Keep in mind the purpose of "serving agriculture and rural" to support the high -quality d

Keep in mind the purpose of "serving agriculture and rural" to support the high -quality development of local economy

Xue Wenjuan

In recent years, the Datong Agricultural Credit Association of Shanxi has always kept in mind the purpose of "serving the three, rural areas, and farmers", around the construction of "six stability" and "six guarantees" and Datong's provincial regions of the provincial region, poverty alleviation, rural revitalization, epidemic prevention and control, optimization business The environment, "10,000 people to help 10,000 enterprises" and other major political tasks, actively play the role of serving the main force of local economic development and vanguard, and contribute to Datong's achievement of all -round and high -quality development. Datong Rural Credit Federation supported the local economic performance and was recognized by the leaders of the Municipal Party Committee and Municipal Government. In February this year, it was reported by the city's poverty alleviation leadership group. The CPI is awarded the title of "Outstanding Contribution Bank of the City's Poverty Alleviation Loans for Poverty Alleviation Loans", respectively.

Precision policy strengthening real economy credit support

The real economy is the "lifeline" of socio -economic development, and it is an important support for steady growth and benefiting people's livelihood. The Datong Agricultural Credit Press will comprehensively connect the provincial and municipal key project planning in all walks of life, and increase credit services in key projects and key projects such as food stability and protection of food, industrial chain supply chain, transportation and logistics, rural revitalization, etc. The implementation of the implementation of the rescue policy of the enterprise; give full play to the role of "head geese", and increase financial support for advanced manufacturing, high -tech manufacturing, and strategic emerging industries in equipment manufacturing, modern pharmaceuticals, new energy, big data, cultural tourism, etc. , Open up the blocking point of the upstream and downstream industrial chain, and actively help companies that temporarily encounter difficulties in difficulties; in response to the financing needs of small and micro enterprises "short, small, frequent, and urgent", through the "Xingye" series of credit products, formulate standardization and customization of standardization and customization Financial service solutions, focus on increasing support for first loan households, credit loans, medium and long -term loan funds; actively use the "government guidance, policy support, bank docking" model, and successfully connect with the "Xinyi Loan" platform. Enterprises, improve the acquisition rate of loan loans; take the principle of "urgent and urgent, special offices", actively promote the "Sunshine Loan", and use online applications, simplifying data, priority acceptance, efficient approval, fast distribution and other measures. The pneumonia epidemic prevention and control of key protection enterprises provide support and help the normalized epidemic prevention and control. As of the end of May, 56 provincial key engineering project enterprises have been connected to 145 million yuan in credit; 11.045 billion yuan, with a letter of 534 households and a amount of 10.751 billion yuan.

"Reduction for expenses" increases the support of beneficiated enterprises to relieve the support

Yanggao County Lianhe Credit Credit Support the scale of the large -scale development of the breeding industry

Small and micro enterprises are an important force for regional economic development. Since the epidemic, various market entities in Datong have encountered difficulty in capital turnover brought about by the reduction of operating income. In order to cope with the impact of the epidemic and to cross the difficulties with the enterprise, the various banks within the jurisdiction of the Datong Agricultural Credit Association have conscientiously implemented the deployment of the provincial party's association on the basis of strict implementation of the regulatory policy, increased the efforts of "reduction in fees and reducing", and for the prevention and control of the epidemic and the prevention and control of the epidemic and the prevention and control of the epidemic. Economic and social development escort; actively reduce the interest rate of small and micro enterprises, the interest rate of agricultural loan -related loans, and reduce the interest rates of key industries such as accommodation, cultural tourism, wholesale and retail, and transportation that have been affected by the epidemic; adjust the trapped small and micro enterprises , The method of repayment of individual industrial and commercial households, strive to "delay the extension", take multiple measures to help small and micro enterprises pass the difficulty; Waiting for a wide limit, no loan, continuous loan, and no loan. Since this year, customers who have been affected by the prevention and control of the epidemic have extended the repayment period of 70 and the loan amount is 625 million yuan; The amount is 1.830 billion yuan. At the same time, adjust the four service charging items, including reducing bank account service charges, reducing transfer of transfer remittances, canceling the charge for the charge, losing fee, and the handling fee, work fee, and loss of bank bills and bank bills. Fees and reduce bank card swiping fees. As of the end of May, Datong Rural Credit Federation's units settled account management fee and annual fee of 1100 yuan, with an amount of 41,500 yuan; a single 100,000 yuan (including within inclusion) of the counter -crossing transfer remittance fee for the public The amount is 33,500 yuan; the check -up fee, the loss of the cost of 610, the amount of 610, the amount of 05,100 yuan; the cumulative cost reduction scale of the city is 92,000 yuan, which benefits a total of 7,584 customers.

Coordinate and take into account the service level of rural revitalization

Zuo Yun Rural Commercial Bank held a session of the credit site of the whole village of Madorou Village

The implementation of the rural revitalization strategy is a major decision -making arrangement made by the 19th National Congress of the Communist Party of China. It is a major historical task of building a well -off society in an all -round way and building a well -off society in an all -round way. In order to meet the loan financing needs of rural revitalization farmers, the Datong Agricultural Credit Association provides priority support for local agricultural -related enterprises in credit policies, resource allocation and operating mechanisms.

In the construction of agricultural and rural infrastructure modernization, accurate policies are accurate to help Datong Huanghua, Guang Ling Xiaomi, Hunyuan astragalus, and Tianzhen Red kidney beans, etc. Rich. "Fu Agricultural Loan", "Hui Agricultural Loan", "Strong Agricultural Loan" ... Datong Agricultural Credit Press has effectively revitalized the local rural production factors through these financial products and meets the financing needs of small and micro enterprises in various fields of agriculture.

In the midsummer, Yunzhou District, Datong City entered the annual yellow flower picking season, and people were busy in the fields. "In the past few years, our village has grown a total of 1500 acres of yellow flowers. At present, all of them have entered a period of production. With the company's backing, our villagers plant yellow flowers and release their hearts. They are not afraid of not selling." Xie Wen, a poor household in Heian Village, Xiping Town. Xie Wen said that the company is an agricultural and sideline product limited liability company in Yunzhou District. The company effectively drives the majority of farmers to get rid of poverty and become rich through the "base+farmer+company" integrated operation mechanism. The leading enterprise of agricultural industrialization is also a provincial poverty alleviation leading enterprise. With the development of many years of business, the scale of business operations has continued to expand, the amount of funds is large, and the problem of financing difficulties has not been solved. Essence The publicity activities for the popularization of financial knowledge education have also continued to carry out in the Datong Agricultural Credit Association. A total of 151 activities were carried out, covering nearly 62,000 people. Since the beginning of this year, all walks of life in the jurisdiction have held a number of "complete village credit" work promotion meetings, and actively carried out the creation activities of credit users, credit villages, and credit townships. A total of 72 credit villages and 10 credit markets were created. Credit 4.292 billion yuan and credit loans were issued 2.806 billion yuan. These activities are expanding the coverage of financial propaganda and education in rural areas, improving the financial consumer financial literacy and risk recognition capabilities in rural areas, but also providing "one -stop" services for the effects of "difficulty in financing and expensive financing" of agricultural industry enterprises.

The main body of the market and stabilizing the economic market, the agricultural faith agency is incompetent. Recently, the party committee of the Datong Audit Center held a special meeting to convey the spirit of the State Council's National Council to Stable Economic Locomotive Television Conference Conference, focusing on the important requirements of "the epidemic should prevent, the economy must be stabilized, and the development must be safe". Credit delivery plans and measures, multiple measures and nursing navigation of the normal production and operation of market entities, and continue to stabilize the basic economic disk. In the next step, the Datong Agricultural Credit Association will continue to implement the decision -making and deployment of governments and regulatory authorities at all levels, in accordance with the "comprehensive top, capable, accurate and efficient" action standards, make every effort to do well The financial support of the industry contributes to the stability of the economy and promotes the development of financial forces, and is held in the 20th National Congress of the Party with practical actions.

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