Save time and cost, capital cost Jinan second -hand housing "bringing transfer" notarization deposit

Qilu.com · Lightning News, August 17th, on August 17, the Jinan Municipal Party Committee and Municipal Government held a press conference to introduce the new model of the second -hand house "transferred" registration in Jinan in the country, and answered questions from reporters. The reporter learned that this model can effectively reduce the trading time and capital costs of both buyers and sellers. Through the entrustment of the notarization office, the buyers and the buyers can get the real estate certificate directly. Save the cost of high cashier (bridge funds) generated to pay off the loan to pay off the loan.

Feng Peiming, Secretary of the Party Branch and Director of the Qilu Notary Office, introduced that the notary office is a deposit institution stipulated by the law. According to relevant laws and regulations, the deposit of the notary office is divided into settlement and deposit. Clear deposit is the purpose of settlement for the purpose of settlement. It is due to the creditors. The debtor handed the subject matter that could not be settled to the underlying bid to save the deposit authority to eliminate the relationship between the debt and debt. The guarantee of the guarantee is a deposit for the purpose of guarantee, referring to the debtor or a third party to hand over the target to the third party agreed with the creditors to ensure the performance of the debt or replace the system of other guarantee forms.

In the trading model of the existing house "transferred" transaction model, a series of notarized portfolio services such as the deposit business and commission notarization of the notary office to realize the existing house band mortgaged transfer stipulated in the Civil Code, thereby achieving the guarantee of the guidelines advocated by the law. Legal value orientation of reducing transaction costs. Both buyers and sellers will sign the deposit agreement and attorney while signing the buying and selling contract. The buyer will deposit the down payment and the buyer's bank loan to the deposit account. After completing the real estate transfer registration The account is used to repay the loan that the seller has not yet paid, and the remaining part will enter the personal account of the seller.

Through the involvement of the notary office, the transaction security was fully guaranteed, and the problem of distrust between the buyers and sellers was solved. In addition, the notarized deposit combination service can realize the buyer's home purchase loan to repay the seller's ownership of the bank's loan, thereby achieving "the transfer of the transfer". This model can effectively reduce the trading time and capital costs of both buyers and sellers. By commissioning the notarization office, the buyer and the buyer can get the real estate certificate directly. The cost of high cashier (bridge funds) generated by paying off loans. This model is the reconstruction of the existing second -hand housing transaction process, which is of great practical significance for promoting the healthy and healthy development of the real estate market today.