The registration of real estate mortgage rights in Chengde City has reduced the time limit of online office processing to 1 hour

"Previously, when citizens were registered for real estate mortgage, they needed to submit relevant materials to the bank first. The bank would send the materials to the real estate registration center. Tell reporters, "This time, the Chengde Real Estate Registration Center signed a cooperation agreement with 12 local financial institutions to authorize the establishment of the" Substantial Mortgage Registration Registration Convenience Service Outlet ". , One network, one -one -handling real estate mortgage registration business, the time limit of handling from the original three working days, compression to 1 hour, the registration efficiency increased by 20 times. "

In order to facilitate the people to handle related businesses, the Chengde Real Estate Registration Center realized the mortgage right of the city (Shuangqiao District, Shuangxiang District, Yingzi District, and High -tech Zone) in 2021 to improve the efficiency of enterprises and the masses. On the basis, the reform of the "Internet+Disposone Performance Mortgage" reform, by accelerating the in -depth integration of the "One Netcom" and "Online and offline", the real estate mortgage registration is extended to bank financial institutions and provident fund management institutions and implemented a full network.

According to reports, financial institutions can apply to the real estate registration agency of Chengde City in accordance with actual work. The authorized "convenience service outlets" can be replaced by registration services for the first time, trailer, transfer, change, and cancellation of the mortgage rights within four districts of the city. Application for the real estate mortgage registration application submitted by the convenience service outlet, who meets the registration conditions, the real estate registration center promises to complete the login within 1 hour after the review. At the same time Essence The registration efficiency will increase by 20 times compared with the original three working days.

"The first batch of 53 convenient service outlets were established. Reform will give play to the advantages of many outlets and distribution of banks and provident fund management institutions, so that companies and the masses can enable the" Internet 'online application to apply for the start of the mortgage loan. Sui Aijun, director of Chengde City Real Estate Registration Center, said that through the application of electronic certificates, banks will get rid of the traditional model of paper materials manually, and there is no need to return to the registration hall to receive real estate registration certificates, the maximum extent The time to shorten the loan issuance, it can achieve the seamless connection between "extension of renewal", "borrowing new and old", "cancellation of mortgage" and the registration of real estate registration. Essence The full online office and information sharing can also effectively prevent financial risks such as real estate proof of fraud, mortgage suspension, unreasonable mortgage registration, mortgage mortgage, and mortgage seizure.

(Yan Durong Media Reporter Zhang Bin)

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