Texas innovatively launched the province's innovative launch of provident fund and commercial port loan real estate mortgage registration intelligent approval

On June 15th, the fifth press conference of the "One Camp Business Environment Project" theme series was held in our city. Essence

Provident fund loans, commercial loans processing and new commercial housing trailer registration, transfer registration are high -frequency matters in daily business registration. In order to effectively improve the efficiency of the mass work, the Municipal Natural Resources Bureau strives to break the data barriers between departments and innovate in the province to launch the first launch of the province's innovation. Provident fund and commercial port loan real estate mortgage registration intelligent approval and new commercial housing trailer registration and transfer registration department data embedded sharing applications to promote real estate mortgage registration, trailer registration and transfer registration "no meeting, zero running leg" service.

The masses need to apply for real estate mortgage registration when applying for provident fund loans and commercial loans. The procedure in the past was: the bank received the application materials and transmitted it to the real estate registration agency, and then the real estate registration agency shall handle mortgage registration. Due to the enrollment of human work for the information of the mortgage registration application, the risk of errors and the small amount of fault -tolerant space is required to take a lot of time in the real estate registration. There are problems such as low efficiency and "more leg running" in the masses. Now we have upgraded and transformed through the real estate registration system, using "data running legs" instead of "the masses running legs", and realizing the intelligent approval of mortgage registration, which completely solves the above problems.

I. Upgrade and transform the credit system and real estate registration business management system to achieve seamless connection between business interfaces between systems, and instantly complete the query, verification and approval of real estate registration information.

2. Upgrade the mobile terminal of the financial institution's credit system. Through the functions of living identification and electronic signatures, the signing of documents such as online identity verification and real estate mortgage registration application.

Third, implement the electronicization of real estate mortgage files and electronic licenses to achieve paperless certificates.

Schedule

Before the end of June, the full chain of provident fund loans and commercial loans will be achieved. The bank is collectively collecting commercial loan applications, provident fund loan applications and real estate mortgage loans, and shall be handled through the "One Netcom Office" platform for real estate.

By the end of August, the transformation and upgrading of the bank credit system and the real estate registration business management system was completed, and the mortgage data and data were automatically introduced by the real estate registration business management system through the credit system to achieve intelligent approval of mortgage registration.

By the end of December, the mobile terminal acceptance of the bank credit system was completed. Through live recognition and electronic signatures, zero -run legs, no meeting to handle loans and mortgage registration. That is: the masses submitted bank loan approval and real estate registration materials at one time through the mobile banking app, signing the mortgage contract and application documents online, the bank credit system generates electronic data, automatically import the real estate registration system, and the real estate registration system is intelligent to complete the completion of the real estate registration system. Approval, push the electronic certificate to the bank, and realize the new model of real estate registration in the province's leading province's leading "non -meeting application, zero -handed legs".

Produced by Dezhou Daily New Media

Reporter | Yang Mingyu

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