Released by the Housing Provident Fund Management Center of Southeast Guizhou: These situations can apply for a slow payment housing provident fund

Author:Qiandongnan Daily Time:2022.06.19

Recently, the Southeast Guizhou Housing Provident Fund Management Center issued the "Notice on Implementing the Periodic Support Policy of the Housing Provident Fund" (State Provident Fund Female [2022] No. 6), which will further increase the housing provident fund on the development of the deposit enterprise affected by the new crown pneumonia. Supporting efforts, providing more convenience for the housing provident fund business during the prevention and control of the epidemic prevention and control, and better play the function of housing provident fund people's livelihood guarantee functions.

Below, let's take a look at the interpretation of specific measures.

Measures 1: Support enterprises to slowly pay housing provident funds

If an enterprise affected by the new coronary pneumonia cannot pay the housing provident fund in full and time on time, after the employee congress or trade union of the unit may be approved, the management department of the unit shall apply to the management department of the unit. pay. During this period, the employees withdrawn and apply for housing provident fund loans normally and apply for housing provident fund loans are not affected.

policy analyzing:

Enterprises applying for a slowdown shall be applied to the unit's units to slowly pay the application, the unit employee representative meeting or the union voting consent to prove the material, the original ID card, and the unit housing provident fund remittance material to the local housing provident fund management department business acceptance The window is handled. During the enterprise's slowdown period, it does not affect the normal withdrawal of employees and applying for housing provident fund loans. The periodic payment period is deemed to be continuously contributed. Other extraction and loan application conditions remain unchanged. Slowly paying support policy is tentatively scheduled to be on December 31, 2022. After the expanse period expires, the enterprise shall resume the deposit and complete the full payment of the housing provident fund during the completion of the entire payment period.

Measures 2: Affected by the epidemic affects personal loans, it is not overdue

If the contributor affected by the new crown pneumonia cannot be repaid normally, the housing provident fund loan may be repaid in writing to the loan issuance management department for temporary repayment of the principal and interest of the housing provident fund loan. During the post -repayment period, no overdue processing, no penalties, and not shall be submitted to the credit reporting department as an overdue record.

policy analyzing:

The objects that affect personal loans that are not treated with personal loans are: First, first -tier workers participating in the prevention and control of the epidemic, including medical staff, police officers, community workers, and institutions and institutions engaged in the prevention and control of the epidemic, cadres, and employment of the contract. Cadres, village cadres, and first secretary (including grid staff). The second is the new type of coronary virus infected with pneumonia, suspected patients and close contacts in hospitalization, medical observation, or isolated from the government. Third, the employees who have temporarily lost their income sources due to the epidemic. Fourth, the above personnel are applicable to the owner and spouse.

The requirements and processes of handling: The original loan (including the spouse) holds the original ID card, "Application of the application that cannot be repaid normally during the epidemic period" (with the official seal of the units where the unit is located, the main loan signed, press the handprint) to the loan issuance to the loan issuance Management department business acceptance window handling.

Measures 3: Ensure the demand for employee leasing extraction

In order to better meet the actual needs of the rent payment, if the depositor and spouse have no own housing and renting a house at work, they can apply for the withdrawal of the provident fund to pay for the rent.

policy analyzing:

Employees who apply for rent to withdraw housing provident funds shall provide the original real estate registration department and the housing information query certificate issued by the real estate registration department and the housing construction management department. The window is handled, you can also submit an application for application through the mobile phone provident fund app, WeChat public account and other online

Source: Qiandongnan Prefecture Housing Provident Fund Management Center

- END -

The "same urbanization" of many provident funds in many places accelerates.

Tongshi policy of housing provident funds in various places is accelerating.On Jun...

The total amount of interest rates and down payment ratios are expected to improve the total amount of credit and structure of the house purchase demand.

Our reporter Zhang ZhiweiProfile reporter Yang JieThe supervision announced that the lower limit of the first set of housing commercial personal housing loan interest rates to not lower than the corr