Ministry of Human Resources and Social Security: Formulate supporting policies to determine the personal pension system trial city

"Slowing social premium policy, as a part of a solid and stable economy package policy, is an important measure to help enterprises relieve rescue. It can effectively alleviate the current pressure of the enterprise's capital and help enterprises to restore production and operation." Tao Tao said at the second quarter of the 2022 press conference held at the Ministry of Human Resources and Social Affairs on July 22.

In response to the next step of the personal pension system that the industry is concerned about, the Ministry of Human Resources and Social Security stated that it will formulate supporting policies with relevant departments to determine the cities of the personal pension system.

Staged slow payment policy

Can be affordable to fund income and expenditure pressure

Tao Tao said that this year's new crown pneumonia's epidemic prevention and control situation is complicated and severe, the economic downward pressure has increased, and employment and people's livelihood are facing new challenges. In accordance with the decision -making deployment of the Party Central Committee and the State Council, in April, the Ministry of Human Resources and Social Security and other departments issued a slow -paying social insurance policy, and the three social security premiums were paid in the staged pension, unemployment, and work injury to the five aggressive industries including catering and retail. In May, the central government decided to expand the scope of the implementation of the phased social insurance premium policy. The Ministry of Human Resources and Social Security issued documents with relevant departments, and localities also issued local specific implementation measures to promote the implementation of policies as soon as possible.

Zheng Wenmin, director of the Social Insurance Department Department of the State Administration of Taxation, has stated that according to estimates, the implementation of the implementation of social insurance policies can increase the cash flow of more than 80 billion yuan for enterprises and individuals, and alleviate these industries, especially small and medium -sized enterprises, individual industrial and commercial, and individual business and commerce Households' capital pressure, stable employment, and difficult to cross the difficulty player play an important role in supporting.

Zhang Yinghua, an executive researcher at the World Social Security Research Center of the Chinese Academy of Social Sciences, told a reporter from the Securities Daily that the slow payment of social security premiums is a supportive policy for helping enterprises during the period of "stabilizing the enterprise" and the epidemic situation. The burden reduction of small and medium -sized enterprises in the industry is significant, and it is of great significance to stabilize employment during the macroeconomic fluctuations. However, "slow payment" does not mean "non -payment". Paying social insurance premiums is the obligation of employees. After the slow payment period, it needs to be repaid to avoid damage to workers' rights and interests.

According to Tao Tao, the following aspects of the implementation of the social security policy this year highlighted the following aspects: First, the interpretation of propaganda. The second is to simplify the process, decentralize the approval authority to shorten the approval time. Many places have also launched practices such as "slowing first and then approval", "that are, to be enjoined", allowing companies to run less legs and wait less, and let various market entities enjoy the dividends of slow -paying social security policy. Third, it is easy to handle, give full play to the role of data sharing between commitments and regional and regional and departments, and establish a "whitelist" of enterprises.

Does the retracting policy put pressure on the balance of payments of my country's social security funds? Zhang Yinghua believes that the current retaining policy mainly involves basic pension insurance, unemployment insurance, and work injury insurance, which does have an impact on the current fund balance, but the general scale is far less than the implementation of the income reduction caused by the implementation of social security premiums and exemption policies. It can be made up by a coordinated regulator, and the pressure on the income and expenditure of the fund for the revenue and expenditure of the fund is within a tolerable range.

Zhou Maohua, a macro researcher at the Everbright Bank Financial Market Department, told a reporter from the Securities Daily that the payment of social security premiums in stages constitutes pressure on the current social security fund, but the overall impact can be controlled and will not affect the normal operation of social security funds. The reason lies in two aspects: First, the social security premiums are slowed down, and the cash flow of more than 80 billion yuan for enterprises and individuals is temporarily increased. In 2021, the proportion of social security fund premium income is not large; The adjustment of social security funds from various places to relieve this pressure.

"In the next step, we will closely follow the implementation of the implementation of social insurance policies in various places, timely solve the new situation and new problems encountered in the process of implementation of the policy, and effectively give full play to the effect of helping enterprises with the rescue of enterprises to relieve enterprises to help enterprises and help enterprises Temporary difficulties caused by staged factors such as epidemics, "said Tao Tao.

Social Security System Reform

Three pillars are required

In terms of social security, the Ministry of Human Resources and Social Affairs stated that as of the end of June, the basic pension insurance of enterprise employees was implemented in overall implementation of the country and the system was stable; increased the support of the provinces of fund difficulties in fund difficulties in the country; Study and formulate relevant supporting policies. In the next step, the implementation of the system will be solidly promoted, continuing to improve the national overall supporting policies of the basic endowment insurance of enterprises, formulate a 2022 dipping fund allocation plan and do a good job of funding; further regulates the provincial pension insurance policies; Determine the cities of the personal pension system.

Dong Dengxin, director of the Institute of Finance and Securities of Wuhan University of Science and Technology, told a reporter from the Securities Daily that in the long run, the reform of my country's social security system is a systematic project. At present, my country has implemented the national overall planning of basic endowment insurance, which has played a great role in preserving and appreciation of social security funds. Of course, in addition to the development of the first pillar, it is also necessary to vigorously develop the second -pillar enterprise annuity, occupational annuity, and the third pillar personal pension, which is the first pillar basic pension insurance decompression diversion.

In Zhang Yinghua's view, the pilot cities of the personal pension system should have the following conditions: local governments are actively promoted, workers are willing to participate in their willingness, good tax collection foundations, complete financial infrastructure, and good information platform construction. The pilot cities of endowment insurance are the first.

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