Dali support housing enterprises and buyers "co -ownership": buyers can buy half of property rights first

[Dahecai Cube News] Recently, Dali in Yunnan issued the "Implementation Opinions to Promote the Stable and Healthy Development of the Real Estate Industry". The opinions are clear that supporting real estate development enterprises sell commercial housing through "common property rights". Buyers can purchase property rights of not less than 50%in advance. The remaining property rights will continue to be held by real estate development enterprises. Buy the remaining property rights.

The opinion pointed out that if the price of pre -sale commercial housing publicly publicized, the propaganda price shall not be lower than 85%or higher than 115%of the real estate table filing price.

The implementation of the implementation of the people's government of Dali Bai Autonomous Prefecture on promoting the stable and healthy development of the real estate industry

In order to comprehensively implement the decision -making and deployment of the Party Central Committee, the State Council and the Provincial Party Committee, and the Provincial People's Government, and improve the stable and healthy development mechanism of the real estate market, we will focus on "stable price, stable housing prices, stable expectations" and "preserved buildings, guarantee people's livelihood, insurance insurance, insurance The goal of stability, further improve the long -term mechanisms such as policy collaboration, regulation and linkage, monitoring and early warning, public opinion guidance, and market supervision. The state real estate market is stable and healthy, and the following implementation opinions are now put forward.

1. Reinforcement element guarantee

(1) Each county and Dali Economic Development Zone shall comprehensively and judge the current status and development trends of the real estate market in the region, scientifically formulate land supply plans, control the rhythm of land supply, and coordinate the basic balance of supply and demand from time and space. It is necessary to strengthen the inspection of idle land and deal with it in accordance with the law. Strict implementation of the "net land" transfer requirements, from the source to eliminate the unclear border, the planning conditions are unclear, and the basic conditions of the development of the basic conditions for development. "Work.

(2) All commercial banks in the area shall implement financial policies such as "stable price, stable house price, and stable expectations" to implement good loan concentration management and differentiated housing credit to better meet the reasonable loan needs of home buyers.

(3) Increase support for housing provident fund. After the real estate project obtains the pre -sale permit of the commercial housing, you can apply for cooperation with the housing provident fund to cancel the project's image progress requirements. For eligible real estate project loan cooperation, and qualified personal housing provident fund loans to achieve "two full coverage". According to market adjustment, the amount of housing provident fund loan amount and the down payment ratio of the second house should be adjusted in a timely manner.

(4) Public service facilities such as education, medical care, sports, pensions such as education, medical care, sports, and pensions in collaboration with real estate development projects must adhere to the principles Before the supply of real estate land, the asset transfer and operation management requirements were proposed before the supply and completion, and the land transfer contract was clearly clarified. After the signing of the land transfer contract, it was not allowed to make additional construction requirements to the real estate project development enterprise.

(5) The leadership, housing urban and rural construction, cultural tourism and other departments lead the "marketing Dali" special classes with real estate, tourism and other industry associations, organize online and offline series promotion activities, and continue to strengthen urban marketing.

(6) Real estate projects affected by the epidemic of new crown pneumonia, the "contract period" stated by the construction permit can be postponed accordingly. Except for the local initiative to start the epidemic situation, it does not exceed 180 days before the response period.

(VII) Real estate development project Urban infrastructure supporting fees will be extended to the initial registration of the project before the project processing. When applying for the initial registration of the project, the project owner must submit the support fee of the project city infrastructure.

(8) Pay great importance to the suspension of work around Erhai Lake, and the projects are approved, compacting the management responsibilities, actively acting, accelerate the progress of disposal in accordance with laws and regulations, and resolve risks.

(9) In principle, the supply of single residential land in the urban planning area of ​​the Erhai Lake Basin is no longer added; in addition to the recreational and urban renewal projects in the urban planning area, the supply of single residential land for urban and towns is carefully added. Used for industrial development and public service projects such as business, cultural tourism, recreation, exhibitions, and scientific and technological innovation, and enjoy relevant support policies.

2. Optimize pre -sale supervision

(10) Continue to deepen the reform of the "decentralization service" reform and optimize the business environment, and apply for pre -sale permits for commercial housing in accordance with laws and regulations. When pre -sale permits shall not increase additional content other than laws and regulations. Each county, city, and Dali Economic Development Zone shall make a written decision of pre -sale or non -licensing within two working days from the date of acceptance. Projects that have obtained pre -sale permits for commercial housing shall be announced on the website of the people's governments of various counties and cities, the portal of the Dali Economic Development District Management Committee, and the public account announcement, and the pre -sale license information is pushed to the housing provident fund management department and the real estate registration department at the same level. Essence Actively promote the application of pre -sale funds online, do not meet the approval, improve the service level, and improve the efficiency of approval.

(11) The scope of the issuance of pre -sale permits for commercial housing as a regulatory unit and establish a regulatory account. The supervision account is a special account that guarantees the normal implementation of the project and maintains the rights and interests of pre -order house buying housing. Fang rights and interests are not infringed. The sales area of ​​commercial housing exceeds 60%of the pre -sale license area, the pre -sale models are deposited in full deposit supervision accounts and the balance of account funds exceeds the balance of the remaining project funds of the regulatory unit. ) 110%of the balance can be allocated in advance to release corporate capital vitality. (12) If there is a land mortgage when applying for pre -sale permits for commercial housing, the applicant shall issue the "Dali Prefecture Agreement of the Promotion of Pre -sale of commercial housing on the construction of mortgaged land". The land mortgage period shall not exceed the delivery period stipulated in the commercial housing purchase and sales contract, and the mortgage information is contained in the commodity housing purchase sales contract to ensure that the buyers understand the consumption.

(13) If the parties to the commodity housing purchase and sales contract have terminated the contract according to law, they can go through the formalities of the contract filing, and no restrictions shall be attached.

3. Support commercial housing better to meet the needs

(14) Supporting powerful private real estate companies and state -owned enterprises jointly set up operating companies, complementary advantages, raised funds in multi -channel, participated in marketing to relieve relief, and the purchased commercial houses are in accordance with the conditions. Policy housing categories such as houses and resettlement houses are reserved.

(15) The county -city and Dali Economic Development Zone, which has a commercial housing period of more than 24 months. In principle, no new affordable rental housing is built, and the "purchase of agencies" is used to raise affordable rental housing listings. Implementation of projects such as shantytown renovation and urban renewal are mainly resettled by market purchase.

(16) Support real estate development enterprises to sell commercial housing by "common property rights". Buyers can purchase property rights of not less than 50%in advance. The remaining property rights will continue to be held by real estate development enterprises. Promise to buy the remaining property rights.

(17) Parking spaces (libraries) that meet the planned property rights, complete the surveying and mapping reports in accordance with the planning and design, and uniformly build a sales real estate list for online filing for sales in accordance with the relevant provisions of commercial housing sales, and include the sales area of ​​commercial housing. Those who have withdrawn from the statistical library that conforms to the planned property rights parking space (library), and the relevant departments shall actively improve the relevant procedures for them and complete the parking space (library) registration for the buyer.

(18) After the commodity housing purchase and sales contract is signed by the network, the buyer can apply for settlement in accordance with relevant policies, and enjoy the treatment of the same city in terms of medical insurance, social security, education, and employment.

(19) County and Dali Economic Development Zone with a commercial housing period of more than 24 months. The first set of home buyers can encourage subsidies to subsidies in accordance with the amount of tax paid paid or directly issue house purchase subsidies after handling the amount of deeds paid. Housing consumption shorten the output cycle.

(20) The time limit for the payment of special maintenance funds for residential residential houses may be extended before the signing of the commodity housing purchase and sales contract network to the real estate registration of the real estate housing. When applying for the registration of commercial housing property rights, the buyer must submit to the registration authority to pay the residential special maintenance funds.

Fourth, regulate market order

(21) At all levels, it is necessary to strengthen the monitoring of the real estate market public opinion, deal with disposal in advance, strengthen positive publicity and guidance, and investigate and deal with the acts that seriously disrupt the real estate market order such as rumors and malicious speculation in accordance with the law. Real estate development enterprises shall not issue false illegal advertisements, and shall not publish commercial housing sales advertisements that have not obtained pre -sale permits.

(Twenty -two) If the price of pre -sale commercial housing publicly publicized, the propaganda price shall not be lower than 85%or higher than 115%of the real estate table filing price. %.

(Twenty -three) If a real estate development enterprise entrusts a brokerage agency to sell commercial housing, the entrusted brokerage institution shall register and record in the local residential construction department. When the brokerage agency sells commercial housing, it shall present the pre -sale permit for commercial housing and the original commissions of commercial housing sales. The brokerage institution shall not sell commercial housing by themselves, and shall not collect any funds involved in the buyer in any form. All the house purchases delivered by the buyer must be directly included in the pre -sale fund supervision accounts that the pre -sale permit of the commercial house will be included in the pre -sale permit. Turn off the receipt credentials. Projects that have not been approved for sale must be issued after the refund and punishment can be issued before the commercial housing pre -sale permit.

(24) Establish a negative list management system for real estate development enterprises and brokerage agencies, implement annual evaluation, announce the results of the announcement, and include the results of the evaluation into the corporate credit evaluation. Records, urge enterprises to operate integrity, abide by laws, and purify the market environment.

(Twenty -five) strict accordance with the "Notice of the Supreme People's Court, the Ministry of Housing and Urban -Rural Development, and the People's Bank of China on regulating the people's court's preservation and enforcement measures to ensure pre -sale funds for commercial housing for project construction" (Law [2022] No. 12) , Establish and improve the "government linkage" mechanism implemented by pre -sale funds for commercial housing to ensure that the pre -sale funds are not used for other use, and the rights of buyers are not infringed.

(26) State -level housing and urban construction departments shall jointly conduct inspections on the supervision of pre -sale funds for commercial housing in conjunction with the branch of the People's Bank of China and the Banking Insurance Supervision Department, and to violate the real estate development enterprise and bank institutions that violate the pre -sale fund supervision policy of commercial housing in accordance with the law according to law.Investigate and deal with according to regulations.This opinion will be implemented from the date of issuance and the validity period is one year. If the policy adjustment is adjusted, the above -level policy shall prevail.The people's governments and Dali Economic Development Zone Management Committee of each county and cities combined with the actual situation, the State Natural Resources and Planning Bureau, the State Housing Urban and Rural Construction Bureau, and the State Provident Fund Management Center formulated implementation measures or implementation rules in accordance with their functional responsibilities.

This opinion was responsible for explaining by relevant departments such as the State Housing and Urban -Rural Development Bureau, the State Natural Resources and Planning Bureau, the Dali State Central Branch, and the State Provident Fund Management Center.

Responsible editor: Wang Shidan | Audit: Li Zhen | Director: Wan Junwei

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