking lot, found that the horizontal gear at the exit did not lift it, and the system still prompted to pay 16 yuan, and he realized that he had just paid just now. Not a parking fee. After he returned home, he found that a few text messages received on the phone, reminding him to buy a insurance, and automatically deduct the monthly system.

"Insurance companies induce users to insure or automatically insured, they are suspected of infringing on users' right to know." Lawyer Yang Ye of Hubei Weili Law Firm reminded that when citizens use their mobile phone code to pay Click the advertising link at will to avoid unnecessary trouble.

It is understood that, for the "crooked wind" of coded consumption advertisements and lure payment, relevant departments have shot. In 2021, the Shenzhen Consumer Council jointly launched the "Self -discipline of Consumer Consumer Industry", which promises that related companies will not force or enforce consumers to pay attention to the public account of the merchant when providing code scanning. For a variety of service methods, collecting consumer information should follow the principles of legality, justice, and necessity.

On the afternoon of July 6, Jimu Journalists reported the relevant situation to the Wuhan Parking Industry Association. Under the intervention of the association, the maintenance party responsible for the parking payment system of the Baiyun Border Building promised to turn off similar ads that appeared in all its parking lots as soon as possible.

Zhang Lei, Secretary -General of the Wuhan Parking Industry Association, said in an interview that the self -service code scanning payment was to save time and provide convenient payment methods for car owners, but if it was forced to afford unnecessary losses, it should not be. In the next step, the association will call for self -discipline in the industry to regulate the code scanning payment.

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