Worried about the \"one room selling more\" and \"the house was seized\"?Try

Author:Chongqing released Time:2022.06.08

There are long and many links in the trading cycle of stock housing, which can easily cause transaction risks such as \"one house and two sale\" and \"houses to be seized\", which harms the legitimate rights and interests of the parties to the transaction.

The Municipal Planning Natural Resources Bureau news, since this year, in order to deepen the reform of \"decentralization of management\", safeguard the legitimate rights and interests of the parties to the parties, protect the security of financial institutions Office \"government service platform and\" Chongqing City Real Estate Trading Registration Platform \", optimize financial institution service systems, develop real estate brokerage service systems, and comprehensively implement the transfer of transfer previews and mortgage trailers.

Citizens handle real estate registration. The Chongqing Municipal Planning and Natural Resources Bureau's picture

Mr. Yu, a citizen, wanted to sell his house in Jiangbei District. Because the buyer was purchased by a mortgage, he was worried that after the transfer was transferred, the buyer did not go to the bank to apply for mortgage registration in time, and even mortgaged in other financial institutions. The buyer was also worried that Mr. Yu resold the house for others after paying the down payment.

On the afternoon of May 16th, Mr. Yu logged in to the \"Yu Kuai Office\" in accordance with the \"Animal Housing Registration Operation Guide\" formulated by the Municipal Planning Natural Resources Bureau. The brokerage system assists the application for registration.

After the staff got the authorized code given by Mr. Yu, they filled out the relevant application on their behalf and submitted the sales and seller to confirm the signing.

At 15:45, the staff submitted the transfer notice and mortgage trailer for the signing and confirmation of the two parties to Jiangbei Real Estate Registration Center.

In just 9 minutes, the Jiangbei Real Estate Registration Center set up a transfer trailer registration and pushed the mortgage forecast registration application information to the loan bank.

After confirming the loan bank, the mortgage preview registration was settled on May 17, and the buyer paid all the down payment to Mr. Yu as appointments.

On the afternoon of May 18, the two parties went to the Jiangbei Real Estate Registration Center to apply for a official transfer.

After the transfer, the mortgage registration of the house is automatically converted to formal mortgage registration according to the application, avoiding the buyer of Mr. Yu from the mortgage registration, and even using a real estate certificate to mortgage loans from other institutions, causing them to receive it that it cannot receive it. The end of the end.

The staff is handling the real estate business for citizens. According to the relevant person in charge of the Chongqing Municipal Planning and Natural Resources Bureau

The relevant person in charge of the Municipal Planning of the Natural Resources Bureau, Article 221 of the \"Civil Code\" stipulates that the parties signed an agreement for buying and selling houses or other non -motionless products In order to ensure the realization of property rights in the future, the rights can be registered with the registration agency in accordance with the agreement. After the trailer registration, the right holder who has not been registered with the preview shall be replaced by the real estate, and noProperty effect.


Therefore, the trailer registration is a registered system that guarantees the future realization of real estate transactions established by the \"Civil Code\", which can effectively reduce the \"one bedroom and two sale\" The transaction risk brought by \"house seal\".

As of now, the city's 1,172 housing agencies have access to the \"Chongqing Real Estate Transaction Registration Platform\" real estate brokerage service system, which can provide the public with a preview registration application to fill in services.

Of course, citizens can also log in to the \"Chongqing Quick Office\" and apply for the preview of the \"full online office\" by themselves. The notice registration is paperless, the applicant directly signatures (signatures) on the application system provided by the electronic version of the electronic version of the electronic version, the simplified version of the commodity housing trading contract, the simple version of the debt contract and the mortgage contract, and the real estate registration agency online Submit to ensure that the entire process of registration is open and transparent between the trading participants of the existing house.

After the buying and seller applies for the registration of the stock housing, the unilateral cannot be revoked or canceled. If it is necessary to revoke or cancel the transfer trailer registration, the buyer and seller must be declared in accordance with the original declaration and registration channel, and the real estate registration agency will be verified on the spot to verify the on -site verification of the real estate registration agency After handling, realize the registration of existing housing transfer previews and mortgage trailers \"full chain in accordance with laws and regulations, openness and transparency in the whole process, and the whole process can be traceable and controllable\" to effectively protect the legitimate rights and interests of all parties.

In recent years, Chongqing has vigorously carried out the reform of real estate registration facilitation, and successively launched the \"one -window processing\" of \"one window\" for the purchase of new houses, \"one window processing\" for the registration of stock housing transactions \", Real estate remote investigation and control and other series of people's interest enterprises reform measures.

This \"one thing for the existing housing transfer trailer and mortgage preview\" is another major measure for Chongqing to continue to promote the standardization and convenience of government services, which has promoted further optimization of the city's business environment.

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