Stabilize the broader market to promote recovery and help the company to help the enterprise relieve "timely rain"

Stabilize the broader market to promote recovery and help the company to help the enterprise relieve "timely rain"

Lee Wangyang

Recently, after the State Council held a national calling conference on the national market, the Sichuan Province's support policy was fully issued to understand that the card was fully issued, and helping the enterprise rescued the most important political task and central work in front of the banking financial institution. Sichuan Yilong Rural Commercial Bank deeply understands the requirements of helping enterprises at all levels in the country, provinces, and counties, and promotes the help of the support of market entities to quickly land in financial services to further help the operating dilemma brought about by local entities from the epidemic.

Focusing on "bailout" showing the shoulder

"With your help, we will be able to survive the difficulties again." Facing the client manager of Yilong Rural Commercial Bank after lending, the person in charge of a hotel in Yilong County was full of confidence. The hotel is a large -scale hotel with a large scale, large scale, and county -wide influence in Yilong County. The business scope covers a number of services such as conference affairs, accommodation, catering, etc. It is the first choice for many foreign tourists to stay in Yilong and Yilong. In 2016, the hotel first applied for a 49 million yuan loan at Yilong Rural Commercial Bank to enjoy the efficient services and preferential interest rates provided by Rural Commercial Bank for local enterprises. Good mutual trust relationships. In early 2020, the sudden new crown pneumonia's epidemic swept the world, which brought almost a blow to hotel operations. At a critical moment, Rural Commercial Bank has timely reduced loan interest rates and repayment of principal and interest, helping enterprises a way to live.

In 2022, the situation of the epidemic situation continued to repeat and the continuous economic low operation, which once again increased the difficulty of business operation. It coincided with the expiration of loans and at least 4 million yuan required for renewal loans.

Fortunately, the provincial and municipal levels have promptly issued the "helping enterprises to relieve the card", and preferential policies will be quickly landed at the grassroots level of Yilong. Just when the person in charge of the hotel was worried about the renewal funds, the customer manager of Yilong Rural Commercial Bank took the initiative to contact his current non -repayment loan policy, which solved the urgent urgency of both parties. By helping the enterprise's rescue green channel, the non -repayment of the renewal procedures was quickly completed, and the hotel's person and customer manager's face showed a smile. At the same time, the loan interest rate has fallen by 105 BP again, and the number of BPs has been reduced by 222 BP compared with the loan for the first time, which greatly alleviates the pressure on the repayment of the enterprise.

It is understood that Yilong Rural Commercial Bank fully implemented local governments, higher -level regulatory departments, provincial agencies, and offices on the deployment of various tasks of financial assistance to enterprises and stabilizing the economic market, and fully fulfilled as the main financial military banks of the local financial. Responsibility and responsibility to help local economic recovery. As of the end of June, the bank had accumulated a total of 122,700 yuan for renewal loans, and the repayment of the principal and interest was 128 million yuan, and the loan interest rate was 99 households, which involved an amount of 482 million yuan, which directly reduced the financing cost of 6.8 million yuan.

Practice "helping enterprises" grow together

If the bailout of the financial residential area is an inexplicable responsibility in front of the agricultural credit institution, then adhering to the main business of the master and the coexistence of the coexistence of the local real economy is the only way to achieve sustainable and healthy development.

Not long ago, a mechanical manufacturing company in Yilong County applied to the Rural Commercial Bank's 3 million yuan credit loan as scheduled, and quickly made up for the funding gap of the purchase of raw materials. The owners of the park praised the service of the county Rural Commercial Bank.

In recent years, Yilong Rural Commercial Bank revolves around Yilong County's "Industrial Strong County" strategy, and has done financial services around the mechanical manufacturing enterprises with the main attack direction of auto and motorcycles, and has continuously strengthened financial support for the development of the county's industrial economy. Carry out the "big visit" in the park, set up a service class, dispatched financial advisors, and establish a green channel. The bank has continued to move forward on the road to support the development of the real economy of the county. As of the end of June Huixiao and WeChat Credit Loan Support Program and other direct tools to promote the continuous decline of loan interest rates. The average interest rate of the general loan of the entire bank decreased by 47 BP year -on -year. The role is constantly prominent.

In the next step, Yilong Rural Commercial Bank will always adhere to the main business of the main responsibility, fully implement the measures of helping enterprises at all levels of provinces, cities and counties, focus on temporarily encountering industries for the epidemic, and continue to increase the credit of the county's entity. Incorporating its own development into the process of high -quality development of local economic and social development, and brightening the "Sichuan Agricultural Credit Sichuan People's Bank of China" with practical actions.

- END -