101 million yuan!Yueyang City has handled the first more than one million people's housing provident fund loans

Recently, Yueyang Housing Provident Fund Management Center accepted a high -level talent loan business. Mr. Fang and his spouse, who worked at Hunan University for Nationalities Vocational College, successfully handled the personal housing provident fund loan of 1.01 million yuan at the window of the municipal government center. This is the notice of "Several Measures on Promoting the Steady and Healthy Development of the Real Estate Market in Yueyang City in the urban area of ​​Yueyang City" from the Office of the People's Government of Yueyang City on May 1st. Housing provident fund loan.

Since the beginning of this year, the city's housing provident fund policy has been greatly relaxed. As of August 4, there have been 148 personal housing provident fund loans of more than 600,000 yuan, totaling 107.475 million yuan, which has reduced the burden of house purchase for the majority of employees and has been widely praised by borrowers. Essence

The reporter learned that in order to reduce the cost of the deposit unit and effectively improve the efficiency of service, Yueyang Housing Provident Fund Management Center launched a number of measures to actively implement policy adjustments, maximize the benefit of the people and the people, and help optimize the business environment. The affected by the epidemic can be paid slowly, and the individual repayment affected by the epidemic is not overdue; the amount of the rent withdrawal is increased; the unified loan amount is limited, the cancellation of the loan amount of the loan amount of the loan amount of the differentiated loan policy of the two -paying employee, the county and urban areas, The upper limit; increase the proportion of second house loans, and never exceed 50%of the purchase price of the purchase of the house to 70%; implementation can be available, restore the implementation of different land loans, adjust the upper limit of the loan amount of our city to 800,000; support talent introduction, implementation The spirit of the Municipal Party Committee's "45 Talent New Deal" has improved a series of measures such as the maximum amount of high -level talent application loans to 1.2 million. Reduce the minimum monthly deposit standard from 458 yuan to 276 yuan, reducing the burden of the enterprise.

In the past, the provident fund loan was one of the important services. There were many links required for approval, and the number of customers ran many times. This is the basic format. Yueyang City Housing Provident Fund Management Center scientifically formulated implementation plans, pressing the "fast -forward keys" at the same time in terms of softness and hardware. Investment in manpower and material resources, the corresponding facilities are allocated for real estate, and the developer version is loaded in the new system. Developers can enter directly under authorization, and can enter the loan acceptance of loan acceptance information for loan applicants and upload them to the management department. In the process of loan, citizens only need to run once.

"Through comprehensive implementation of 'loan entering the real estate, service zero distance" special operation, loan customers and developers have greatly enhanced the sense of gain. Loan customers come to the management department to apply for a loan contract signing and mortgage. "Yueyang Housing Provident Fund Management Center is responsible for responsibility According to people, in the past, customers who took the data to drag time will no longer exist, which directly shortens the sales of the developer's sales payment to the accounting period, and use practical actions to optimize the requirements of the business environment.

Source: Yueyang Daily

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